Is it possible for conveyancing in Battle to be finalised in 28 days?
Where you are under a tight deadline to complete it is highly recommended that your lawyer is familiar with the area as they will make use of local connections and knowledge. It is possible that they could have handled otherhouses in the same neighbourhood. You would be best advised to use a Battle conveyancing lawyer. In addition, check that the lawyer is on the member panel. It is estimated that nearly one in five of Battle conveyancing deals are held up or jeopardised after finding out that a purchaser’s lawyer was not on their banks member panel. In many cases this discovery resulted in the legal transfer of property being delayed by almost three weeks. It is claimed that this issue impacts in the region of 100,000 home moves annually. Almost all Battle conveyancing firms can not act for certain banks so do check at the outset.
In what way does my ID and proof of funds have anything to do with my conveyancing in Battle? Is this really necessary?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identification documents of the person or body they are dealing with before they can accept their conveyancing retainer. The Terms of Engagement that you are required to sign will no doubt reaffirm this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to provide identification documents, your solicitor would not be able to accept instructions from you.
My conveyancer has informed me that lack of right of way insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Battle?
The right level of lack of right of way indemnity insurance depends on who your lender is. It would differ for example between Birmingham Midshires and Virgin Money. Conveyancing solicitors as opposed to borrowers take out such insurances.
My partner and I have arranged a further advance on our mortgage from RBS as we want to conduct alterations to our house in Battle. Are we obliged to appoint a high street Battle solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS do not ordinarily instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.
My offer was accepted on a house in Battle on 9/12/2025, valuation was booked 2 days after, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
My partner and I are selling our house in Battle and according to the buyers it appears that there is a risk of it being constructed on contaminated land. A local conveyancer would know this is not the case. For the life of me I don't know why the buyers used a web based conveyancing firm rather than a conveyancing solicitor in Battle. Having lived in Battle for many years we know of no issue. Do we contact our local Authority to seek confirmation that the buyers are looking for.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)
I am buying a new build flat in Battle. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Battle
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Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants.
I own a leasehold flat in Battle. Conveyancing was finalised in 2011. I have read on various advice forums that I should not let the the remaining lease term to get too low. Is this right?
Battle domestic long term leases are for a set period - usually just under one hundred years when they started. However a significant flats in Battle were constructed or converted 25 or more years ago and so such leases now have under eighty years unexpired. This may seem like plenty of time however Banks, Building Societies and other mortgage companies generally need leases to have at least seventy five years left to adequate security. Accordingly when you come to sell the property you will need a lease extension if you are nearing 75 years. To increase your property value you should be considering whether to extend your lease well in advance of selling the property. Furthermore strong financial reasons to taking action before the lease hits 80 years as when the lease falls below 80 years the premium to be paid to extend starts to escalate.