My partner and I changing mortgage lender for our maisonette in Pound Hill with Leeds Building Society. We have a son 18 who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have two questions (1) Is this document specific to the Leeds Building Society conveyancing panel as he did not need to sign this form when we remortgaged 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Leeds Building Society. This is solely used to protect Leeds Building Society if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Leeds Building Society had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
It is a dozen years since I purchased my property in Pound Hill. Conveyancing solicitors have now been appointed on the sale but I am unable to locate my title deeds. Is this a problem?
You need not be too concerned. Firstly there is a possibility that the deeds will be with your mortgage company or they may be archived with the solicitor who handled the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining current official copies of the land registers. Nearly all conveyancing in Pound Hill involves registered property but in the rare situation where your home is not registered it is more problematic but is resolvable.
I am looking to buy a flat and need a conveyancing solicitor in Pound Hill who is on the National Westminster Bank conveyancing. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for National Westminster Bank in certain locations such as Pound Hill. We dont recommend any particular firm.
I require expedited conveyancing in Pound Hill as I have an ultimatum to exchange contracts within one month. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?
If.Given you are are a cash purchaser you are at free not to have searches carried out although no solicitor would suggest that you don't. With lots of history conveyancing in Pound Hill the following are examples of issues that can appear and adversely affect future saleability: Enforcement Actions, Outstanding Charges, Outstanding Grants, Unadopted Roads,...
Are there any apps to assist me to identify a Pound Hill law firm on the Chelsea Building Society conveyancing panel? I have a car and am happy to travel upto 25kilometers to meet the lawyer.
You can use the tool on this page. Please select a mortgage company and your location and you will see a number of Pound Hill conveyancing lawyers based on proximity. We have listed some Pound Hill conveyancing firms towards the end of this page and you can call them to check whether they are on the Chelsea Building Society member panel
A licensed conveyancer dealt with my conveyancing in Pound Hill half a dozen years ago and was holding my registration certificates but has now closed – What steps do I now take to get hold of these?
Title deeds, as such, are no longer appropriate for most homes in Pound Hill are archived electronically at Land Registry. If you need to show evidence of proprietorship or are selling or re-mortgaging your conveyancing practitioner should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.