I was informed recently by my broker that my Redhill lawyer is not on the bank Solicitor panel. What can I do to check?
You need to contact your Redhill lawyer directly. You lawyer should advise you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
It is a dozen years since I bought my home in Redhill. Conveyancing solicitors have now been instructed on the sale but I can't track down the title deeds. Will this cause complications?
You need not be too concerned. First there is a chance that the deeds will be with the lender or they could stored with the solicitor who oversaw the purchase. Secondly in all probability the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Redhill relates to registered property but in the rare situation where your home is unregistered it is more of a problem but is resolvable.
Have just purchased a repossessed house at auction in Redhill. Conveyancing is required. What are my next steps?
Given that you have now for all intents and purposes signed on the dotted line you now have to instruct a conveyancing solicitor quickly as you now have a tight deadline in which to complete the deal. All auction property will ordinarily have a corresponding auction pack. This will include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing pack should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork specific to leasehold premises. You should give this to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
I am buying a terrace house in Redhill. We would like to carry out an extension to the side at the property.Will legal conveyancing on the property include checks to ascertain if these works are allowed?
Your conveyancer will review the deeds as conveyancing in Redhill can on occasion reveal restrictions in the title deeds which prohibit categories of alterations or necessitated the permission of a 3rd party. Many works require local authority planning permissions and approval under the building regulations. Certain areas are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.
We are getting a further advance on our mortgage from Clydesdale as we wish to carry out improvements to our home in Redhill. Are we obliged to appoint a nearby Redhill solicitor on the Clydesdale conveyancing panel to handle the legals?
Clydesdale don't usually instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Clydesdale panel.
The deeds to my property are lost. The solicitors who handled the conveyancing in Redhill 10 years ago are no longer around. What do I do?
These day there are copies made of almost everything, and your conveyancer will know exactly where to locate all the appropriate paperwork so you can buy or dispose of your house without a hitch. If copies are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against future claims on the premises.
I need to find a conveyancing solicitor for purchase conveyancing in Redhill. I have land on a web site which appears to be the ideal offering If it is possible to get all this stuff completed via email that would be ideal. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
I am hoping to put an offer on a small detached house that seems to meet my requirements, at a great price which is making it more attractive. I have just discovered that the title is leasehold as opposed to freehold. I am assuming that there are issues purchasing a house with a leasehold title in Redhill. Conveyancing solicitors have are soon to be appointed. Will they explain the issues?
The majority of houses in Redhill are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can assist with the conveyancing process. We note that you are purchasing in Redhill so you should seriously consider looking for a Redhill conveyancing solicitor and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the number of years remaining. Being a tenant you will not be entirely free to do whatever you want to the property. The lease comes with conditions for example obtaining the freeholder’sconsent to carry out alterations. It may be necessary to pay a service charge towards the maintenance of the communal areas where the property is located on an estate. Your conveyancer will advise you fully on all the issues.
I bought a basement flat in Redhill, conveyancing formalities finalised in 2011. Can you work out an approximate cost of a lease extension? Comparable flats in Redhill with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £45 per annum. The lease finishes on 21st October 2086
With 62 years unexpired the likely cost is going to range between £17,100 and £19,800 plus costs.
The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use this information in tribunal or court proceedings. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.