It has come to my attention via my estate agent that my Gloucester the law firm I have appointed is not on the lender Conveyancing panel. What can I do to check?
Your first step should be to contact your Gloucester conveyancer. It is reasonable to expect your lawyer to advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I am about to put a bid on a leasehold apartment in Gloucester. The selling agents tell me that it is usual for flats in Gloucester to have less than 75 years left on the lease. I am expecting a loan with Accord Mortgages. Is this going to be a problem if the lease has Seventy One years to go.
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 9/3/2025 the requirements read as follows :
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Gloucester?
There are many registered licenced Conveyancers in Gloucester and Solicitor firms in Gloucester offering conveyancing It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. Both can handle associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I have been advised by my lawyer that breach of easement insurance is necessary on my purchase. What is the level of cover for Gloucester conveyancing?
The appropriate level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Coventry Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I am expecting a OIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Gloucester solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Gloucester solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I am buying a new build apartment in Gloucester. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Gloucester
-
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?
What tools are available to search for a Gloucester law firm on the Platform Home Loans Ltd conveyancing panel? I drive a motor bike and am prepared to travel upto 25kilometers to meet the solicitor.
You can use the tool on this page. Please select a bank and your location and you will see a number of Gloucester conveyancing lawyers based on proximity. We have detailed some Gloucester conveyancing firms towards the end of this page and you can telephone them to check whether they are on the Platform Home Loans Ltd approved list
We're FTB’s - agreed a price, but the estate agent told us that the vendor will only move forward if we use the agent's preferred solicitors as they need a ‘quick sale’. Our preferred option is to instruct a family conveyancer with experience of conveyancing in Gloucester
It is highly unlikely the owners are behind this. Should the owner want ‘a quick sale', turning down a motivated buyer is not the way to achieve this. Avoid the agents and go straight to the owners and make the point that (a)you are genuine purchasers (b)you are ready to progress, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Gloucester conveyancing firm - as opposed tothose that will give their estate agent a introducer fee or hit his conveyancing targets set by senior management.