What does my ID and proof of funds have anything to do with my conveyancing in Hanwell? What am I being asked for?
You are right in these requests have nothing to do with conveyancing in Hanwell. Nowadays you can not complete any conveyancing transaction in the absence providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence as well as a bank statement. Please note that if you are supplying your driving licence as evidence of ID it needs to be both the paper section and photo card part, one is not satisfactory in the absence of the other.
Evidence of your origin of monies is mandated in accordance with the Money Laundering Regulations. Don’t be offended when you are asked to produce this as your conveyancer will need to retain this information on file. Your Hanwell conveyancing solicitor will require evidence of proof of funds prior to accepting any funds from you into their client account and they should also ask further questions concerning the source of monies.
Me and my brother have a terraced Victorian property in Hanwell. Conveyancing lawyer represented me and Barclays . I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hanwell and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing solicitor who carried out the work.
Over the last few months I have been searching for a leasehold apartment up to £305k and identified one near me in Hanwell I like with a park and station in the vicinity, the downside is that it only has 51 years on the lease. There is not much else in Hanwell for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.
My business partner and I are planning to lease a unit on the high street. Can you recommend solicitors offering no-move-no fees for non-domestic conveyancing in Hanwell for under 1500k?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Hanwell, including the disposal and purchase of businesses as well as simply premises. If you are hoping to purchase or dispose of a shop, pub, restaurant, office, retail premises or a complete business we will put you in touch with the right firm. As for the costs this will depend on the structure and terms of the proposed transaction. Please provide us with your details or call so as to enable us to provide you with a fixed commercial conveyancing calculation.
We are one month into a freehold purchase having been referred to solicitors by the local agent to perform conveyancing in Hanwell. I am am starting to be dissatisfied with the quality of service. Could you you assist me in finding new solicitors?
A lawyer would need to be very bad in order to consider changing them. Has your mortgage been issued? If so you must make them aware of the new lawyer and have the mortgage documents are re-issued. Your new solicitor ideally should be on the lenders panel to avoid supplemental expenses and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool can help you find a bank approved lawyer for your home move in Hanwell
A licensed conveyancer acted on my conveyancing in Hanwell half a dozen years ago and was holding my deeds but has now closed – What steps do I now take to retreive these?
Title deeds, as such, are no longer appropriate for most properties in Hanwell are archived electronically at Land Registry. Should you need to establish ownership or are disposing of or refinancing your conveyancer should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.