It has come to my attention via my financial adviser that my Battle lawyer is not on the bank Solicitor panel. What can I do to be certain whether this is indeed the case?
Your first step should be to call your Battle conveyancer. You lawyer should advise you of the situation. Where they are not on the panel they could put your in touch with solicitors on the approved list of lawyers for your mortgage company.
I am assisting my step-mother sell her flat in Battle. Does the solicitor commission the energy assessment or do I organise this?
After the demise of Home Information Packs, energy assessments was retained a compulsory element of selling a house. An EPC needs to be to hand in advance of the property being placed on the market. It is not as aspect of the sale process that law firms normally arrange. Where you are instructing a Battle conveyancing solicitor they may be willing to arrange EPC’s due to their contacts with reputable local energy assessors
My solicitor has informed me that lack of building regulations insurance is necessary on my purchase. What is the level of cover for Battle conveyancing?
The appropriate level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Halifax and The Mortgage Works. Conveyancing lawyers as opposed to borrowers take out such insurances.
Is it the case that all Battle solicitors on the Leeds Building Society conveyancing panel are regulated by the SRA?
As solicitors, in order to be on the Leeds Building Society approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. The majority of mortgage companies do permit licenced conveyancers on their panel and in such a situation the practice would be overseen by the Council of Licensed Conveyancers.
The estate agent has sent us the confirmation of our purchase of a new build apartment in Battle. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Battle
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Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
I have been on the look out for a leasehold apartment up to £235,500 and found one near me in Battle I like with amenity areas and railway links nearby, however it only has 51 years unexpired on the lease. There is not much else in Battle for this price, so just wondered if I would be making a grave error acquiring a short lease?
Should you require a mortgage the remaining unexpired lease term will be problematic. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing solicitor about this.
I need to find a conveyancing solicitor for my conveyancing in Battle. I happened to discover a site which seems to have the ideal offering If there is a chance to get all this stuff completed via phone that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My fiance and I may need to let out our Battle ground floor flat temporarily due to a new job. We instructed a Battle conveyancing firm in 2003 but they have closed and we did not think at the time get any guidance as to whether the lease permits subletting. How do we find out?
Some leases for properties in Battle do contain a provision to say that subletting is only allowed with permission. The landlord cannot unreasonably withhold but, in such cases, they would need to review references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.
Battle Conveyancing for Leasehold Flats - A selection of Queries before buying
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It would be prudent to find out as much as you can about the company managing the building as they can either make your life much easier or uncomfortable. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to daily matters like the upkeep of the common parts. Ask other people what they think of them. Finally, find out the dates that the maintenance charges are due to the managing agents and precisely what it includes. Best to be warned if a new roof is being put on or some other major work is due shortly to be shared amongst the leaseholders and will dramatically impact the level of the maintenance fees or require a specific invoice. How is the lease structured?