My partner and I are hoping to acquire a house in Rawdon and have appointed a Rawdon conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through with the expectation that exchange is imminent. Clydesdale have this evening contacted us to advise us that they have now hit a problem as our Rawdon conveyancer is not on their conveyancing panel. Please explain?
Where you are buying a property needing a mortgage it is standard for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the lender’s conveyancing panel as you are at liberty to use your preferred Rawdon lawyers, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
What is the optimum way to discover of the solicitor carrying out my conveyancing in Rawdon is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Clydesdale thus spending £187.00 plus VAT in another set of legal fees.
Feel free to make use of the find a conveyancing panel solicitor tool on this site. Pick the lender and type ‘Rawdon’ or your preferred area and you will see a number of lawyer based in Rawdon or near you.
We are purchasing a flat in Rawdon. It might be a silly question but how we can trust a solicitor? At some point we have to put funds into their account. What protection do we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is the difference between a licensed conveyancer and conveyancing solicitor in Rawdon
Two types of professional can conduct conveyancing in Rawdon namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or purchase of property. They are both required to perform Rawdon conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be professionally carried out and that the requisite procedures will be suitably followed.
My husband and I have organised the release of further monies on our home loan from Santander as we wish to conduct renovations to our property in Rawdon. Do we need to select a nearby Rawdon solicitor on the Santander conveyancing panel to deal with the legals?
Santander do not ordinarily appoint firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Santander conveyancing panel.
I own a terraced Georgian house in Rawdon. Conveyancing practitioner acted for me and Birmingham Midshires. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the exact same property. Is it worth asking Birmingham Midshires to clarify?
You need to read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rawdon and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing lawyer who conducted the conveyancing.
Are there any apps to help search for a Rawdon law firm on the Virgin Money conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the lawyer.
Feel free to make use of the search on this page. Please select a mortgage company and your location and you will see a number of Rawdon conveyancing lawyers located nearest you. We have listed some Rawdon conveyancing firms towards the end of this page and you can contact them to see whether they are on the Virgin Money approved list
I am a fortnight into a leasehold purchase having been referred to a firm by the high street agent to perform conveyancing in Rawdon. I am am extremely disappointed with the quality of service. Can you you assist me in finding new lawyers?
They would need to be very poor in order to consider replacing them. Has the mortgage been issued? In the event that it has you need to advise them of the new conveyancer and get the loan are issued to the new lawyers. The solicitor ideally should be on the banks panel to avoid added fees and delays. That should be your starting point. Our find a solicitor tool will assist you in finding a lender approved lawyer for your home move in Rawdon