Are you able to suggest a Britannia accepted Reigate conveyancing practice who can have us moved in within 28 days? Am I best advised to go for a high street Reigate conveyancer or a factory type conveyancer?
We can recommend some very good Reigate conveyancing firms. Another option is to visit the high street in Reigate. Visit a couple of firms and ask to speak with a conveyancing solicitor for a quote. Mention your expectations together with the reasons and ask for a commitment on your deadline. Appoint the one that appears most efficient.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Reigate?
There are two types of lawyers who can execute conveyancing in Reigate namely CLC regulated conveyancers or solicitors. Both professionals provide the legal services that required to complete the disposal or purchase of property. Both are required to perform Reigate conveyancing to the same quality and guidelines so you can be sure that your conveyancing will be properly administered and that all requirements and steps should be appropriately taken.
I can not fathom if my mortgage offer requires a lease extension. I have called into my local Reigate building society branch on numerous occasions and was told it does not impact the mortgage offer and they would lend. My Reigate conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend in accordance with their published requirements. Who do I believe?
As long as the conveyancing practitioner is on the lender approved list, they must adhere to the CML Handbook specifications for the bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
I have instructed a Reigate property lawyer having made sure that they are on the Coventry BS conveyancing panel. Does my lawyer arrange the survey of the property?
Coventry BS will need an independent valuation of the property. Your lawyer will not arrange this. Usually Coventry BS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Reigate postcode. As you are getting a mortgage with Coventry BS, you could contact them to see if they have a list of approved surveyors in Reigate.
A relative advised me that if I am purchasing in Reigate I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes included in the estimate for your Reigate conveyancing searches. It is a large report of more than thirty pages, listing and detailing important information about Reigate around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Reigate Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful data regarding Reigate.
How does conveyancing in Reigate differ for new build properties?
Most buyers of new build premises in Reigate approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is completed. This is because house builders in Reigate tend to buy the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Reigate or who has acted in the same development.
Is it simple use your search tool to select a conveyancing solicitor in Reigate on the approved list for my lender?
Step one is to choose a bank such as Santander, Skipton Building Society or Nottingham Building Society then specify your location for example Reigate. Conveyancing organisations in Reigate and across England and Wales should be shown.
My husband and I are first time buyers - agreed a price, but the selling agent advised that the owners will only go ahead if we appoint their recommended lawyers as they want an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer who is accustomed to conveyancing in Reigate
We suspect that the owner is unaware of this ultimatum. If they desire ‘a quick sale', turning down a motivated purchaser is is going to put the whole deal at risk. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are ready to go, with finances in place © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your preferred Reigate conveyancing solicitors - as opposed tothose that will earn their negotiator at the agency a commission or hit his conveyancing figures pre-set by head office.