I am buying a house mortgage free in Knaphill. I have resided for the previous Seventeen years in Knaphill. Conveyancing searches are expensive. Given that I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a home loan, then the vast majority of the Knaphill conveyancing searches are at your discretion. Your conveyancer will try and sway you, perhaps strongly, that you should have searches carried out, but he is duty bound to take that path of guidance. One thing to bear in mind; if you are intend to sell the house in the future, it could be of interest to your future purchaser what the searches disclose. On occasion houses with no practical issues can still throw up adverse search results. A good conveyancing solicitor in Knaphill will be able to give you some constructive guidance concerning this.
Do I have to attend the offices of the solicitor to execute the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Knaphill so that I can attend their offices if necessary.
These days conveyancing panel lawyers for banks undertake the vast majority of work via the post, internet or over phone calls. This enables them to undertake the legal work for your home move regardless of where you live in the country. However you should check if you can still book an appointment to visit conveyancing lawyer if needed.
My colleague advised me that if I am buying in Knaphill I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Knaphill conveyancing searches. It is not a small report of more than thirty pages, listing and setting out significant information about Knaphill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data about Knaphill.
Me and my brother own a renovated Victorian house in Knaphill. Conveyancing solicitor represented me and Birmingham Midshires. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Knaphill and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing solicitor who conducted the purchase.
Over the last few months I have been searching for a ground for flat up to £245,000 and identified one near me in Knaphill I like with a park and transport links in the vicinity, the downside is that it only has 49 years on the lease. There is not much else in Knaphill for this price, so just wondered if I would be making a mistake acquiring a short lease?
If you need a mortgage the remaining unexpired lease term may be problematic. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
Is it possible to switch firm as I have to select one who is on the Alliance & Leicester conveyancing panel. I was using a local conveyancing solicitor in Knaphill round the corner but she is not accepted by Alliance & Leicester
It would be our pleasure to assist you find a conveyancing solicitor in Knaphill on the Alliance & Leicester panel. Please note that the law firms that we on the directory do not pay us commission if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Knaphill. In making use of the find a conveyancing solicitor tool on this page, you can contrast charges for conveyancing solicitors in Knaphill and throughout England and Wales.