Our Norwood solicitor has discovered a difference between the assumptions in the home valuation survey and what is in the legal papers for the property. My solicitor has advised that he needs to ensure that the lender is OK with this discrepancy and is content to go ahead. Is my lawyer’s approach legitimate?
Your conveyancer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.
At what point will exchange of contracts occur in sale conveyancing in Norwood and am I required to be at the solicitors office?
If you are near to our conveyancing solicitors in Norwood you are invited in to sign the paperwork. However, the firms we recommend offer a nationwide conveyancing service and provide just as detailed and professional a job for you when dealing with you digitally. The signing of the contract is not the important part. Signing on the dotted line is just a prerequisite for the solicitor to address the formalities when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where an extended "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Norwood)to be in the office at the appropriate time.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Norwood. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 17/10/2025, the requirements read as follows :
Despite weeks of looking the Title Certificate and documents to our house are lost. The conveyancers who conducted the conveyancing in Norwood 4 years ago have long since closed. What are my next steps?
Gone are the days when you need to have the physical official documentation to establish that you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.
I am looking for a flat up to £195,000 and found one close by in Norwood I like with amenity areas and transport links nearby, however it only has 49 remaining years left on the lease. There is not much else in Norwood suitable, so just wondered if I would be making a grave error purchasing a short lease?
If you require a home loan that many years will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this.
My husband and I are new on the property ladder - agreed a price, but the selling agent informed us that the owners will only issue a contract if we appoint the agent's preferred conveyancers as they want an ‘expedited deal’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Norwood
It is unlikely the owners are behind this. If they desire ‘a quick sale', taking such a hostile approach to a genuine purchaser is counter productive. Try to communicate with the sellers directly and explain that (a)you are keen to buy (b)you are ready to progress, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you are going to appoint your own,trusted Norwood conveyancing firm - rather thanthe ones that will provide the negotiator at the agency a referral fee or meet his conveyancing targets set by head office.