Due to move into my new home in Gloucester next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What risks does the mortgage company expect the insurance to cover?
Any lawyer on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook instructions. These requirements are not unique to conveyancing in Gloucester.
We are buying a house and require a conveyancing solicitor in Gloucester who is on the Nottingham approved panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Gloucester.
About to place an offer on a leasehold apartment in Gloucester. The selling agents say that it is standard for flats in Gloucester to have less than 75 years remaining. I am getting a mortgage with Platform. Will the property be mortgageable given that the lease has Seventy One years remaining.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 19/12/2025 the requirements read as follows :
I am buying my first flat in Gloucester benefiting from help to buy. The builders would not reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative told me not reveal to my conveyancer about the deal as it could jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Given that I am about to spend £400,000 on 3 bedroom house in Gloucester I would like to talk to a conveyancer about mytransaction ahead of instructing the firm. Is this something that you can arrange?
We could not agree more - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be conducting your conveyancing in Gloucester.There is no ‘factory style conveyancing’ - every client is unique person, not a case reference. The practices that we put you in touch with believe that the fees you are quoted for residential conveyancing in Gloucester should be the figure that you end up paying.
My husband and I are a couple of weeks into a residential purchase having been recommend to conveyancers by the high street agent to handle our conveyancing in Gloucester. I am am very dissatisfied with the level of service. Can you you assist me in finding new lawyers?
A lawyer would have to be very poor in order to consider replacing them. Has the loan offer been sent? If so you will need to advise them of the new contact details and get the mortgage documents are re-sent. Your new solicitor ideally needs to be on the banks approved list to avoid supplemental fees and complications. That should be your starting point. Our find a solicitor tool should assist you in finding a lender approved lawyer for your conveyancing in Gloucester