The Greater Manchester conveyancing firm handling our Greater Manchester conveyancing has uncovered a difference between the assumptions in the home valuation report and what is revealed within the title deeds. My lawyer informs me that he must ensure that the bank is happy with this discrepancy and is still content to lend. Is my lawyer’s approach correct?
Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.
My wife and I purchasing a end of terrace house in Greater Manchester. The intention is to carry out a loft conversion at the property.Will legal work on the property include investigations to determine if these alterations are allowed?
Your solicitor will check the deeds as conveyancing in Greater Manchester will sometimes reveal restrictions in the title documents which restrict certain alterations or necessitated the consent of a 3rd party. Many additions need local authority planning consent and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I am currently in the process of buying my council flat in Greater Manchester. I have a mortgage agreed with Yorkshire BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Yorkshire BS, you will need to appoint a solicitor on the Yorkshire BS conveyancing panel.
RBS have agreed my mortgage in principle, my offer on a house in Greater Manchester has been accepted, now what?
Your estate agent will need to know who your solicitors are (make sure the solicitors are on the bank’s approved list). Telephone RBS or your broker and complete any relevant paperwork. RBS will instruct a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. RBS will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Greater Manchester.
I need some fast conveyancing in Greater Manchester as I am faced with an ultimatum to exchange contracts in less than one month. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are not taking a home loan you are at liberty not to have searches conducted although no solicitor would recommend that you don't. With plenty of history conveyancing in Greater Manchester the following are instances of issues that can crop up and adversely impact market value: Enforcement Notices, Overdue Fees, Overdue Grants, Unadopted Roads,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Greater Manchester?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Greater Manchester. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Greater Manchester is where the house is located. What do you suggest?
Flying freeholds in Greater Manchester are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Greater Manchester you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Greater Manchester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the will of my grandfather I am selling a house in Swansea but reside in Greater Manchester. My conveyancer (approximately 250 miles awayneeds me to execute a stat dec prior to the transaction finalising. Could you suggest a conveyancing lawyer in Greater Manchester who can attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will be fine regardless of whether they are Greater Manchester based