It has come to my attention via my broker that my Sandhurst property lawyer is not on the mortgage company Conveyancing panel. What can I do to be sure if this is correct?
The first thing you need to do is to contact your Sandhurst lawyer directly. You lawyer should notify you what has happened. Where they are not on the panel they may recommend you to a Sandhurst conveyancing practice that is on the conveyancing panel for your mortgage company.
I am acquiring a house mortgage free in Sandhurst. I have been residing for the previous twelve years in Sandhurst. Conveyancing searches are exorbitant. As I know the road and vicinity intimately must I have all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Sandhurst conveyancing searches are at your discretion. Your conveyancer will try and sway you, perhaps strongly, that you should have searches completed, but she has a professional duty to take that path of advice. One thing to bear in mind; if you are going to sell the house one day, it will likely be be of importance to your prospective buyer what the searches reveal. Sometimes premises with functional issues can still throw up detrimental search results. A good conveyancing solicitor in Sandhurst will provide you some constructive advice in this regard.
How up to date is your database of Sandhurst solicitors on the RBS conveyancing panel? Do RBS send you an updated list?
Sandhurst conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
We are expecting a mortgage offer soon. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel solicitor as I would prefer to appoint a high street conveyancing solicitor in Sandhurst?
You should check but the the probability is that appoint one of their panel solicitors where you accept the "fee-free" incentive. Call the lender to determine if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Sandhurst.
I am on look out for some leasehold conveyancing in Sandhurst. Before I get started I want to be sure as to the remaining lease term.
Assuming the lease is registered - and most are in Sandhurst - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Sandhurst - Sample of Questions you should consider Prior to buying
-
How much is the ground rent and service charge? How is the lease structured? Who are the managing agents?
My fiance is buying a leasehold flat in Sandhurst. He has received an estimate by the conveyancing practitioner recommended by the selling agents totaling £1300 . It was fifteen years ago since I sold and bought a home and the fee was £440. Have costs really escalated to that extent?
What does the conveyancing estimate include? Is it just for the legal fees, or what you will be paying in total (for instance Sandhurst searches, land registry fees, etc)