My brother and I have lately bought a house in Charlton. We have noticed several problems with the house which we consider were omitted in the conveyancing searches. Do we have any recourse? Can you clarify the nature of searches that should have been carried out as part of conveyancing in Charlton?
The question is vague as what problems have arisen and if they are unique to conveyancing in Charlton. Conveyancing searches and investigations undertaken during the legal transfer of property are carried out to help avoid problems. As part of the legal transfer of property, the vendor answers a form referred to as a Seller’s Property Information Form. If the information turns out to be misleading, you may have a misrepresentation claim against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Charlton.
Various online forums that I have frequented warn that are the primary cause of hinderance in Charlton house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) released conclusions of a review by MoveWithUs that conveyancing searches do not feature within the most frequent causes of hindrances in the conveyancing process. Local searches are unlikely to feature in any slowing down conveyancing in Charlton.
Over the last few months I have been searching for a leasehold apartment up to £195,000 and found one round the corner in Charlton I like with amenity areas and railway links nearby, however it only has 52 years unexpired on the lease. There is not much else in Charlton in this price bracket, so just wondered if I would be making a grave error purchasing a short lease?
If you need a home loan the remaining unexpired lease term will likely be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
I'm remortgaging my primary home to a buy to let mortgage with The Royal Bank of Scotland and I will use the rest of the raised equity as a deposit on further house. The area we are talking about is Charlton. Will your solicitors be able to act for the two lenders and link together the transactions?
Do use our search tool on this page to check that the lawyers are approved by both banks. On the basis that they are your lawyer will be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and specify your desired outcome and requirements.
My uncle has urged me to appoint his conveyancing solicitors in Charlton. Should I find my own solicitor?
No doubt the best way to select a conveyancing practitioner is to get referrals from friends or relatives who have previously instructed the conveyancer that you are considering.
I need to find a lender panel solicitor in Charlton. Can you assist?
Unfortunately it’s not apparent why you need a Charlton panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Charlton are on their panel . If you do find such a firm in Charlton not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site