I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hanwell. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/2/2026, the requirements read as follows :
Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial premises in Hanwell?
Many commercial conveyancing solicitors in Hanwell will order a SiteSolutions Highways report as it reduces the time that conveyancers invest in sourcing accurate data on highways that impact buildings and development assets in Hanwell. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hanwell.
For each commercial conveyancing transaction in Hanwell it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could result in delays to Hanwell commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Hanwell.
How does conveyancing in Hanwell differ for newly converted properties?
Most buyers of new build property in Hanwell approach us having been asked by the developer to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because house builders in Hanwell usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Hanwell or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Hanwell ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies will refuse to give a loan on this type of home.
It varies from the lender to lender. Santander has different requirements for example to Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hanwell. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hanwell to see if the conveyancing will be more expensive.
My partner has suggested that I instruct his conveyancers in Hanwell. Should I use them?
Much as we are happy to recommend a Hanwell conveyancing lawyer the ideal way to select a conveyancing solicitor is to get guidance from friends or family who have actually previously instructed the solicitor you're considering.
Do you have any advice for leasehold conveyancing in Hanwell from the perspective of saving time on the sale process?
- Much of the delay in leasehold conveyancing in Hanwell can be avoided if you get in touch lawyers as soon as you market your property and ask them to put together the leasehold documentation which will be required by the purchasers’ solicitors. If you are supposed to have a share in the freehold, you should make sure that you have the original share document. Organising a duplicate share certificate can be a lengthy process and delays many a Hanwell home move. Where a reissued share certificate is needed, do contact the company director and secretary or managing agents (if relevant) for this at the earliest opportunity. A minority of Hanwell leases require Licence to Assign from the landlord. If this applies to your lease, it would be prudent to place the estate agents on notice to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference should make it clear that the buyer is financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their lawyers. In the event that you altered the property did you need the Landlord’s permission? In particular have you installed wooden flooring? Hanwell leases often stipulate that internal structural alterations or laying down wooden flooring require a licence from the Landlord approving such alterations. Where you dont have the paperwork to hand do not contact the landlord without contacting your lawyer before hand.
My wife and I have hit a brick wall in negotiating a lease extension in Hanwell. Can the Leasehold Valuation Tribunal adjudicate on premiums?
Where there is a absentee freeholder or where there is disagreement about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the LVT to assess the price.
An example of a Freehold Enfranchisement matter before the tribunal for a Hanwell premises is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case affected 2 flats. The remaining number of years on the lease was 72.39 years.