Am I correct in assuming that the fact that my solicitor in Burwash is not on my mortgage company's conveyancing panel that there is a problem with the quality of her work?
It would be unwise to jump to that conclusion. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed 76% of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Burwash conveyancing practice and ask them why they are no longer on the approved list for your mortgage company.
AssumingI was to buy a straightforward homein Burwash for cash and have no survey and no conveyancing searches how much should I expect to to save on my conveyancing in Burwash?
The sole reduction in fees you would make on is the Burwash conveyancing searches. Your conveyancer still got to do everything else - money laundering, communicating with the sellers property lawyer, stamp duty return, register the title etc. You might save a bit for them not having to register a mortgage however it will not be significant.
I am currently in the process of buying my council flat in Burwash. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
I can not work out if my lender requires a lease extension. I have called my Burwash bank branch on numerous occasions and was told it wasn't an issue and they would lend. My Burwash conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. Who do I believe?
Provided that the lawyer is on the mortgage company approved list, she or he must follow the Council of Mortgage Lenders’ Handbook conditions for the lender. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.
After shopping around on the internet I have found a Burwash lawyer having made sure that they are on the UBS conveyancing panel. Does my lawyer arrange the survey of the property?
UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Burwash surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I need some expedited conveyancing in Burwash as I am under an ultimatum to sign on the dotted line within one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
If.Given you are not obtaining a mortgage you have the choice not to have searches carried out although no lawyer would suggest that you don't. Drawing on years of experience of conveyancing in Burwash the following are instances of what can be revealed and therefore affect market value: Enforcement Actions, Outstanding Fees, Overdue Grants, Unadopted Roads,...
The deeds to my property are lost. The conveyancers who conducted the conveyancing in Burwash 5 years ago no longer exist. What do I do?
Assuming the title is registered the information relating to your proprietorship will be retained by the Land Registry with a Title Number. It is easy to conduct a search at the Land Registry, identify your property and order current copies of the Registered Entries for less than a fiver. Where the title is Leasehold then the Land Registry will usually retain a certified copy of the Registered Lease and again, a copy can be obtained for a small fee.
I am looking to buy a house and need a conveyancing solicitor in Burwash who is on the bank conveyancing panel. Can you recommend a Burwash or local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the lender who do conveyancing in Burwash. We dont recommend any particular firm.