We're in Frognal, First time buyers purchasing with a mortgage (lender is Bank of Ireland , and our solicitor is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
Can you point me to a directory of HSBC panel conveyancers in Frognal on the Council of Mortgage Lender’s Website?
Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. A small selection of banks make their panel listings visible over the internet. If you are in need of a Frognal conveyancing practitioner on the HSBC please use our facility.
We previously instructed solicitors locally in Frognal on the Skipton solicitor approved list. They have just invoiced me a further fee for dealing with the Skipton mortgage. Is this a supplemental conveyancing fee set by Skipton?
Unfortunately, as long as it is in their Terms and Conditions or estimate then yes your solicitor may charge a fee for this. This fee is not dictated by Skipton but by your Frognal property lawyer. Numerous firms on the Skipton panel will levy an ‘acting for lender’ fee but many firms include it on their overall fee.
I have decided to exercise my right to buy my property in Frognal off the council. I have a mortgage offer with Skipton. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Skipton, you will need to appoint a solicitor on the Skipton conveyancing panel.
Given that I am about to part with hundreds of thousands of pounds on 3 bedroom house in Frognal I wish to have a conversation with the conveyancer concerning thehouse move in advance of giving the go ahead to the firm. Can this be arranged?
Absolutely - we would be delighted to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in Frognal.There is no ‘factory style conveyancing’ - every client is unique person, not a matter number. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Frognal should be the amount on the final invoice that you are charged.
My husband and I are 3 weeks into a freehold purchase having been referred to conveyancers by the estate agent to do our conveyancing in Frognal. We are not happy. Can you you assist me in finding new lawyers?
A solicitor would have to be very poor in order to consider changing them. Has your mortgage offer been generated? In the event that it has you must make them aware of the new contact details and ensure the loan are re-sent. The conveyancer needs to be on the mortgage company approved list to avoid escalating fees and delays. So that should be your first question of the new conveyancers. Our search tool will help you find a bank approved lawyer for your home move in Frognal
I’m about to sell my garden flat in Frognal. Conveyancing is yet to be initiated, but I have just received a quarterly service charge invoice – what should I do?
The sensible thing to do is pay the service charge as normal because all rents and maintenance invoices will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I have tried to negotiate informally with with my landlord for a lease extension without success. Can one apply to the Leasehold Valuation Tribunal? Can you recommend a Frognal conveyancing firm to represent me?
You certainly can. We can put you in touch with a Frognal conveyancing firm who can help.
An example of a Lease Extension decision for a Frognal residence is Raised Ground Floor Flat 20 Fitzjohns Avenue in July 2014. the Tribunal decided that the premiums to be paid for new leases in respect of the Raised Ground Floor Flat and the First Floor Flat were to be calculated as: Raised Ground Floor: £765,175.14 First Floor: £601,617.77 This case affected 2 flats. The unexpired term as at the valuation date was 16.83 and 16.43.
I note that you have a search directory listing firms on the lender conveyancing panel. Do Frognal conveyancing firms pay you a commission if I retain them for my conveyancing?
We are a listing service only for law firms wishing to communicate if they are on the bank conveyancing panel or other lender panels. We do not charge referral fees to the any conveyancer that you subsequently appoint for your conveyancing in Frognal.