My partner and I swapping mortgage lender for our penthouse in West Ealing with Virgin Money. We have a son 19 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two questions (1) Is this document specific to the Virgin Money conveyancing panel as he never had to sign this form when we remortgaged 5 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?
First, rest assured that your Virgin Money conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Virgin Money. This is solely used to protect Virgin Money if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Virgin Money had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Will my conveyancing lawyers need to check that the building insurance when buying a house in West Ealing. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 27/7/2025, the requirements read as follows :
Do commercial conveyancing searches reveal planned roadworks that could impact a commercial site in West Ealing?
Many commercial conveyancing solicitors in West Ealing will perform a SiteSolutions Highways report as it dramatically cuts the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in West Ealing. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Ealing.
For every commercial conveyancing transaction in West Ealing it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could cause delays to West Ealing commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in West Ealing.
Are there restrictive covenants that are commonly picked up as part of conveyancing in West Ealing?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in West Ealing. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
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At this site get a fixed fee costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the issues of your conveyancing in West Ealing. Unlike many estate agents and many comparison sites we do not have kick-back arrangements with solicitors. Some agents and online brokers 'recommend' the firm paying the most commission, not the best value conveyancing in West Ealing
I've found a house that seems to meet my requirements, at a great figure which is making it all the more appealing. I have just found out that the title is leasehold as opposed to freehold. I would have thought that there are issues purchasing a house with a leasehold title in West Ealing. Conveyancing solicitors have are soon to be instructed. Will they explain the issues?
The majority of houses in West Ealing are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. it is apparent that you are purchasing in West Ealing so you should seriously consider looking for a West Ealing conveyancing solicitor and check that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want with the house. The lease will likely included provisions such as requiring the freeholder’spermission to conduct changes to the property. It may be necessary to pay a maintenance charge towards the upkeep of the estate where the property is located on an estate. Your conveyancer will advise you fully on all the issues.
I have given up seeking a lease extension in West Ealing. Can this matter be resolved via the Leasehold Valuation Tribunal?
Most definitely. We are happy to put you in touch with a West Ealing conveyancing firm who can help.
An example of a Freehold Enfranchisement decision for a West Ealing property is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case related to 2 flats. The unexpired residue of the current lease was 72.39 years.