I am expecting a offer of a home loan from Santander. I would like to use a Licensed Conveyancer in Greater Manchester. Does the Santander Solicitor panel allow for conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Would the conveyancing solicitors identified via your search tool carry out auction conveyancing in Greater Manchester?
We know of a few niche lawyers we can connect you with those who can conduct auction conveyancing. Greater Manchester is one of hundreds of locations where our lawyers cover.
As someone with no idea as to the Greater Manchester conveyancing process what’s your top tip you can impart for the legal transfer of property in Greater Manchester
Not many law firms or advisers will tell you this but conveyancing in Greater Manchester or throughout England and Wales is an adversarial process. In other words, when it comes to conveyancing there exists lots of opportunity for friction between you and other parties involved in the transaction. For instance, the vendor, selling agent and even potentially a lender. Choosing a lawyer for your conveyancing in Greater Manchester should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the legal process whose interest is to look after your legal interests and to keep you safe.
There is a definite ongoing adversarial element to conveyancing- someone has to be at fault for the process taking so long. You should always trust your conveyancer ahead of the other players in the home moving process.
My husband and I wish to acquire a newbuild apartment in Greater Manchester with a homeloan from HSBC Bank.We have a Greater Manchester conveyancing solicitor but HSBC Bank says he's not listed on their "panel". It seems we have no choice but to instruct a HSBC Bank panel lawyer or keep our local solicitor and pay for one of their panel ones to act for them. This seems very unfair; is there anything we can do?
No, not really. The mortgage issued to you contains terms and conditions, a common one being that lawyers must be on the HSBC Bank conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for HSBC Bank
Various internet forums that I have frequented warn that are the number one cause of delay in Greater Manchester conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) released findings of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Greater Manchester.
My aim is to acquire a ground floor flat in Greater Manchester. Conveyancing solicitor is awaiting, from the owner, building insurance schedule. I was told today I was advised that the vendor must send the insurance paperwork for the flat above in addition. Why does my property lawyer want to check the insurance for the other flat? Is it really necessary? We have been waiting for the last month…
It is not impossible in leasehold conveyancing in Greater Manchester to find Conveyancing in Greater Manchester in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats as opposed to the freeholder insuring the complete property - which is definitely better. You should clarify with your lawyer but it would seem that your conveyancer is seeking to verify that the complete building is insured. Insuring a ground floor flat is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt as a result of lack of insurance cover.