Last March we completed a house move in Huntingdon. We have noticed several problems with the property which we believe were omitted in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Huntingdon?
The question is not clear as what problems have arisen and if they are unique to conveyancing in Huntingdon. Conveyancing searches and due diligence undertaken as part of the legal transfer of property are carried out to help avoid problems. As part of the process, a property owner completes a form known as a Seller’s Property Information Form. If the information turns out to be incorrect, then you may have a claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Huntingdon.
Finally the sale completed on my house in Huntingdon last March but the buyer keeps whats apping every few hours to moan that his lawyer is waiting to hear from mine. What should have happened now that I have sold?
After completion of your disposal your lawyer should forward the transfer deeds and all supplemental paperwork to the purchaser's conveyancer. Depending on the transaction, your solicitor must also send confirmation that the mortgage has been discharged to the purchasers conveyancers. There are no post completion requirements just for conveyancing in Huntingdon.
I am considering applying for a Santander mortgage for purchase of a newly converted (under development) in Huntingdon with 70% loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Santander ?
In theory, you could use a solicitor that is not on the Santander conveyancing panel, but Santander would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Yesterday I discovered that there is a flying freehold issue on a property I put an offer in two weeks back in what was supposed to be a straight forward, chain free conveyancing. Huntingdon is the location of the property. Is there any advice you can impart?
Flying freeholds in Huntingdon are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Huntingdon you would need to get your solicitor to go through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Huntingdon may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm refinancing my current property to a buy to let loan with Santander and intend to use the remaining equity as a deposit on a second house. The location we are talking about is Huntingdon. Will your solicitors be able to act for both sets of lenders and tie in the transactions?
Do use our comparison tool on this page to be sure that the lawyers are approved by both lenders. Assuming that they are your lawyer will be able to simultaneously deal with the two deals but you should talk with you solicitor and communicate your expectations and needs.
Planning to complete next month on a basement flat in Huntingdon. Conveyancing solicitors inform me that they are sending me a report next week. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Huntingdon should include some of the following:
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Additions to the property Are pets allowed in the flat? An explanation concerning the obligations in the lease to pay service charges - with regard to both the building, and the more general rights a leaseholder has Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Does the lease prevent you from renting out the property, or having a home office for business
Huntingdon Leasehold Conveyancing - Examples of Questions you should ask before buying
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Make sure you enquire if there is anything that is prohibited in the lease. By way of example it is very common in Huntingdon leases that pets are not allowed in in a block in Huntingdon. If you love the apartmentin Huntingdon however your dog can’t make the move with you then you will be presented with a difficult compromise. Please tell me if there are any major works anticipated that will increase the service charges? The best form of lease arrangement is where the freehold interest is in the ownership of the leaseholders. In this situation the lessees benefit from being in charge if their destiny and notwithstanding that a managing agent is often employed if the building is larger than a house conversion, the managing agent retained by the leaseholders.