Just been in touch with my conveyancing lawyer in Gorton who conducted the legals 18 months ago asking for a conveyancing estimate based on the same type of home move (a leasehold premises and a freehold premises) of almost identical values with a loan from Yorkshire Building Society. It looks as though am now being charged twice the amount. Am I right to be tempted to shop around for a cheaper online firm of conveyancing solicitor?
The quote is fractionally on the expensive side. If you shop around you could shave off some of the expense by perhaps £125. That being said, providing that you were happy with the legal work the firm offered you couldcome to rue opting for an a cheaper conveyancer. Remember to ensure the conveyancer can represent Yorkshire Building Society. Do make use of our search tool to find a Gorton conveyancing firm on the Yorkshire Building Society approved list of lawyers, which can often include conveyancing solicitors in Gorton.
Is it possible for conveyancing in Gorton to be completed within a month?
In the event that the seller is applying time constraints to complete we would recommend that your solicitor is familiar with the area as they will make use of local relationships and knowledge. It is possible that they would have transacted previoushomes in the same neighbourhood. Therefore consider using a Gorton conveyancing solicitor. Second, ensure that the lawyer is on the on the approved list for your mortgage company. It is said that 18% of Gorton conveyancing deals are delayed or jeopardised after finding out that a buyer’s conveyancer was not on their banks member panel. This can often result in the conveyancing being frustrated by as much as three weeks. It is believed that this issue impacts in the region of 100,000 home sales every year. Almost all Gorton conveyancing practices can not represent certain lenders so do check as early as possible.
When it comes to mortgage companies such as Santander, do Gorton conveyancers face a fee to be on the conveyancing panel?
We are unaware of any lender fees to register on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I have paid off my mortgage with Yorkshire BS. I assume I don't need a Gorton property lawyer on the Yorkshire BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Yorkshire BS has sent the Land Registry the discharge electronically, and
- Yorkshire BS has instructed the Land Registry to do so
I recently had an offer accepted on an apartment in Gorton. My financial adviser suggested a solicitor. I paid an advanced payment of £200. A few days later, the property lawyer contacted me embarrassingly acknowledging that they were not on the Yorkshire BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Yorkshire BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I used Wolstenholmes a few years past for my conveyancing in Gorton. I now require my file however the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Gorton of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one close by in Gorton I like with a park and transport links in the vicinity, however it only has 52 years on the lease. There is not much else in Gorton for this price, so just wondered if I would be making a mistake acquiring a short lease?
Should you need a home loan that many years may be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor about this.
I own a leasehold house in Gorton. Conveyancing and TSB mortgage organised. A letter has just been received from someone saying they have taken over the freehold. Attached was a ground rent demand for rent dating back to 1994. The conveyancing solicitor in Gorton who acted for me is not around. What should I do?
First make enquiries of HMLR to make sure that the individual purporting to own the freehold is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Gorton conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Gorton Conveyancing for Leasehold Flats - Sample of Queries before Purchasing
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The answer will be useful as a) areas could result in problems for the block as the common areas may start to deteriorate if repairs are not paid for b) if the leasehold owners have a dispute with the running of the building you will want to have all the details Are any of leasehold owners in arrears of their service charge payments?