My wife and I are acquiring a leasehold flat in West Ealing. My Conveyancer is not listed on the lender solicitor panel. Is it possible for me to appoint my West Ealing conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
You have a couple of alternatives open to you here
- Proceed with your preferred West Ealing conveyancer but your bank will no doubt retain a conveyancer on their approved panel. The net result is additional cost together with likely delay.
- Appoint a new lawyer to act in the purchase, ensuring that they are on the lender conveyancing panel.
- Appeal to your solicitor to apply to join the lender panel
I am purchasing a new build flat in West Ealing. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in West Ealing you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in West Ealing.
We are buying a 3 bedroom semi in West Ealing. Our aim is to convert the garage to an office at the house.Will legal conveyancing on the property involve enquiries to determine if these alterations were previously refused?
Your solicitor will check the registered title as conveyancing in West Ealing will sometimes reveal restrictions in the title deeds which prohibit certain changes or need the permission of a 3rd party. Certain works call for local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. It would be prudent to check these issues with a surveyor prior to committing yourself to a purchase.
My husband and I have organised a further advance on our mortgage from Clydesdale as we wish to carry out renovations to our home in West Ealing. Do we need to choose a bricks and mortar West Ealing solicitor on the Clydesdale conveyancing panel to handle the paperwork?
Clydesdale do not ordinarily require a member of their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale conveyancing panel.
We have agreed to purchase a house in West Ealing. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?
Given that you are obtaining a mortgage with Skipton your lawyer must comply with the conveyancing requirements contained in Section two of UK Finance Lenders’ Handbook for Skipton. The CML Handbook includes minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Skipton where a lease does not meet these provisions. The requirements relate to the installation of panels on properties nationwide and is not restricted to West Ealing.
Do I need to pay for insurance to cover chancel repairs when acquiring a residence in West Ealing?
Unless a previous acquisition of the premises completed after 12 October 2013 you could take it that lawyers carrying out conveyancing in West Ealing to continue to advocate a chancel search and or insurance against a claim.
I am hoping to put an offer on a small detached house that appears to tick a lot of boxes, at a great figure which is making it more attractive. I have just discovered that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a leasehold house in West Ealing. Conveyancing advisers have are about to be appointed. Will my lawyers set out the risks of buying a leasehold house in West Ealing ?
The majority of houses in West Ealing are freehold rather than leasehold. In this scenario it’s worth having a local solicitor used to dealing with such properties who can help the conveyancing process. It is clear that you are buying in West Ealing so you should seriously consider looking for a West Ealing conveyancing practitioner and check that they have experience in transacting on leasehold houses. First you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’sconsent to conduct alterations. It may be necessary to pay a maintenance charge towards the upkeep of the communal areas where the property is located on an estate. Your lawyer should advise you fully on all the issues.
I have had difficulty in trying to purchase the freehold in West Ealing. Can this matter be resolved via the Leasehold Valuation Tribunal?
Where there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant statutes it is possible to make an application to the First-tier Tribunal (Property Chamber) to assess the premium.
An example of a Freehold Enfranchisement case for a West Ealing residence is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case was in relation to 2 flats. The unexpired residue of the current lease was 72.39 years.
My brother-in-law has suggested I instruct a conveyancing solicitor in West Ealing. I I would like to check if they are on the lender's approved list of lawyers. Could you help?
One option is to phone your lawyer to enquire if they are on the bank's approved list. If that does not help get in touch with us and we can investigate and revert. If they are not on the conveyancing panel we we can help find a quality conveyancing solicitor in West Ealing on the approved list for your mortgage company.