We note that you have a post code search directory listing solicitors on the Clydesdale conveyancing panel. Do firms pay you a commission if I appoint them for our own conveyancing in Pound Hill?
We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Pound Hill.
How can we know in advance if a Pound Hill conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Pound Hill obtaining recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the solicitor carrying out your conveyancing.
We expect to receive a AIP from Nationwide this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Nationwide recommend any Pound Hill solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Pound Hill solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.
I can not work out if my mortgage offer requires a lease extension. I have called into my local Pound Hill bank branch on numerous occasions and was told they are content with the situation and they will lend. My Pound Hill conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they will not lend in accordance with their published requirements. I simply don't know who is right.
Provided that the conveyancer is on the bank panel, they must adhere to the CML Handbook requirements for the bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.
Should our solicitor be raising enquiries regarding flooding during the conveyancing in Pound Hill.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Pound Hill. There are those who acquire a house in Pound Hill, completely expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, suitable insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.
Conveyancers are not qualified to give advice on flood risk, however there are a various checks that may be undertaken by the purchaser or on a buyer’s behalf which will figure out the risks in Pound Hill. The standard completed inquiry forms supplied to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the owner to find out if the premises has suffered from flooding. In the event that the property has been flooded in past and is not disclosed by the seller, then a buyer could commence a legal claim for losses as a result of such an incorrect reply. The buyer’s lawyers will also commission an enviro search. This should higlight if there is a recorded flood risk. If so, more detailed investigations should be conducted.
I used Stirling Law several years past for my conveyancing in Pound Hill. I now require my papers but the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pound Hill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Pound Hill differ for newly converted properties?
Most buyers of new build residence in Pound Hill approach us having been asked by the developer to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Pound Hill usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Pound Hill or who has acted in the same development.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Pound Hill is the location of the property. Is there any guidance you can give?
Flying freeholds in Pound Hill are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Pound Hill you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Pound Hill may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.