Me and my partner are intending to purchase a 1 bedroom apartment in Seascale and Sellafield with a mortgage. We have a Seascale and Sellafield conveyancer, but the lender advise she’s not on their "panel". We have to appoint one of the mortgage company panel solicitors or retain our Seascale and Sellafield property lawyer as well as pay for one of their panel ones to represent them. We regard this is inequitable; are we not able to insist that the mortgage company use our Seascale and Sellafield lawyer ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Seascale and Sellafield conveyancing lawyer to apply to be on the conveyancing panel.
We were just about to sign contracts for a property in Seascale and Sellafield. We have hit a problem. The mortgage offer with Santander expires on 2/9/2025 but the sellers are suggesting a completion date of 4/9/2025. Can one extend the loan offer?
The person best placed to deal with your concern is your lawyer who should assess if they better off negotiating with the bank, owner’s conveyancers, selling agents or conceivably all parties based on the history of your conveyancing as of today.
I am refinancing my house in Seascale and Sellafield, does my lawyer need to be on the Kent Reliance Solicitor panel?
There is nothing to stop you using your solicitor, but Kent Reliance will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
What is the difference between a licensed conveyancer and conveyancing solicitor in Seascale and Sellafield
There are two types of lawyers who can do conveyancing in Seascale and Sellafield namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or purchase of property. Both are required to carry out Seascale and Sellafield conveyancing to the same quality and guidelines so you may be sure that your conveyancing will be properly conducted and that the necessary steps should be correctly taken.
We are due to move home in August. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you recommend a removal company in Seascale and Sellafield. Conveyancing solicitor was found prior to coming across your website.
On the day of completion you can collect the house keys from the property agent but this can only occur when the sellers lawyers confirm to the agent that they acknowledge receipt of the completion payment and the keys can be collected. You can inform the removal men that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in finding a conveyancing in Seascale and Sellafield or a firm with expertise in conveyancing in Seascale and Sellafield.
We expect to receive a DIP from Nottingham this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nottingham recommend any Seascale and Sellafield solicitors on the Nottingham conveyancing panel, or is it better to go independently?
You will need to appoint Seascale and Sellafield solicitors independently although you'll need to choose one on the Nottingham conveyancing panel. The solicitor represents both you and Nottingham through the process.
I am looking at a two flats in Seascale and Sellafield which have approximately forty five years unexpired on the leases. Should I regard a short lease as a deal breaker?
A lease is a right to use the property for a period of time. As the lease gets shorter the saleability of the lease deteriorates and it becomes more costly to extend the lease. For this reason it is generally wise to increase the term of the lease. It is often difficulties arise selling premises with a short lease because mortgage companies may be reluctant to lend money on such properties. Lease enfranchisement can be a protracted process. We advise that you get professional help from a conveyancer and surveyor with experience in this area.
I purchased a basement flat in Seascale and Sellafield, conveyancing was carried out in 2001. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent flats in Seascale and Sellafield with over 90 years remaining are worth £255,000. The ground rent is £45 charged once a year. The lease finishes on 21st October 2098
With only 73 years left to run we estimate the premium for your lease extension to range between £8,600 and £9,800 plus professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. You should not use this information in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.
Would local authority consent be necessary to split a house into multiple flats in Seascale and Sellafield? This has taken place to a property opposite to a friend in Seascale and Sellafield and was unaware of the conversion until it was complete.
Planning Permission yes. Building Regulations yes.