I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in West Ealing. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 11/8/2025, the requirements read as follows :
Do commercial conveyancing searches disclose planned roadworks that could affect a commercial land in West Ealing?
Many commercial conveyancing solicitors in West Ealing will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in West Ealing. The report provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in West Ealing.
For each commercial conveyancing transaction in West Ealing it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately could result in delays to West Ealing commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for residential conveyancing in West Ealing.
How does conveyancing in West Ealing differ for new build properties?
Most buyers of new build or newly converted property in West Ealing approach us having been asked by the developer to exchange contracts and commit to the purchase even before the premises is constructed. This is because developers in West Ealing tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in West Ealing or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in West Ealing before instructing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders will not grant a loan on this type of premises.
It depends who your proposed lender is. HSBC has different requirements from Nationwide. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in West Ealing. Conveyancing may be slightly more expensive based on your lender's requirements.
I am hoping to put an offer on a small detached house that seems to be perfect, at a reasonable figure which is making it more attractive. I have since been informed that it's a leasehold as opposed to freehold. I am assuming that there are issues purchasing a house with a leasehold title in West Ealing. Conveyancing solicitors have are about to be instructed. Will my lawyers set out the implications of buying a leasehold house in West Ealing ?
The majority of houses in West Ealing are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in West Ealing so you should seriously consider looking for a West Ealing conveyancing solicitor and be sure that they have experience in transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as requiring the landlord’spermission to conduct alterations. It may be necessary to pay a maintenance charge towards the maintenance of the communal areas where the house is part of an estate. Your solicitor will appraise you on the various issues.
I have tried to negotiate informally with with my landlord for a lease extension without any joy. Can the Leasehold Valuation Tribunal adjudicate on such matters? Can you recommend a West Ealing conveyancing firm to act on my behalf?
in cases where there is a missing freeholder or if there is disagreement about the premium for a lease extension, under the relevant statutes you can apply to the Leasehold Valuation Tribunal to determine the price payable.
An example of a Freehold Enfranchisement matter before the tribunal for a West Ealing premises is 6 Jessamine Road in August 2013. The Tribunals valuation (as annexed to the decision) calculated the amount payable as £18,355 for the freehold reversion This case was in relation to 2 flats. The number of years remaining on the existing lease(s) was 72.39 years.
Is it true that a West Ealing conveyancing company got sued by a client for failing to conduct the right conveyancing searches?
Our attention has not be brought to such a West Ealing conveyancing claim but according to a recent report, a couple purchasing a property elsewhere in England successfully won a claim against their solicitor as a consequence of development plans to construct a wind farm failing to be picked up in conveyancing searches.
If you are buying in West Ealing It is essential that your lawyer purchase all West Ealing conveyancing searches required to ensure you have relevant and up to date information ahead of acquiring a property.