Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Hanwell. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 13/2/2026, the requirements read as follows :
Will commercial conveyancing searches reveal proposed roadworks that could impact a commercial property in Hanwell?
Its becoming the norm that commercial conveyancing solicitors in Hanwell will perform a SiteSolutions Highways report as it reduces the time that conveyancers invest in looking into accurate data on highways that impact buildings and development assets in Hanwell. The report provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Hanwell.
For each commercial conveyancing transaction in Hanwell it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately can cause delays to Hanwell commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Hanwell.
How does conveyancing in Hanwell differ for new build properties?
Most buyers of new build or newly converted property in Hanwell approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is finished. This is because house builders in Hanwell typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hanwell or who has acted in the same development.
Due to the input of my in-laws I had a survey completed on a property in Hanwell prior to appointing lawyers. I have been informed that there is a flying freehold overhang to the property. The surveyor advised that some mortgage companies tend refuse to grant a loan on a flying freehold house.
It varies from the lender to lender. HSBC has different requirements from Halifax. If you e-mail us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hanwell. Conveyancing will be smoother if you use a solicitor in Hanwell especially if they are acquainted with such properties in Hanwell.
My partner has suggested that I use his conveyancers in Hanwell. Do I take his advice?
Much as we are happy to recommend a Hanwell conveyancing lawyer it’s preferable to find a conveyancing solicitor is to seek feedback from friends or family who have used the firm that you are considering.
Do you have any top tips for leasehold conveyancing in Hanwell with the aim of speeding up the sale process?
- Much of the frustration in leasehold conveyancing in Hanwell can be bypassed if you appoint lawyers as soon as your agents start advertising the property and ask them to put together the leasehold information which will be required by the buyers’ solicitors. If you have carried out any alterations to the premises would they have required Landlord’s permission? In particular have you installed wooden flooring? Most leases in Hanwell state that internal structural alterations or addition of wooden flooring require a licence issued by the Landlord approving such alterations. Where you dont have the paperwork to hand you should not communicate with the landlord without checking with your lawyer before hand. Some Hanwell leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, you should place the estate agents on notice to make sure that the purchasers obtain financial (bank) and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the annual service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the purchasers or their solicitors. Many freeholders or managing agents in Hanwell charge for providing management packs for a leasehold home. You or your lawyers should discover the actual amount of the charges. The management information can be applied for on or before finding a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most usual cause of frustration in leasehold conveyancing in Hanwell. You may think that you are aware of the number of years left on your lease but it would be wise to verify this by asking your solicitors. A buyer’s conveyancer will not be happy to advise their client to where the lease term is below 75 years. In the circumstances it is important at an early stage that you identify whether the lease for your property needs extending. If it does, contact your solicitors before you put your premises on the market for sale.
We have reached the end of our tether in negotiating a lease extension in Hanwell. Can this matter be resolved via the Leasehold Valuation Tribunal?
if there is a missing landlord or where there is dispute about what the lease extension should cost, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the Leasehold Valuation Tribunal to decide the amount due.
An example of a Freehold Enfranchisement decision for a Hanwell flat is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case affected 2 flats. The unexpired lease term was 72.39 years.