I am expecting a offer of a home loan from Halifax. I hope to enlist the help of a Licensed Conveyancer in Perivale. Does the Halifax Conveyancing panel exclude Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can I use your services to recommend a Conveyancing solicitor in Perivale even if I’m not buying or disposing of a house, for instance where I wish to acquire an office in Perivale with a mortgage from Birmingham Midshires?
Our comparison service is predominantly there to locate residential conveyancing solicitors in Perivale but we have recorded towards the bottom of this page a selection of Perivale commercial conveyancing firms. You will need to speak with the company directly to see if they can also act for Birmingham Midshires
Do the Building Society Association intend to launch a searchable register to to identify solicitors on the Coventry BS conveyancing panel for instance in Perivale?
We have not been informed any plans on the part of the BSA to promote such a search facility.
My partner and I are close to exchanging contracts on the sale of our house in Perivale and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A local lawyer would know this is not the case. For the life of me I don't know why the buyers used a national conveyancing practice rather than a conveyancing solicitor in Perivale. Having lived in Perivale for three years we know of no issue. Do we get in touch with our local Authority to obtain confirmation that there is no issue.
It would appear that you have a conveyancing lawyer currently acting for you. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)
Are there restrictive covenants that are commonly identified during conveyancing in Perivale?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Perivale. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I opted to have a survey carried out on a property in Perivale prior to retaining conveyancers. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not issue a loan on such a premises.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Perivale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Perivale to see if the conveyancing will be more expensive.