Can your site be used to find a Conveyancing solicitor in Battle even if I’m not purchasing or selling a house, for instance where I want to acquire an office in Battle with a mortgage from Lloyds TSB Bank?
The service is primarily utilised to find residential conveyancing solicitors in Battle but we have recorded at the end of this page a selection of Battle commercial conveyancing firms. You should make contact with the firm directly to see if they are also authorised to represent Lloyds TSB Bank
I have an AIP. The lender mentioned the loan came with free conveyancing. Is the implication that I have to use their panel lawyer as I would much rather use a Battle based conveyancing firm?
You should check but the chances are that appoint one of their panel conveyancers if you want the "fee-free" offer. Contact the bank to determine if they make available a monetary alternative. Some lenders have previously offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor near Battle.
I'm the sole recipient of my late grandmother’s will with all property in now in my sole name, including the my former home in Battle. The Battle property was put into my name in July. I plan to dispose of the house. I understand that there is a CML 6 month 'rule', meaning my property ownership may be considered the same way as if I'd bought the house in July. Do I have to wait 6 months to sell?
The CML handbook obliges solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be impacted by that. many lenders would take a pragmatic view as this obligation chiefly exists to identify subsales or the flipping of property.
We previously chose conveyancers located in Battle on the RBS solicitor panel. They have just billed me an additional charge for dealing with the RBS mortgage. Is this a supplemental conveyancing fee set by RBS?
Provided it is contained in their Terms and Conditions or estimate then yes your property lawyer is entitled to levy a fee for this. This fee is not dictated by RBS but by your Battle conveyancing practitioner. Some firms on the RBS panel will charge an ‘acting for lender’ fee and others do not.
Our offer on a semi in Battle has been accepted, but there is a chain. The vendors have placed an offer on a flat, but it’s not yet tied up, and have viewings of other properties booked. I have instructed a bricks and mortar conveyancing solicitor in Battle. What should be my next step? When do I get the mortgage application with Clydesdale started?
It is understandable to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then survey, Battle conveyancing search fees, etc). First, you must check that your property lawyer is on the Clydesdale approved list. Concerning the next phase this very much dictated by the circumstances of your transaction, attraction to this property and on the state of the market. During a rising market some purchasers would apply for a home loan with Clydesdale and pay for the valuation and only if it was satisfactory would they pay their lawyer to proceed with the conveyancing in Battle.
I decided to have a survey carried out on a property in Battle prior to retaining solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks will not give a mortgage on this type of premises.
It varies from the lender to lender. Bank of Scotland has different requirements from Halifax. Should you wish to call us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Battle. Conveyancing will be smoother if you use a solicitor in Battle especially if they are accustomed to such properties in Battle.
Do you have any top tips for leasehold conveyancing in Battle from the point of view of speeding up the sale process?
- A significant proportion of the delay in leasehold conveyancing in Battle can be reduced where you appoint lawyers as soon as you market your property and request that they start to put together the leasehold information needed by the buyers’ lawyers. Some Battle leases require Licence to Assign from the landlord. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers put in hand financial (bank) and professional references. The bank reference will need to confirm that the buyers are able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers. If you hold a share in a the Management Company, you should make sure that you have the original share document. Arranging a replacement share certificate is often a time consuming formality and frustrates many a Battle conveyancing transaction. If a reissued share is required, you should approach the company director and secretary or managing agents (where relevant) for this at the earliest opportunity. If there is a history of conflict with your freeholder or managing agents it is very important that these are settled before the property is marketed. The buyers and their solicitors will be warry about purchasing a property where there is a current dispute. You may need to swallow your pride and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled ahead of the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as over as opposed to unresolved.
I purchased a 1st floor flat in Battle, conveyancing having been completed in 1997. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Battle with a long lease are worth £192,000. The ground rent is £55 invoiced annually. The lease expires on 21st October 2080
With 54 years unexpired we estimate the premium for your lease extension to range between £32,300 and £37,400 as well as costs.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on a more accurate figure in the absence of detailed due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.
How much experience do your Battle conveyancing solicitors have with Help To Buy, Shared Equity and similar schemes?
Battle conveyancing lawyers help thousands of people move home every year and supported lots of clients through the Help To Buy scheme. The chances are that whatever makes your case unique Battle conveyancers have worked on recent similar cases.