My wife and I are looking to buy a home in Battle and are in fact using a Battle conveyancing firm. Within the last couple of days our conveyancer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Bank of Ireland have this evening contacted us to advise us that there is now an issue as our Battle lawyer is not on their approved list of lawyers. Is this a problem?
Where you are buying a property needing a mortgage it is normal for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Battle solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
Can the conveyancing lawyers listed on your site handle right to buy conveyancing in Battle?
We do have numerous conveyancing specialists carrying out right to buy conveyancing Do contact the conveyancers listed with a view to get a costs illustration.
It is a dozen years since I bought my home in Battle. Conveyancing solicitors have just been retained on the sale but I am unable to locate my title documents. Will this cause complications?
You need not be too concerned. Firstly the deeds may be with the lender or they may be archived with the lawyers who oversaw the purchase. Secondly the likelihood is that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Battle involves registered property but in the unlikely event that your property is not registered it is more of a problem but is not insurmountable.
Please explain the implications if my lawyer’s firm is removed from the Skipton Solicitor panel ahead of completing my conveyancing in Battle?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I am selling my home. My former lawyers have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Battle if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in Battle. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
My husband and I are first time buyers - agreed a price, but the agent has warned us that the vendor will only proceed if we instruct their preferred solicitors as they need an ‘expedited deal’. We would rather use a local solicitor accustomed to conveyancing in Battle
We suspect that the seller is unaware of this demand. Should the vendor desire ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Bypass the agents and go straight to the sellers and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)but you are going to use your preferred Battle conveyancing lawyers - not the ones that will provide the estate agent a commission or achieve conveyancing thresholds demanded by head office.