Do the conveyancing practitioners that you recommend conduct auction conveyancing in Hampstead?
We know of a number of auction lawyers we can put you in touch with those specialising in auction conveyancing. Hampstead is just one of hundreds of areas of where our lawyers have a presence.
When scouring consumer advice sites for a conveyancing lawyer in Hampstead, most advise that I should use a CQS accredited solicitor. Can you explain what CQS is?
Hampstead Conveyancing Quality Scheme solicitors have achieved certification under the Law Society's Scheme (CQS) The Law Society created CQS to establish evidence of quality standards in the in the legal transfer of properties. CQS enables house movers to recognise solicitor firms who provide a quality residential conveyancing. Hampstead is one of the many areas in England and Wales in which CQS are located. The conveyancing scheme obliges practices to undergo a strict assessment, compulsory training, self-reporting, spot checks and annual reviews in order to maintain CQS status. It is open only to members of the Law Society who meet the demanding standards set by the scheme and has the support of the Association of British Insurers.
We previously appointed conveyancing lawyers locally in Hampstead on the Leeds Building Society solicitor panel. They are now charging me a separate sum for handling the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?
Unfortunately, so long as it is in their Terms and Conditions or Quote then yes your lawyer can charge a fee for this. This fee is not dictated by Leeds Building Society but by your Hampstead conveyancing practitioner. Plenty of firms on the Leeds Building Society panel will levy an ‘acting for lender’ fee and others do not.
I have today made my last payment due on my mortgage with Santander. I assume I don't need a Hampstead property lawyer on the Santander panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Santander mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Santander mortgage from the register. Santander, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Santander has sent the Land Registry the discharge electronically, and
- Santander has instructed the Land Registry to do so
I have a mortgage with RBS for my property in Hampstead. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform RBS?
RBS must be informed of your intention before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel lawyer.
I am buying a property and the solicitor has referenced Chancel Repair to which the property may be obligated to pay given it’s proximity to the area of such a church. She has suggested insurance. Is this really required for conveyancing in Hampstead
Unless a previous acquisition of the property took place post 12 October 2013 you can expect lawyers handling conveyancing in Hampstead to continue to advocate a chancel search and or insurance against a claim.
What does commercial conveyancing in Hampstead cover?
Hampstead conveyancing for business premises incorporates a broad array of guidance, provided by qualified solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.
Living abroad I am unable to travel my Hampstead conveyancing lawyers office to execute documents connected to my conveyancing in Hampstead – is this a problem?
No. Hampstead conveyancing lawyers can undertake home moves for clients nationwide. It is not necessary for you to be able to visit a Hampstead conveyancers office. They can handle everything using post, email, telephone and fax.