Me and my partner are planning to acquire a 1 bedroom apartment in Hurst Green with a mortgage. We like our Hurst Green lawyer, however the lender advise he's not on their "panel". We have to appoint one of the bank panel conveyancing practices or retain our Hurst Green solicitor as well as pay for one of their panel firms to represent them. We regard this is unjust; are we not able to insist that the mortgage company use our Hurst Green property lawyer ?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Hurst Green conveyancing lawyer to apply to be on the conveyancing panel.
We are looking to buy a house and require a conveyancing solicitor in Hurst Green who is on the Lloyds conveyancing panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Hurst Green.
I have just over seventy years left on my lease and require a lease extension for my apartment in Hurst Green. Conveyancing solicitors on the Accord Mortgages panel can deal with such extensions correct?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 16/6/2026 the requirements read as follows :
I am purchasing a 4 bedroom semi-detached house in Hurst Green. We would like to convert the garage to an office at the house.Will the conveyancing process involve enquiries to determine if these works are permitted?
Your property lawyer should check the registered title as conveyancing in Hurst Green can sometimes reveal restrictions in the title deeds which prohibit certain changes or need the permission of a 3rd party. Certain extensions require local authority planning permissions and approval in compliance with building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these issues with a surveyor prior to committing yourself to a purchase.
I can not fathom if my bank obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hurst Green building society branch on a couple of occasions and was informed it wasn't a problem and they will lend. My Hurst Green conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. I have no idea who is right.
Your lawyer has to follow the Council of Mortgage Lenders’ Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
I am selling my house. I had a double glazing fitted in August 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, TSB are being problematic. The Hurst Green solicitor who is on the TSB conveyancing panel is happy to accept ‘lack of building regulation’ insurance but TSB are requiring a building regulation certificate. Why do TSB have a conveyancing panel if they don't accept advice from them?
It is probably the case that TSB have referred the matter to their valuer. The reason why TSB may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Is it simple use the search tool to find a conveyancing practitioner in Hurst Green on the panel for my mortgage?
First choose a mortgage company such as Barclays , Leeds Building Society or Clydesdale then choose your preferred area for example Hurst Green. Conveyancing organisations in Hurst Green and beyond will then be shown.
I today plan to offer on a house that appears to be perfect, at a great price which is making it more attractive. I have since found out that the title is leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a house with a leasehold title in Hurst Green. Conveyancing advisers have are about to be instructed. Will my lawyers set out the implications of buying a leasehold house in Hurst Green ?
The majority of houses in Hurst Green are freehold and not leasehold. This is one of the situations where having a local solicitor used to dealing with such properties who can help the conveyancing process. We note that you are buying in Hurst Green in which case you should be looking for a Hurst Green conveyancing solicitor and be sure that they are used to dealing with leasehold houses. First you will need to check the unexpired lease term. Being a lessee you will not be at liberty to do whatever you want to the property. The lease comes with conditions for example requiring the landlord’sconsent to conduct changes to the property. It may be necessary to pay a service charge towards the upkeep of the communal areas where the property is located on an estate. Your solicitor will advise you fully on all the issues.
Hurst Green Leasehold Conveyancing - Sample of Questions you should consider before buying
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On the whole the cost for major works are not included within service charges, albeit that a few managing agents in Hurst Green ask tenants to contribute towards a sinking fund and this is used to offset against larger repairs or maintenance. Is the freehold reversion owned collectively by the tenants? How many years are left on the lease?