Will my conveyancing lawyers need to check that the building insurance when buying a house in Levenshulme. My lender is Bank of Ireland
Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/12/2025, the requirements read as follows :
I am assisting my aunt sell her flat in Levenshulme. Does the solicitor order the energy assessment or it is for the owner to coordinate?
After the abolition of Home Information Packs, EPC’s was retained a required component of selling a house. An EPC should be commissioned in advance of the property being marketed. It is not something that lawyers normally arrange. Where you are using a Levenshulme conveyancing solicitor they may be willing to arrange EPC’s given their relationships with reputable Levenshulme energy assessors
I happen to be the sole beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Levenshulme. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I understand that there is a CML six month 'rule', which means that my proprietorship could be regarded the same way as though I had purchased the property in November. Do I have to wait 6 months to sell?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. many lenders would take a pragmatic view as this provision is chiefly there to capture subsales or the wholesaling and assigning of property.
Nottingham have agreed my home loan in principle, my bid on a house in Levenshulme has been accepted, what are the next steps?
Your estate agent will want to be informed of your conveyancer's details (ensure that the conveyancers are on the bank’s panel). Call up Nottingham or your financial adviser and finalise any relevant paperwork. Nottingham will appoint a valuer who will get in contact with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately a week to get a mortgage offer. Nottingham will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Levenshulme.
How does conveyancing in Levenshulme differ for newly converted properties?
Most buyers of new build property in Levenshulme contact us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Levenshulme typically acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Levenshulme or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Levenshulme is the location of the property. Can you shed any light on this issue?
Flying freeholds in Levenshulme are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Levenshulme you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Levenshulme may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I best advised to use a Levenshulme conveyancing practitioner based in the area that I am buying? I have an old university friend who can deal with the legal formalities but they are based approximately 350kilometers drive away.
The primary upside of using a high street Levenshulme conveyancing firm is that you can pop in to sign paperwork, hand in your ID and pester them if necessary. They will also have local knowledge which is a benefit. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that should outweigh using an unfamiliar Levenshulme conveyancing lawyer solely due to them being based in the area.
In relation to leasehold conveyancing in Levenshulme what are the most frequent lease problems?
There is nothing unique about leasehold conveyancing in Levenshulme. Most leases are drafted differently and drafting errors can sometimes mean that certain provisions are not included. The following missing provisions could result in a defective lease:
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A provision for the recovery of money spent for the benefit of another party. A duty to insure the building
A defective lease will likely cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, Virgin Money, and Godiva Mortgages Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the buyer to pull out.
I bought a split level flat in Levenshulme, conveyancing having been completed May 2002. Can you work out an approximate cost of a lease extension? Corresponding flats in Levenshulme with over 90 years remaining are worth £216,000. The ground rent is £50 levied per year. The lease ceases on 21st October 2094
With 69 years unexpired the likely cost is going to span between £9,500 and £11,000 plus professional fees.
The figure above a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. You should not move forward based on this information without first seeking the advice of a professional.