I have given 2 months notice to my existing landlord and must leave my rented property in Godmanchester by 12/10/2026. Conveyancing for my house purchase is progressing. How realistic is it to complete in 4 weeks as don't want to have to find short term accommodation?
Generally one should not provide notice on a rental until exchange of contracts has taken place. Assuming that you have not previously done so, speak to your solicitor and ask them to they apply pressure on the other lawyers, try to get a realistic time scale from them that everyone will aim to achieve
It is 10 years ago since I purchased my property in Godmanchester. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the title documents. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be with the mortgage company or they could be archived with the solicitor who oversaw the purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Godmanchester relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
This question may be naive but I am unexperienced as FTB of a ground floor flat in Godmanchester. Do I receive the keys to the property on completion from my lawyer? If this is the case, I will instruct a High Street conveyancing solicitor in Godmanchester?
There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the completion advance to the seller's conveyancers, and shortly after the monies have arrived, you will be invited to collect the keys from the property Agents and move into your new home. Usually this happens early afternoon.
We were going to get a AIP from TSB this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Godmanchester solicitors on the TSB conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Godmanchester solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I am due to exchange contracts on my apartment. I had a double glazing fitted in May 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Aldermore are being pedantic. The Godmanchester solicitor who is on the Aldermore conveyancing panel is recommending indemnity insurance as a solution but Aldermore are insisting on a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have been on the look out for a flat up to £235,500 and identified one near me in Godmanchester I like with a park and railway links nearby, however it's only got 49 years on the lease. There is not much else in Godmanchester for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage that many years will likely be problematic. Reduce the price by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
I'm refinancing my existing house to a buy to let mortgage with Lloyds TSB Bank and intend to use the remaining equity as a deposit on another property. The area we are looking at is Godmanchester. Will your conveyancers be able to act for the two banks and link together the conveyances?
Make use of our comparison tool on this page to ensure that the solicitors are on the relevant lender panels. Assuming that they are the solicitor should be able to simultaneously deal with the two transactions but you should have a chat with you solicitor and specify your expectations and requirements.
I have been informed by many family members to expect six to eight weeks for Godmanchester conveyancing to complete.This was 3 ago. The paperwork was only received to my lawyer last week so now does it countdown?
Six to eight weeks is a very loose timescale. Addressing precisely how how many weeks Godmanchester conveyancing will take is an impossible task. Without fail every Godmanchester conveyancing transaction will have it’s specific set of complexities. Accordingly your conveyancer should be unwilling to accurately predict how long it will take to complete your conveyancing in Godmanchester.