I am buying a house without a mortgage in Perivale. I have lived for the previous twelve years in Perivale. Conveyancing searches are expensive. As I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?
Provided that you do not need a home loan, then the vast majority of the Perivale conveyancing searches are at your discretion. Your solicitor will ’encourage you, no-doubt strongly, that you should have searches carried out, but he has a professional duty to do this. Do take into account; if you are intend to dispose of the house in the future, it will be of relevance to your prospective buyer what the searches reveal. Sometimes properties with day to day issues can still reveal adverse search results. A competent conveyancing solicitor in Perivale will be able to give you some sensible advice in this regard.
I have just over seventy years unexpired on my lease and need a lease extension for my flat in Perivale. Conveyancing solicitors on the Chelsea Building Society panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 21/2/2025 the requirements read as follows :
I am close to exchanging contracts on the sale of our house in Perivale and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Perivale conveyancer would know this is not the case. For the life of me I don't know why the buyers used a web based conveyancing practice rather than a conveyancing solicitor in Perivale. Having lived in Perivale for six years we know that this is a non issue. Do we contact our local Authority to get confirmation need.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Perivale for a purchase of a leasehold flat 18 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Perivale conveyancing specialists.
I'm buying a new build house in Perivale with the aid of help to buy. The developers refused to move on the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not to tell my conveyancer about this deal as it will adversely affect my mortgage with Clydesdale. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a ground for flat up to £305k and identified one near me in Perivale I like with open areas and railway links nearby, the downside is that it only has 61 remaining years left on the lease. There is not much else in Perivale for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you may request that they start the process of the extension and pass it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.