My IFA says he needs my Hoddesdon lawyer’ panel reference for the Lloyds conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Hoddesdon office but they cant find it on their system.
You are best placed to get this information from your Hoddesdon conveyancer . Most Hoddesdon conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
The owners have very pushy sellers who has recommended a lock out contract with a down payment 10k. Is it wise to enter into such agreements?
There are two main concerns with executing a lock out agreement (occasionally termed a shut-out contract) is that it can distract from progressing with the conveyancing work, so unless it requires minimal or no negotiation then it could turn out to be a hindrance. It is not promoted amongst Hoddesdon conveyancing lawyers as a result. A further negative is the extent of the remedies available - a jilted purchaser is very unlikely to be issued with an injunctive ruling by a court to prohibit the owner selling to a third party, so the only remedy available under the contract will be the reimbursement of abortive charges and, in restricted scenarios, the extra payment of penalties.
I am buying a house and need a conveyancing solicitor in Hoddesdon who is on the Lloyds TSB Bank approved. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Lloyds TSB Bank in certain locations such as Hoddesdon. We dont recommend any particular firm.
I am helping my aunt sell her property in Hoddesdon. Will the conveyancer order an EPC or it is for the owner to see to?
After the demise of Home Information Packs, energy performance certificates was kept a mandatory element of selling a property. An EPC should be to hand prior to the property being advertised. This is not a task that conveyancers normally arrange. If you are using a Hoddesdon conveyancing solicitor they might help arrange energy assessments due to their contacts with reputable local energy assessors
Is it the case that all Hoddesdon solicitors on the Skipton conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Skipton conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Many lenders do allow licenced conveyancers on their panel in which case such practice would be governed by the CLC.
We expect to receive a AIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Hoddesdon solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?
You will need to appoint Hoddesdon solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.
I opted to have a survey done on a house in Hoddesdon in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. The surveyor advised that some mortgage companies will refuse to give a mortgage on this type of home.
It depends who your proposed lender is. HSBC has different instructions from Halifax. If you e-mail us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Hoddesdon. Conveyancing may be slightly more expensive based on your lender's requirements.
In my capacity as executor for the will of my aunt I am disposing of a property in Swansea but live in Hoddesdon. My lawyer (approximately 200 kilometers from merequires that I execute a stat dec before completion. Can you recommend a conveyancing lawyer in Hoddesdon who can attest this legal document for me?
strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally any notary public or solicitor will be fine regardless of whether they are Hoddesdon based