I do hope you can assist me. My Huntingdon conveyancer is advising me that he is legally obliged toorder Huntingdon conveyancing searches resulting from the fact thatthe firm are on the Lloydssolicitor panel. These Huntingdon checks cost a lot of money can this be avoided?
You have limited options available to you. Given that you are taking out a loan with a mortgage company your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to comply with the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Huntingdon conveyancing searches.
We see that you have a post code search directory identifying law firms on the Nationwide conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Huntingdon?
We are a listing service only for law firms wishing to communicate if they are on the Nationwide conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Huntingdon.
I am purchasing a property and the solicitor has identified Chancel Repair for which the property may be obligated to pay given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Huntingdon
Unless a previous purchase of the property completed after 12 October 2013 you may assume that lawyers delivering conveyancing in Huntingdon to remain recommending a chancel search and or insurance against a claim.
Me and my brother own a semi-detached Edwardian house in Huntingdon. Conveyancing practitioner represented me and Yorkshire Building Society. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Huntingdon and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing lawyer who conducted the work.
Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Huntingdon is where the house is located. What do you suggest?
Flying freeholds in Huntingdon are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Huntingdon you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Huntingdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I have been pointed in your direction by a couple of local estate agents in Huntingdon to select a conveyancer on your site. Is there a financial advantage for Estate Agents to promote your site over a competitor’s?
We refuse to give any referral fee for sending work to this site. We found it would be just too difficult a fee because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.