After scouring consumer advice sites for a cheap solicitor in Gloucestershire, most say that I should use a CQS accredited solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in the legal transfer of properties, trusted by some of the UK's leading lenders. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. CQS is not a scheme offered by the Council of Licensed Conveyancing. Gloucestershire is one of the many areas of the UK where there are Accredited lawyers.
I used Stirling Law several years past for my conveyancing in Gloucestershire. Now, I need the files however cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gloucestershire of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Gloucestershire with a loan from Britannia. The sellers would not reduce the amount so I negotiated 6k of additionals instead. The property agent suggested that I not disclose to my lawyer about the deal as it would adversely affect my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I decided to have a survey carried out on a house in Gloucestershire prior to appointing lawyers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some lenders will not give a mortgage on such a home.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Gloucestershire. Conveyancing will be smoother if you use a solicitor in Gloucestershire especially if they are accustomed to such properties in Gloucestershire.
Hoping to buy a property located in Gloucestershire and I am already nervous. I couldn't find anything specific about Gloucestershire. Conveyancing will be needed in due course but do you know about the Gloucestershire area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Gloucestershire. In the meantime here are some basic statistics that we found
My wife and I purchased a leasehold house in Gloucestershire. Conveyancing and Clydesdale mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1993. The conveyancing practitioner in Gloucestershire who acted for me is not around. Any advice?
The first thing you should do is make enquiries of HMLR to be sure that the individual purporting to own the freehold is indeed the new freeholder. There is no need to instruct a Gloucestershire conveyancing practitioner to do this as it can be done on-line for less than a fiver. You should note that in any event, even if this is the rightful landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I acquired a garden flat in Gloucestershire, conveyancing formalities finalised February 1998. Can you work out an approximate cost of a lease extension? Corresponding properties in Gloucestershire with over 90 years remaining are worth £180,000. The ground rent is £65 invoiced every year. The lease comes to an end on 21st October 2083
With only 58 years remaining on your lease the likely cost is going to range between £22,800 and £26,400 as well as costs.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive due diligence. Do not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information before seeking the advice of a professional.