I am expecting a mortgage with Halifax. I hope to use a Licensed Conveyancer in Horley. Does the Halifax Conveyancing panel exclude conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Horley. My lender is Chelsea Building Society
Chelsea Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 8/11/2025, the requirements read as follows :
How does conveyancing in Horley differ for newly converted properties?
Most buyers of new build property in Horley come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because builders in Horley tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Horley or who has acted in the same development.
I am looking for a ground for flat up to £195,000 and found one close by in Horley I like with a park and station in the vicinity, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Horley suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan that many years will be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
I need to instruct a conveyancing solicitor for residential conveyancing in Horley. I have discover a web site which appears to be the perfect answer If it is possible to get all this stuff done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What is the reason for new build conveyancing in Horley being more expensive?
Buying a brand new home is significantly distinct from the standard house buying conveyancing in Horley. Firstly housebuilders ordinarily insist contracts to exchange very quickly, the result being a a great deal of pressure on your solicitor to make sure all is in order. Furthermore new build properties frequently involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Mortgage lender requirements are also more demanding. Given the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.