I was notified recently by my lender that my Lymm and Warburton solicitor is not on the mortgage company Conveyancing panel. How can I be certain whether this is indeed the case?
You need to call your Lymm and Warburton lawyer directly. You lawyer should inform you of the situation. Where they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your mortgage company.
It is 10 years ago since I bought my house in Lymm and Warburton. Conveyancing solicitors have now been retained on the sale but I can't locate the title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by the mortgage company or they could be in the possession of the solicitor who handled your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers obtaining up to date copy of the land registers. Nearly all conveyancing in Lymm and Warburton relates to registered property but in the rare situation where your home is not registered it is more tricky but is resolvable.
I have been told that property searches are the number one reason for delay in Lymm and Warburton house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of delays during the legal transfer of property. Searches are not likely to be the root cause of holding up conveyancing in Lymm and Warburton.
I have todaybeen informed that Action Conveyancing have been shut down. They conducted my conveyancing in Lymm and Warburton for a purchase of a leasehold apartment 12 months ago. How can I be sure that my home is registered correctly in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Lymm and Warburton conveyancing specialists.
I decided to have a survey done on a property in Lymm and Warburton in advance of appointing conveyancers. I have been told that there is a flying freehold aspect to the property. My surveyor advised that some lenders tend refuse to give a loan on this type of premises.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. Should you wish to call us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Lymm and Warburton. Conveyancing may be slightly more expensive based on your lender's requirements.
How can the Landlord & Tenant Act 1954 affect my commercial property in Lymm and Warburton and how can your lawyers assist?
The particular law that you refer to affords protection to commercial lessees, granting the right to apply to court for a new lease and remain in occupation when the lease comes to an end. There are limited grounds where a landlord can refrain from granting a lease renewal and the rules are complex. Fees are different for commercial conveyancing. Lymm and Warburton is one of the numerous areas of the UK in which the firms we work with are based