We note that you have a search directory identifying solicitors on the Principality conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Hawkhurst?
We are a listing service only for law firms wishing to communicate if they are on the Principality conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Hawkhurst.
We wish to acquire a newbuild flat in Hawkhurst with a loan from Bank of Ireland.We have a Hawkhurst conveyancing solicitor but Bank of Ireland advised that his firm is not listed on their "panel". We have to appoint a Bank of Ireland panel firm or keep our preferred solicitor and fork out for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?
No, not really. The mortgage issued to you contains terms and conditions, one of which will be that lawyers will be on the Bank of Ireland approved list. Until recently, most banks had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Bank of Ireland
My wife and I buying a 4 bedroom semi-detached house in Hawkhurst. The intention is to carry out a loft conversion at the property.Will the conveyancing process include checks to ascertain if these works are allowed?
Your solicitor will review the registered title as conveyancing in Hawkhurst will sometimes identify restrictions in the title documents which prohibit categories of changes or require the consent of a 3rd party. Some works require local authority planning permissions and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.
We have a mortgage agreed in principle with UBS. Hawkhurst conveyancing solicitors were instructed. What is the average time that one could expect to receive a mortgage offer from UBS?
There is no definitive answer here. Have UBS completed the valuation? Have you informed UBS as to your lawyers' details and checked that your lawyers are on the UBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
After shopping around on the internet I have found a Hawkhurst conveyancing practitioner having made sure that they are on the Yorkshire BS conveyancing panel. Does my lawyer arrange the survey of the property?
Yorkshire BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Yorkshire BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Hawkhurst surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
Have completed on a a detached house in Hawkhurst , how long will it take for the Land Registry to register my ownership? My Hawkhurst conveyancing solicitor works at snail pace, so I want to be sure the land registry aspects are concluded.
There is nothing unique when it comes to conveyancing in Hawkhurst registration formalities. Rather than based on location, timeframes can differ depending on the party submitting the application, whether there are errors and whether the Land registry must send notices to any other persons or bodies. Currently approximately 80% of such applications are completed in less than three weeks but some can be subject to protracted delays. Registration takes place once the new owner is living at the premises so post completion formalities is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor should contact the land registry and explain the circumstances.
I have been on the look out for a ground for flat up to £245,000 and identified one near me in Hawkhurst I like with a park and transport links in the vicinity, however it only has 51 years on the lease. There is not much else in Hawkhurst suitable, so just wondered if I would be making a grave error buying a short lease?
Should you require a home loan that many years will be a potential deal breaker. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you can request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
I need to appoint a conveyancing solicitor for freehold conveyancing in Hawkhurst. I happened to chance upon a web site which looks to be the ideal solution If it is possible to get all this stuff done via phone that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?