Do the conveyancing lawyers that you recommend conduct conveyancing in Hurst Green by way of an attended exchange?
We do have a number of conveyancing experts carrying out attended exchanges. Do call us to obtain a fee calculation and details as to availability.
What is the best way to find out if the solicitor conducting my conveyancing in Hurst Green is on the mortgage lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for The Royal Bank of Scotland thus paying £192.00 in another set of conveyancing costs.
You should make the most of the find a lender approved solicitor tool on this page. Pick the lender and type ‘Hurst Green’ or your preferred area and you will be presented with numerous conveyancers located in Hurst Green or nearest you.
My wife and I have organised a further advance on our home loan from Yorkshire BS as we wish to carry out alterations to our property in Hurst Green. Are we obliged to appoint a local Hurst Green solicitor on the Yorkshire BS conveyancing panel to handle the legals?
Yorkshire BS would not normally appoint a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Yorkshire BS conveyancing panel.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Hurst Green property lawyer on the Kent Reliance panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Our sealed bid on a detached house in Hurst Green has been agreed to, the sellers do nevertheless have a connected purchase. The sellers have offered on a flat, but it’s not yet agreed to, and have viewings of other flats in the pipeline. I have selected a local conveyancing solicitor in Hurst Green. What do I do now? At what stage do I apply for the mortgage with Yorkshire BS?
It is understandable to have anxieties where there is a chain as you are unlikely to want to be too out of pocket prematurely (mortgage application is approx one thousand pounds, then survey, Hurst Green conveyancing search costs, etc). The first thing to do is ensure that your property lawyer is on the Yorkshire BS conveyancing panel. As to the subsequent stages this very much depends on the specifics of your case, desire for the property and on the state of the market. In a buoyant market some home buyers will apply for a home loan with Yorkshire BS and arrange for the valuation and only if it comes back ok would they request their conveyancing practitioner to move forward with searches.
I'm buying a new build house in Hurst Green benefiting from help to buy. The builders would not move on the price so I negotiated 6k of additionals instead. The property agent advised me not to tell my solicitor about this side-deal as it could adversely affect my loan with Godiva Mortgages Ltd. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Due to the advice of my in-laws I had a survey completed on a property in Hurst Green before appointing conveyancers. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some lenders will not give a loan on this type of home.
It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hurst Green. Conveyancing will be smoother if you use a solicitor in Hurst Green especially if they are accustomed to such properties in Hurst Green.
I am thinking of appointing a conveyancing lawyer in Hurst Green for my home move. Is there any facility to see a solicitor's record with the legal regulator?
One may read published Solicitor Regulator Association (SRA) decisions arising from inquisitions started on or after Jan 2008. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may recorded call for training reasons.