We are a couple about to exchange contracts for a property in Knaphill. We encountered a problem. Our mortgage offer with National Westminster Bank expires on 14/4/2026 but the owners are putting forward a completion date of 16/4/2026. Can one extend the mortgage expiry date?
The person best placed to deal with your concern is your lawyer who should calculate whether they should be discussing with the bank, seller’s conveyancers, estate agents or conceivably all three taking into account the history of your transaction as of today.
Are the Knaphill conveyancing solicitors identified as being on the Kent Reliance conveyancing panel, together with their details provided by Kent Reliance?
Knaphill conveyancing firms themselves provide us confirmation that they are on the Kent Reliance conveyancing panel as opposed to being supplied with a list from Kent Reliance directly.
I am considering applying for a Skipton mortgage for purchase of a newly converted (under development) in Knaphill with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Skipton ?
There is nothing to stop you using your solicitor, but Skipton will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
Are all Knaphill Conveyancing Quality Solicitors on the UBS conveyancing list of approved solicitors?
Some major banks and building societies now make use of the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of conveyancing solicitors.
I'm in the process of viewing flats in Knaphill and I am now considering a potential offer. Should I already have a property lawyer appointed at this point? I am planning to take a mortgage with Nottingham.
It would be prudent to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the EA. Given that you are getting a mortgage with Nottingham, make sure you remember to check that your lawyer is on the Nottingham conveyancing panel.
After what seems like an age I have had an offer on a maisonette in Knaphill accepted, but there is a chain. The vendors have offered on a property, however it’s not yet tied up, and have viewings of other apartments in the pipeline. I have instructed a nearby conveyancing solicitor in Knaphill. What should be my next step? At what point do I apply for the mortgage with Barclays?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx one thousand pounds, then survey, Knaphill conveyancing search charges, etc). First, you should check that your conveyancer is on the Barclays conveyancing panel. Regarding the next steps this very much dictated by the specifics of your case, attraction to the property and on the state of the market. In a buoyant market some home buyers would apply for a home loan with Barclays and arrange for the valuation and only if it was satisfactory would they request their conveyancing practitioner to move forward with searches.
I need some expedited conveyancing in Knaphill as I am under a deadline to complete in less than 4 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save fees and time?
As you are not taking a mortgage you are at liberty not to do searches although no conveyancer would suggest that you don't. With plenty of history conveyancing in Knaphill the following are instances of what can crop up and adversely impact future mortgageability: Enforcement Actions, Overdue Fees, Overdue Grants, Railway Schemes,...
How simple is it to switch conveyancer as I need to retain a firm on the HSBC Bank conveyancing panel. I instructed a local conveyancing solicitor in Knaphill five minutes from me but she is not accepted by HSBC Bank
We will our best to assist in finding you a conveyancing solicitor in Knaphill on the HSBC Bank panel. Please note that the property lawyers that we list do not pay us fee if you instruct them and are regulated by the Solicitors Regulation Authority who regulate all conveyancing solicitors in Knaphill. Using the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Knaphill.