Me and my fiance are intending to buy a 1 bedroom apartment in West Ealing with a mortgage. We would like to retain our West Ealing solicitor, however the mortgage company advise she’s not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or retain our West Ealing property lawyer and pay for one of their panel firms to represent them. We regard this is inequitable; is there anything we can do?
Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your West Ealing conveyancing solicitor to apply to be on the conveyancing panel.
We note that you have a post code search directory identifying solicitors on the Kent Reliance conveyancing panel. Do companies pay you a referral fee if I instruct them for our own conveyancing in West Ealing?
We are a listing service only for law firms wishing to communicate if they are on the Kent Reliance conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in West Ealing.
I purchased a 4 bedroom Georgian property in West Ealing. Conveyancing lawyer represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, another for leasehold under the matching address. Is it worth asking Nationwide Building Society to clarify?
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Ealing and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with the conveyancing practitioner who conducted the conveyancing.
Due to the advice of my in-laws I had a survey completed on a property in West Ealing prior to appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks will refuse to grant a mortgage on such a house.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in West Ealing. Conveyancing will be smoother if you use a solicitor in West Ealing especially if they are acquainted with such properties in West Ealing.
My business partner and I are wishing to take an assignment of a lease of an office on a shopping parade. Can you recommend lawyers offering fixed costs for non-domestic conveyancing in West Ealing for below 2k?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in West Ealing, including the sale and purchase of businesses as well as simply premises. If you are hoping to acquire or dispose of a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right lawyer. Regarding the fees this will depend on the structure and nuances of the deal. Let us have your details or email us so that we may supply you with a fixed commercial conveyancing calculation.
In my capacity as executor for the will of my grandfather I am selling a residence in Cardiff but live in West Ealing. My lawyer (approximately 250 kilometers from mehas requested that I execute a statutory declaration ahead of completion. Can you recommend a conveyancing solicitor in West Ealing to attest this legal document for me?
Technically speaking you should not need to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are West Ealing based