It is 10 years ago since I acquired my home in Fenstanton. Conveyancing solicitors have just been instructed on the sale but I can't track down my title deeds. Will this cause complications?
Don’t worry too much. First there is a possibility that the deeds will be with your mortgage company or they may stored with the conveyancers who acted in your purchase. Secondly the chances are that the land will be registered at the land registry and you will be able to establish that you own the property by your conveyancing solicitors acquiring current official copies of the land registers. Most conveyancing in Fenstanton involves registered property but in the unlikely event that your property is not registered it adds to the complexity but is resolvable.
Is there a search tool that I can use to find out if the solicitor conducting my conveyancing in Fenstanton is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Yorkshire Building Society thus paying £192.00 in further conveyancing charges.
You should make use of the search tool on this site. Pick the lender and type ‘Fenstanton’ or your preferred area and you will see numerous solicitors offices in Fenstanton or nearest you.
I require quick conveyancing in Fenstanton as I have pressure to complete in less than one month. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are are a cash buyer you are at liberty not to have searches carried out although no solicitor would advise that you don't. With plenty of history conveyancing in Fenstanton the following are instances of what can crop up and adversely affect future mortgageability: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...
Due to the advice of my in-laws I had a survey completed on a house in Fenstanton prior to instructing lawyers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some banks tend not grant a mortgage on this type of house.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. Should you wish to call us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Fenstanton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Fenstanton to see if the conveyancing costs will increase in light of this.
Am I best advised to go with a Fenstanton conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can perform the conveyancing but his firm is located approximately 350kilometers drive away.
The benefit of a local Fenstanton conveyancing practice is that you can attend the office to sign paperwork, hand in your ID and pester them where appropriate. Having local Fenstanton know how is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and they were content that should trump using an unfamiliar Fenstanton conveyancing lawyer just because they are local.
My wife and I purchased a leasehold house in Fenstanton. Conveyancing and Birmingham Midshires mortgage went though with no issue. I have received a letter from someone claiming to own the freehold. Attached was a demand for arrears of ground rent dating back to 1991. The conveyancing practitioner in Fenstanton who previously acted has now retired. Any advice?
First contact HMLR to be sure that the individual purporting to own the freehold is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Fenstanton conveyancing lawyer to do this as you can do this on the Land Registry website for £3. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Fenstanton Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to buying
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Is the freehold reversion owned jointly by the tenants? On the whole the cost for major works tend not to be included within service charges, although a few managing agents in Fenstanton obliged tenants to contribute towards a reserve fund created for the specific purpose of building a fund for larger repairs or maintenance.