We note that you have a post code search directory listing solicitors on the Nationwide conveyancing panel. Do firms pay you a referral fee if I instruct them for our conveyancing in Quedgeley?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Quedgeley.
We are purchasing a 3 bedroom semi in Quedgeley. The intention is to convert the garage to an office at the house.Will legal investigations on the property include investigations to see if these works are permitted?
Your solicitor should review the registered title as conveyancing in Quedgeley will occasionally reveal restrictions in the title documents which prohibit certain works or need the permission of a 3rd party. Certain works need local authority planning consent and approval in compliance with building regulations. Many areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I happen to be the sole beneficiary of my late grandmother’s will and I have everything in my name alone, including the house in Quedgeley. The Quedgeley property was put into my name in September. I want to move. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership may be treated the same way as though I had purchased the house in September. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How sensible a view banks take of it, depend on the mortgage company as this clause principally exists to capture subsales or the wholesaling and assigning of properties.
When it comes to mortgage companies such as Nottingham, do Quedgeley conveyancing practitioners have to pay a yearly amount to be on the conveyancing panel?
We are not aware of any lender fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
Various online forums that I have come across warn that are the primary reason for stalling in Quedgeley conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of hindrances in the conveyancing process. Searches are unlikely to be the root cause of slowing down conveyancing in Quedgeley.
Despite weeks of looking the Title Certificate and documents to my property are lost. The lawyers who conducted the conveyancing in Quedgeley 4 years ago are no longer around. What do I do?
You no longer need to have the physical deeds to prove you own the land or premises, as the Land Registry hold details of all registered land or property electronically.
Over the last few months I have been searching for a flat up to £245,000 and found one round the corner in Quedgeley I like with amenity areas and railway links in the vicinity, the downside is that it only has 51 years unexpired on the lease. There is not much else in Quedgeley suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a mortgage that many years may be problematic. Discount the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.
I have been recommended by numerous estate agents in Quedgeley to find a solicitor on your site. Is there a financial inducement for Estate Agents to promote your site rather than a competitor’s?
We refuse to make any commission for pointing buyers and sellers in our direction. We thought it would be too underhand a fee as members of the public would think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.