Would the conveyancing lawyers listed on your site handle attended exchange conveyancing in Hampstead?
We do have a number of conveyancing experts carrying out personalised exchanges. You should e-mail us to secure a costs illustration and details as to availability.
As a FTB what is the most important advice you can give me concerning purchase conveyancing in Hampstead?
Not many law firms or advisers will tell you this but conveyancing in Hampstead and elsewhere in North London is an adversarial process. In other words, when it comes to conveyancing there exists an abundance of opportunity for confrontation between you and other parties involved in the transaction. E.g., the vendor, estate agent and on occasion the mortgage company. Appointing a law firm for your conveyancing in Hampstead is a critical decision as your conveyancer is your adviser, and is the ONE party in the legal process whose interest is to look after your legal interests and to protect you.
We are witnessing a worrying creep in the "blame" culture- someone must be blamed for the process taking so long. You your first instinct should be to trust your solicitor above all other parties in the conveyancing process.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in Hampstead so that I can attend their offices when needed.
These days approved lawyers for banks conduct all of the communications through the post, internet or over the phone. This enables them to carry out the legal work for your home move no matter where you live in the country. However you should see if you have the option of attending the offices of your conveyancing lawyer if just in case this is required.
Will our conveyancer be making enquiries concerning flooding during the conveyancing in Hampstead.
Flooding is a growing risk for solicitors dealing with homes in Hampstead. There are those who acquire a property in Hampstead, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to impart advice on flood risk, but there are a numerous searches that can be carried out by the buyer or on a buyer’s behalf which should figure out the risks in Hampstead. The conventional set of property information forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to find out whether the premises has suffered from flooding. If flooding has previously occurred and is not revealed by the vendor, then a purchaser may commence a legal claim for losses as a result of such an inaccurate response. A buyer’s conveyancers will also carry out an enviro report. This will higlight whether there is any known flood risk. If so, further inquiries will need to be conducted.
The deeds to our house can not be found. The lawyers who handled the conveyancing in Hampstead 10 years ago are no longer around. Will I be able to sell the house?
Assuming the title is registered the information relating to your ownership will be recorded by HMLR under a Title Number. It is easy to conduct a search at the Land Registry, locate your property and obtain current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
Due to the encouragement of my in-laws I had a survey completed on a property in Hampstead prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some banks tend refuse to give a mortgage on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hampstead. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hampstead to see if the conveyancing will be more expensive.