A colleague informed me that in purchasing a property in Rawdon there could be various restrictions prohibiting external changes to a property. Is this right?
We are aware of a number of properties in Rawdon which have some sort of restriction or requirement of consent to external changes. Part of the conveyancing in Rawdon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Can you point me to a directory of Bank of Ireland panel conveyancers in Rawdon on the Council of Mortgage Lender’s Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings visible online. If you are looking for a Rawdon property lawyer on the Bank of Ireland please use our facility.
We had selected solicitors based in Rawdon on the Kent Reliance solicitor approved list. They have just billed me a separate amount for dealing with the Kent Reliance mortgage. Is this an additional conveyancing fee set by Kent Reliance?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your solicitor may charge a fee for this. This fee is not set by Kent Reliance but by your Rawdon conveyancer. Numerous firms on the Kent Reliance panel will levy an ‘acting for lender’ fee and others do not.
I require fast conveyancing in Rawdon as I am under a deadline to exchange contracts in less than 4 weeks. A mortgage is not required. Can I avoid the conveyancing searches to save fees and time?
If.Given you are are a mortgage free purchaser you are at liberty not to have searches conducted although no lawyer would advise that you don't. With plenty of history conveyancing in Rawdon the following are examples of issues that can appear and adversely impact market value: Refused Planning Applications, Overdue Charges, Overdue Grants, Unadopted Roads,...
The deeds to my property are lost. The conveyancers who did the conveyancing in Rawdon 4 years ago are no longer around. What are my options?
As long as the title is registered the details of your proprietorship will be recorded by HMLR under a Title Number. It is easy to perform a search at the Land Registry, identify your property and get current copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
About to purchase a new build flat in Rawdon. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Rawdon
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The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I have been sourcing a conveyancing lawyer in Rawdon for my purchase. Is there any facility to see a solicitor's complaints history with the profession’s regulator?
Members of the public can search for published Solicitor Regulator Association (SRA) determinations arising from investigations from 2008 onwards. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors record, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA sometimes recorded call for training reasons.
I've found a house that appears to meet my requirements, at a reasonable figure which is making it all the more appealing. I have since discovered that the title is leasehold rather than freehold. I would have thought that there are particular concerns purchasing a leasehold house in Rawdon. Conveyancing lawyers have not yet been instructed. Will they explain the issues?
Most houses in Rawdon are freehold and not leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can assist with the conveyancing process. We note that you are buying in Rawdon so you should seriously consider shopping around for a Rawdon conveyancing practitioner and be sure that they have experience in advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. As a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the freeholder’sconsent to conduct alterations. You may also be required to pay a service charge towards the maintenance of the communal areas where the property is part of an estate. Your conveyancer should report to you on the legal implications.
I bought a leasehold flat in Rawdon, conveyancing formalities finalised in 2012. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar properties in Rawdon with over 90 years remaining are worth £206,000. The ground rent is £45 invoiced every year. The lease ceases on 21st October 2090
With only 66 years unexpired the likely cost is going to be between £11,400 and £13,200 as well as costs.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. Do not use the figures in a Notice of Claim or as an informal offer. There may be other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Neither should you move forward placing reliance on this information before seeking the advice of a professional.