I have been referred to a conveyancing solicitor in Huntingdon. I I would like to check if they are accepted on the Halifax approved list of lawyers. Can you or the lender confirm if they are on the panel?
The first thing to do is call your conveyancer and ask them if they can act for the bank. Otherwise please call Halifax who may be able to help.
I am assisting my sister sell her house in Huntingdon. Does the conveyancing solicitor order the energy assessment or do I organise this?
After the abolition of HIPs, EPC’s was left as a mandatory element of moving property. An energy performance certificate must be commissioned before the property is placed on the market. It is not as aspect of the sale process that conveyancers normally organise. Where you are instructing a Huntingdon conveyancing lawyer they may be able to arrange EPC’s given their contacts with reputable local accredited person
We are getting a further advance on our mortgage from RBS as we want to carry out improvements to our house in Huntingdon. Are we obliged to choose a bricks and mortar Huntingdon solicitor on the RBS conveyancing panel to handle the legals?
RBS don't usually appoint firms on their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Huntingdon building society branch on numerous occasions and was reassured it wasn't a problem and they will lend. My Huntingdon conveyancing solicitor - who is on the bank conveyancing panel- called to say that they would not lend in accordance with their specific requirements. Who do I believe?
As long as the conveyancer is on the lender panel, she or he must follow the CML Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I used Wolstenholmes a few years ago for my conveyancing in Huntingdon. Now, I need my files but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Huntingdon of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the guidance of my in-laws I had a survey completed on a property in Huntingdon prior to instructing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some mortgage companies tend refuse to issue a loan on this type of home.
It depends who your proposed lender is. Lloyds has different instructions from Birmingham Midshires. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Huntingdon. Conveyancing may be slightly more expensive based on your lender's requirements.
I am using a search engine for the term cheap conveyancing in Huntingdon it brings up many property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for my move?
The best way of seeking the right conveyancer is through a personal recommendation, so ask colleagues and those you trust who have bought a property in Huntingdon or a respected estate agent or financial adviser. Charges for conveyancing in Huntingdon differ, so it's advisable to request at least four estimates from different law firms. Make sure that you clarify that the fees are fixed.
To what extent are Huntingdon conveyancing solicitors duty bound by the Law Society to publish transparent conveyancing costs?
Inbuilt into the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not intended as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Huntingdon or or elsewhere in the country.