It is is a decade since I purchased my house in Robertsbridge. Conveyancing lawyers have just been instructed on the sale but I can't locate my deeds. Will this cause complications?
You need not be too concerned. Firstly the deeds may be retained by your mortgage company or they may be in the possession of the solicitor who acted in your purchase. Secondly in all probability the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Robertsbridge involves registered property but in the unlikely event that your property is unregistered it is more problematic but is not insurmountable.
My lender has suggested solicitors on their panel based in Robertsbridge but I would rather use a conveyancing lawyer in Robertsbridge or nearer to where I live. Can you help?
Far from all Robertsbridge conveyancing firms are approved and listed on all banks conveyancing panel. Please make use of the above search tool to find a Robertsbridge conveyancing conveyancer on the on the lender panel.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Robertsbridge?
There are two types of lawyers who can carry out conveyancing in Robertsbridge namely CLC regulated conveyancers or solicitors. The two can provide conveyancing services that you need to complete the sale or purchase of property. They are both duty bound to execute Robertsbridge conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly conducted and that the necessary steps should be accurately taken.
Forgive me if this question is silly but I am unseasoned as FTB of a ground floor flat in Robertsbridge. Do I collect the keys to the premises on completion from my solicitor? If so, I will use a High Street conveyancing solicitor in Robertsbridge?
On the day of completion you will not be required to go to the conveyancers office in Robertsbridge. Your solicitors will electronically transfer the purchase money to the vendor’s conveyancers, and once they have received this, you will be invited to receive the keys from the property Agents and move into your new home. Usually this occurs between 1 and 3pm.
Is it the case that all Robertsbridge CQS (Conveyancing Quality Scheme) solicitors are on the Yorkshire BS conveyancing panel?
Some major lenders now utilise the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. CQS membership however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of conveyancing solicitors.
Is it necessary to pay for insurance to cover chancel repairs when acquiring a house in Robertsbridge?
Unless a previous purchase of the house took place post 12 October 2013 you can assume that conveyancing practitioners handling conveyancing in Robertsbridge to remain encouraging a chancel search and or insurance against a claim.
I'm converting the mortgage on my primary house to a BTL loan with Birmingham Midshires and I will use the ballance of the raised equity as a down payment on further house. The area we are looking at is Robertsbridge. Will your conveyancers be able to act for the two banks and link together the two deals?
Do use our search tool on this page to be sure that the lawyers are on the relevant lender panels. Assuming that they are the conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you solicitor and specify your expectations and needs.
We are in the middle of buying a residence in Robertsbridge. Conveyancing lawyer has told us the property is "Leasehold". Should this make a difference on the marketability of the property?
Robertsbridge conveyancing does not normally involve leasehold houses. The main consideration here is the length of lease and the ground rent. If there are hundred of years years remaining with a nominal rent, it's virtually freehold, so it shouldn't impact the value significantly.
At the other extreme, if it's, say, Sixty years it will have a significant impact on the saleability, and most likely wouldn't be mortgageable. The length of lease and ground rent will be stated in the lease provided to your conveyancer.