My IFA has asked me for my Gorton lawyer’ panel reference for the Lloyds conveyancing panel. How do I find this out. I have tried my local Gorton office but they have not got back to me yet.
You are best placed to get this information from your Gorton solicitor . They should have a central record lender panel numbers.
How up to date is your search tool for Gorton conveyancing solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Gorton conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
My wife and I have a terraced Georgian house in Gorton. Conveyancing practitioner represented me and Godiva Mortgages Ltd. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold under the matching address. Is it worth asking Godiva Mortgages Ltd to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Gorton and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing practitioner who carried out the work.
I am looking for a flat up to £305k and identified one round the corner in Gorton I like with amenity areas and station nearby, the downside is that it only has 52 years on the lease. I can't really find anything else in Gorton suitable, so just wondered if I would be making a mistake buying a short lease?
If you require a home loan the shortness of the lease will likely be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for at least twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
How simple is it to use your search app to select a conveyancing lawyer in Gorton on the panel for my lender?
First choose a bank such as Yorkshire Building Society, Barnsley Building Society or Godiva Mortgages Ltd then type in your location for example Gorton. Conveyancing firms in Gorton and further afield will then be identified.
I need to retain a conveyancing solicitor for freehold conveyancing in Gorton. I happened to chance upon a site which seems to have the perfect solution If it is possible to get all this stuff completed via web that would be ideal. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?