We are purchasing our first house. Our lawyer has messagedto enquire if we would like to purchase extra conveyancing searches. Frankly we have no idea as to what's appropriate for conveyancing in Hawkhurst
The type of Hawkhurst conveyancing searches depends primarily on the property, the location, the probability of any of these risks, your knowledge of the region and risks, your general attitude to risk. What matters is that you adequately comprehend what information each search could give you. Then you can decide if you personally think you need that search. Where you are uncertain, ask your lawyer to explain.
My Solicitor in Hawkhurst is not listed on the Clydesdale Solicitor Panel. Is it possible for me to retain my family solicitor notwithstanding that they are excluded from the Clydesdale panel?
The limited options available to you here include:
- Carry on with your preferred Hawkhurst lawyers but Clydesdale will need to instruct a conveyancer on their list of acceptable firms. This will inevitably rack up the total legal fees and result in delays.
- Choose an alternative lawyer to to deal with the purchase, remembering to check they are Persuade your conveyancer to do everything within their powers to join the Clydesdale conveyancing panel
I just bought a property at auction in Hawkhurst. Conveyancing is required. What happens now?
Given that you are now legally bound yourself to purchase you should choose a conveyancing solicitor quickly as you will have a fast approaching deadline in which to complete the property. An auction property should have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. If you have purchased leasehold property the conveyancing papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You need to give this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that your finances are in place to complete the transaction on the set completion date.
This question may be naive but I am unseasoned as FTB of a two bedroom flat in Hawkhurst. Do I collect the keys to the property on the completion date from my conveyancer? If so, I will appoint a local conveyancing solicitor in Hawkhurst?
There is no need to visit the lawyers office on the day of completion. Your solicitors will arrange to send the purchase money to the vendor’s conveyancers, and once they have received this, you should be able to pick up the keys from the selling Agents and move into your new home. This tends to happen between 1 and 3pm.
I have a mortgage with UBS for my property in Hawkhurst. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?
You must advise UBS in advance of letting out your property as this is likely to be a breach of UBS’s mortgage conditions. It may be that UBS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. You need not do this via a UBS conveyancing panel solicitor.
The estate agent has sent us the confirmation of our purchase of a new build flat in Hawkhurst. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Hawkhurst
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There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.
Over the last few months I have been searching for a ground for flat up to £235,500 and found one near me in Hawkhurst I like with amenity areas and station in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Hawkhurst for this price, so just wondered if I would be making a grave error purchasing a short lease?
Should you need a mortgage the remaining unexpired lease term will likely be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of 2 years you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this matter.
I acquired a house in Hawkhurst last 15/5/2024 and to date it is still not recorded with HM Land Registry. It is part of a development site and my solicitor told me that it can take 12 months to complete the registration formalities. I have spoken with HM Land Registry directly and they have informed me the initial application was cancelled due to questions not being addressed in time. What can I do?
It is your conveyancing practitioner that you must contact in order to satisfy any questions which have been raised as part of the registration process for your Hawkhurst property. Normal Hawkhurst conveyancing practice includes an undertaking on the part of the previous owner’s property lawyer that they will assist in resolving any registration raised by HMLR so it may be a case of taking action to enforce that undertaking in some way.