I happen to be the sole recipient of my late grandmother’s estate and I have everything in my name alone, including the house in Robertsbridge. The Robertsbridge property was put into my name in July. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my proprietorship could be regarded the same way as if I'd bought the property in July. Do I have to wait half a year to sell?
The Council of Mortgage Lenders’ handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How practical a view lenders take of it, depend on the mortgage company as this requirement chiefly exists to capture the purchase and immediately sell or the flipping of property.
We previously appointed conveyancing lawyers located in Robertsbridge on the Principality solicitor approved list. They are now charging me an additional sum for handling the Principality mortgage. Is this a supplemental conveyancing fee set by Principality?
Provided it is contained in their Terms and Conditions or estimate then yes your solicitor may levy a fee for this. This charge is not set by Principality but by your Robertsbridge solicitor. Some firms on the Principality panel will quote ’dealing with mortgage’ fee and others do not.
We expect to receive a AIP from TSB this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do TSB recommend any Robertsbridge solicitors on the TSB conveyancing panel, or is it better to go independently?
You will need to appoint Robertsbridge solicitors independently although you'll need to choose one on the TSB conveyancing panel. The solicitor represents both you and TSB through the process.
I have todaybeen informed that Wolstenholmes have closed. They conducted my conveyancing in Robertsbridge for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Robertsbridge conveyancing specialists.
I am buying a new build flat in Robertsbridge. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Robertsbridge
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Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
Due to the input of my in-laws I had a survey completed on a house in Robertsbridge prior to instructing lawyers. I have been told that there is a flying freehold aspect to the house. The surveyor has said that some lenders will not issue a loan on a flying freehold home.
It varies from the lender to lender. HSBC has different requirements from Birmingham Midshires. If you e-mail us we can look into this further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Robertsbridge. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Robertsbridge and I am already nervous. I couldn't find anything specific about Robertsbridge. Conveyancing will be needed in due course but do you know about the Robertsbridge area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Robertsbridge. In the meantime here are some basic statistics that we found
I've recently bought a leasehold flat in Robertsbridge. Do I have any liability for service charges for periods before completion of my purchase?
Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Leasehold Conveyancing in Robertsbridge - A selection of Queries Prior to Purchasing
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Its a good idea to discover as much as you can regarding the company managing the building as they can either make living at the property much easier or problematic. Being a leasehold owner you will be at the mercy of the managing agents from a financial perspective and when it comes to daily matters such as the tidiness of the communal areas. You should not be shy to ask other people if they are happy with them. In conclusion, investigate as to the dates that the maintenance charges are due to the relevant party and precisely what you get for your money. The answer will be helpful as a) areas could result in problems in the building as the common areas may begin to deteriorate if maintenance are not paid for b) if the leasehold owners have an issue with the running of the building you will want to have all the details The majority of Robertsbridge leasehold flats will incur a service charge for maintenance of the building set on behalf of the freeholder. Should you acquire the flat you will have to pay this contribution, normally in instalments accross the year. This could vary from a few hundred pounds to thousands of pounds for blocks with lifts and large common grounds. There will also be a rentcharge for you to pay yearly, this is usually not a large amount, say around £25-£75 but you need to check it because occasionally it could be prohibitively expensive.