Do the conveyancing lawyers listed on your site handle right to buy conveyancing in Charlton?
We work with a number of conveyancing conveyancers who can conduct right to buy conveyancing work You should contact us in order to obtain a costs calculation.
Having sold my house in Charlton last November yet the purchaser is texting every few hours complaining that their conveyancer is waiting to hear from mylawyer. What should my lawyer have done following completion?
Following your disposal your conveyancer should deliver the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. If applicable, your conveyancer should also evidence that the legal charge in favour of the lender has been redeemed to the buyers conveyancers. There is unlikely to be post completion requirements just for conveyancing in Charlton.
We hope to to purchase with Earl Shilton BS. We have called around locally but am struggling to find a Charlton conveyancing firm on the Earl Shilton BS approved list. Can you assist?
Feel free to take advantage of the search tool on this page. Pick the lender and type Charlton or your location and you will be presented with a number of lawyer located in Charlton or by proximity to you.
Is it the case that all Charlton CQS (Conveyancing Quality Scheme) solicitors are on the Principality conveyancing list of approved practices?
Some major banks and building societies now utilise the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
I am selling my house. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, RBS are being a right pain. The Charlton solicitor who is on the RBS conveyancing panel is happy to accept ‘lack of building regulation’ insurance but RBS are insisting on a building regulation certificate. Why do RBS have a conveyancing panel if they don't accept advice from them?
It is probably the case that RBS have referred the matter to their valuer. The reason why RBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have finally had an offer on a maisonette in Charlton agreed to, the owners do nevertheless have a connected purchase. The owners have offered on somewhere, but it’s not been accepted yet, and are looking at other apartments booked. I have chosen a local conveyancing solicitor in Charlton. What should be my next step? When should I get the mortgage application with Kent Reliance going?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Charlton conveyancing search fees, etc). The first thing to do is check that your lawyer is on the Kent Reliance approved list. Regarding the next steps this very much dictated by the circumstances of your case, desire for the property and on the state of the market. During a rising market some home buyers will apply for the mortgage with Kent Reliance and arrange for the valuation and only if it was satisfactory would they pay their solicitor to move forward with searches.
How does conveyancing in Charlton differ for newly converted properties?
Most buyers of new build residence in Charlton approach us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the premises is constructed. This is because house builders in Charlton typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Charlton or who has acted in the same development.
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Charlton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Charlton are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Charlton you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Charlton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.