We were just about to sign contracts for a leasehold flat in Rawdon. We have hit a problem. The mortgage offer with Bank of Scotland runs out on 24/2/2026 but the owners are suggesting a completion date of 26/2/2026. Can one prolong the loan offer?
The best person to address this question is your conveyancer who will assess if he or she is should be discussing with the bank, seller’s lawyers, property agents or conceivably all parties taking into account the history of your transaction as of today.
Do I have to pop into the offices of the solicitor to execute the mortgage deed? If so, I will choose one who does conveyancing in Rawdon so that I can pop in to their offices when needed.
These days approved lawyers for banks conduct the vast majority of communications through the post, e-mail or over the phone. This means that they can undertake the legal work for your home move no matter where you live in England or Wales. However you should check if you have the option of attending the offices of your conveyancing lawyer if just in case this is required.
I require fast conveyancing in Rawdon as I am under a deadline to exchange contracts within one month. A home loan is not required. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a cash buyer you have the choice not to have searches carried out although no conveyancer would advise that you don't. Drawing on years of experience of conveyancing in Rawdon the following are examples of what can appear and therefore impact future mortgageability: Refused Planning Applications, Outstanding Fees, Outstanding Grants, Unadopted Roads,...
Me and my brother have a renovated Edwardian property in Rawdon. Conveyancing lawyer acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: one for freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?
You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Rawdon and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with your conveyancing practitioner who conducted the work.
As co-executor for the estate of my father I am selling a residence in Swansea but live in Rawdon. My solicitor (who is 260 kilometers from mehas requested that I sign a stat dec prior to completion. Could you suggest a conveyancing solicitor in Rawdon who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are Rawdon based
Been reading online that Rawdon solicitors are more expensive than Rawdon conveyancers in Rawdon to use when purchasing a property. Am I better off using a conveyancer or a solicitor if I am purchasing for my home move in Rawdon.
When it comes to conveyancing in Rawdon the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.