We were about to retain a conveyancing solicitor in Greater Manchester endorsed by you but stumbled across some other quotes via the web look less expensive – why is this?
One can find plenty of conveyancers marketing what appear to be cut price. We would encourage you to give due consideration about how important this transaction is to you that want to be penny wise pound foolish concerning the quality of the legal work. Many of them list a cheap quote to catch your eye but bury additional costs in the fine print..
At what point will exchange of contracts happen for sale conveyancing in Greater Manchester and am I required to attend the lawyers office?
If you are local to our conveyancing solicitors in Greater Manchester you are welcome to come in to sign documents. That being said, the firms we work with provide a national conveyancing service and provide just as diligent and professional a job for you when dealing with you digitally. The signing of the purchase agreement is not when everything is set in stone. A signed contract simply enables the firm to officially exchange when the time is right, which is ordinarily shortly after signing. The exchange process is is usually a five minute process, although where a lengthy "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Greater Manchester)to be in the office at the appropriate time.
We were going to get a AIP from HSBC this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do HSBC recommend any Greater Manchester solicitors on the HSBC conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Greater Manchester solicitors independently although you'll need to choose one on the HSBC conveyancing panel. The solicitor represents both you and HSBC through the process.
I have decided to exercise my right to buy my property in Greater Manchester off the council. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
After much negotiation I have agreed a price on an apartment in Greater Manchester. My financial adviser suggested a conveyancer. I paid an on account payment of £225. Shortly after, the lawyer called me to say that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I've recently found out that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a straight forward, chain free conveyancing. Greater Manchester is the location of the property. Is there any guidance you can impart?
Flying freeholds in Greater Manchester are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Greater Manchester you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Greater Manchester may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm remortgaging my existing house to a buy to let loan with Barclays and intend to use the remaining equity as a deposit on further house. The area we are talking about is Greater Manchester. Will your lawyers be able to act for both sets of lenders and link together the two deals?
Make use of our search tool on this page to be sure that the lawyers are approved by both lenders. Having checked that they are the conveyancer will be able to tie up the two deals but you should talk with you lawyer and make clear your expectations and requirements.
My brother has encouraged me to instruct his lawyers for conveyancing in Greater Manchester. Should I choose my own property lawyer?
No doubt the ideal way to choose a conveyancing practitioner is to get referrals from friends or relatives who have actually experience in using the solicitor you're are thinking of instructing.