My family solicitor has given a fee estimate £1200 for freehold conveyancing in Horley. I am selling a Edwardian detached home for £300,000. Is this over the top? Is it above the average fee for conveyancing in Horley?
The estimate does seem a tad steep. If you shop around you could reduce the fees marginally by say a hundred pounds. That being said, you mightlive to rue opting for an an unknown lawyer. Remember to enquire that the firm can represent your lender. You can utilise our comparison tool to choose a Horley conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Horley.
Do I need to attend the offices of the solicitor to execute the legal charge? If so, I will instruct a firm who offer conveyancing in Horley so that I can attend their offices when needed.
Whereas this was necessary twenty years ago, the vast majority lenders no longer need their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to supply ID documents and there are still distinct advantages to choosing a local ayer, in your situation a conveyancing solicitor in Horley.
We had appointed solicitors located in Horley on the Virgin Money solicitor panel. They have just billed me a further charge for handling the Virgin Money mortgage. Is this an additional conveyancing fee set by Virgin Money?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner may levy a fee for this. The fee is not dictated by Virgin Money but by your Horley conveyancing practitioner. Numerous firms on the Virgin Money panel will quote ’dealing with mortgage’ fee and others do not.
My partner and I are spending time viewing apartments in Horley and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a mortgage with Bank of Ireland.
You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. Given that you are getting a mortgage with Bank of Ireland, ask your prospective lawyers if they are on the Bank of Ireland conveyancing panel otherwise they can't do the mortgage legal work.
After what seems like an age I have had an offer on an apartment in Horley accepted, but there is a chain. The vendors have offered on a flat, but it’s not yet agreed to, and have viewings of other properties booked. I have selected a local conveyancing solicitor in Horley. What should be my next step? When do I get the mortgage application with Virgin Money started?
It is usual to have anxieties where there is a chain as you are unlikely to want to incur costs too early (home loan application is approx one thousand pounds, then survey, Horley conveyancing search charges, etc). The first thing to do is check that your lawyer is on the Virgin Money approved list. Regarding the next phase this very much depends on the specifics of your transaction, attraction to the property and on the state of the market. During a hot market the majority of home buyers would apply for the mortgage with Virgin Money and pay for the valuation and only if it was satisfactory would they ask their lawyer to move forward with searches.
Do I need to take out insurance to cover chancel repairs when purchasing a house in Horley?
Unless a previous purchase of the house completed after 12 October 2013 you could assume that lawyers conducting conveyancing in Horley to continue to suggest a chancel search and or insurance against a claim.
Hoping to buy a property located in Horley and I am already nervous. I couldn't find anything specific about Horley. Conveyancing will be needed in due course but do you know about the Horley area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Horley. In the meantime here are some basic statistics that we found
I need to instruct a conveyancing practitioner in Horley for my home move. Is there any facility to see a firm’s complaints history with the legal regulator?
One may read documented Solicitor Regulator Association (SRA) determinations stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, use +44 (0)121 329 6800. The SRA may recorded telephone calls for training reasons.