We were just about to exchange contracts for a leasehold flat in West Ealing. We encountered a stumbling block. The loan offer with The Royal Bank of Scotland expires on 10/11/2025 but the owners are putting forward a completion date of 12/11/2025. Is it possible to extend the loan expiry date?
The best person to address this question is your lawyer who will determine whether they better off negotiating with the bank, owner’s lawyers, property agents or possibly all parties given the circumstances your conveyancing to date.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in West Ealing. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/9/2025, the requirements read as follows :
When it comes to mortgage companies such as Yorkshire BS, do West Ealing conveyancers face a fee to be on the conveyancing panel?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
I am purchasing a property in West Ealing. One unusual aspect is that the roof has a solar panel. Nationwide have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As you are obtaining a mortgage with Nationwide your lawyer must comply with the formal instructions set out in Part 2 of UK Finance Lenders’ Handbook for Nationwide. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and lawyers are required to report to Nationwide where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties countrywide and is not isolated to West Ealing.
Planning on purchasing a house in West Ealing. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Ealing conveyancer is on the Kent Reliance conveyancing panel.
I am buying a new build apartment in West Ealing. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in West Ealing
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Forfeiture - bankruptcy or liquidation must not apply under this provision. Please confirm the Lease plans are architect prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what was supposed to be a straight forward, no chain conveyancing. West Ealing is the location of the property. What do you suggest?
Flying freeholds in West Ealing are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Ealing you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Ealing may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am looking to sell my property. My past conveyancers closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in West Ealing if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in West Ealing. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.