Having sold my house in Finchampstead last August yet the purchaser is e-mailing every few hours to say his solicitor is waiting to hear from mine. What should my lawyer have done following completion?
Following your sale your conveyancer should forward the transfer deeds and all additional paperwork to the purchaser's conveyancer. Where appropriate, your lawyer must also evidence that the legal charge in favour of the lender has been redeemed to the buyers lawyers. There is unlikely to be post completion formalities peculiar conveyancing in Finchampstead.
I am assisting my aunt sell her house in Finchampstead. Does the conveyancing solicitor arrange an energy performance certificate or it is for the seller to see to?
After the demise of HIPs, energy assessments was retained a required part of selling a property. An EPC should be to hand in advance of the property being advertised. This is not something that law firms ordinarily organise. Where you are instructing a Finchampstead conveyancing lawyer they may be able to arrange energy assessments due to their contacts with reputable Finchampstead assessors
I'm the sole recipient of my late father’s estate with all property in now in my sole name, including the my former home in Finchampstead. The Finchampstead property was put into my name in December. I now wish to sell up. I do know about the CML six month 'rule', which means that my property ownership will be treated the same way as though I had purchased the house in December. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. How sensible a view banks take of it, depend on the mortgage company as this provision primarily exists to pick up on the purchase and immediately sell or the wholesaling and assigning of property.
We had instructed conveyancing lawyers located in Finchampstead on the Nottingham solicitor approved list. They have just invoiced me a separate amount for handling the Nottingham mortgage. Is this an additional conveyancing fee specified by Nottingham?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your property lawyer is entitled to charge a fee for this. This fee is not set by Nottingham but by your Finchampstead solicitor. Numerous firms on the Nottingham panel will levy an ‘acting for lender’ fee but plenty of practices include it on their overall fee.
I understand that there are debates on Chancel Insurance on online forums. Do I need this when purchasing a house in Finchampstead? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary may be liable to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Finchampstead?
Unless a prior acquisition of the premises completed after 12 October 2013 you can assume that solicitors handling conveyancing in Finchampstead to continue to suggest a chancel search and or chancel repair liability insurance.
I've recently found out that there is a flying freehold element on a house I put an offer in two weeks back in what was supposed to be a simple, chain free conveyancing. Finchampstead is the location of the property. Can you shed any light on this issue?
Flying freeholds in Finchampstead are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Finchampstead you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Finchampstead may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Taking into account that I am about to part with £400,000 on a house in Finchampstead I would like to talk to a solicitor regarding thehome move in advance of giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be happy to talk to you we do not take any clients on without you speaking to the lawyer due to be doing your conveyancing in Finchampstead.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Finchampstead should be the amount on the final invoice that you end up paying.
In my capacity as executor for the estate of my aunt I am disposing of a residence in Cardiff but reside in Finchampstead. My lawyer (based 235 miles from meneeds me to sign a stat dec before the transaction finalising. Can you recommend a conveyancing solicitor in Finchampstead who can witness this legal document for me?
Technically speaking you are not likely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will suffice regardless of whether they are located in Finchampstead