It is is a decade since I bought my house in Hawkhurst. Conveyancing solicitors have now been appointed on the sale but I can't find the title deeds. Will this jeopardise the sale?
Don’t worry too much. Firstly the deeds may be retained by your mortgage company or they could be archived with the conveyancers who oversaw your purchase. Secondly the likelihood is that the property will be registered at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Hawkhurst involves registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Hawkhurst. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 30/5/2025, the requirements read as follows :
I am buying my first flat in Hawkhurst with a loan from Norwich and Peterborough Building Society. The builders would not reduce the price so I negotiated 6k of extras instead. The sale representative suggested that I not disclose to my lawyer about the side-deal as it will jeopardize my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I'm refinancing my existing house to a buy to let loan with Coventry Building Society and intend to use the remaining equity towards another property. The location we are interested in is Hawkhurst. Will your solicitors be able to act for both sets of banks and tie in the two deals?
Do use our search tool on this site to be sure that the solicitors are on the appropriate lender panels. Having checked that they are your lawyer will be able to tie up the two transactions but you should have a chat with you conveyancer and specify your expectations and needs.
My father has suggested that I use his lawyers for conveyancing in Hawkhurst. Should I use them?
There are no two ways about it it’s preferable to select a conveyancing solicitor is to seek recommendations from friends or relatives who have actually used the solicitor you're contemplating using.
I am attracted to a couple of maisonettes in Hawkhurst both have about fifty years remaining on the leases. Will this present a problem?
A lease is a right to use the premises for a prescribed time frame. As the lease shortens the marketability of the lease decreases and results in it becoming more costly to extend the lease. For this reason it is often a good idea to extend the lease term. Sometimes it is difficult to sell a property with a short lease as mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a difficult process. We advise that you get professional help from a solicitor and surveyor with experience in this area.
Hawkhurst Leasehold Conveyancing - Examples of Queries Prior to buying
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How much is the annual service fee and ground rent? How is the lease structured? Many Hawkhurst leasehold flats will be liable to pay a service charge for maintenance of the building invoiced by the landlord. Should you buy the property you will have to meet this charge, usually periodically accross the year. This can differ from a few hundred pounds to thousands of pounds for blocks with lifts and large common grounds. In all likelihood there will be a ground rent to be met yearly, normally this is not a significant figure, say around £25-£75 but you should to check it because on occasion it could be many hundreds of pounds.