LM Logo

Find a Lender-Approved Local Conveyancer in Horwich

Ready to buy a new home? Find a law firm approved by your lender.

If you have reached us by Googling ‘Conveyancing in Horwich’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Horwich.

Reasons to use our Horwich conveyancing solicitors

  • 1 Retaining the services of a a family Solicitor in the main means that you will receive a more personal touch. When using a an online conveyancing factory, your matter is handled by a team of people who check what is happening on the file by reading from their computer screens.
  • 2 Low cost packages from online conveyancers might be tempting. However, these companies are often located hundreds of kilometers away with limited appreciation of the factors that affect property transactions in Horwich
  • 3 Horwich property lawyers are likely to be familiar with the local Land Registry Office, Local Authority and property agents
  • 4 Horwich conveyancer are the linchpin to a successful Horwich home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 5 The Horwich conveyancing firms that we work with are dedicated to providing value for money, efficient and transparent conveyancing service to purchasers, sellers and investors in Horwich

Examples of recent conveyancing in Horwich since January 2025*

street view

Purchase

of flat Bridge Street BL6 7BT, sold for £265,000. Leasehold conveyancing legalities included: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, preparing statement detailing charges

street view

Transfer

of terraced premises, Brownlow Road, BL6 7ER completing on 17/01/2025 at a price of £320,000. The conveyancing process included amongst the various tasks: sending conveyancing papers to buyers representatives, agreeing completion date with parties, sending title deeds and executed transfer to purchaser’s lawyers

street view

Disposal

of detached residence property, Travers Street, BL6 6EQ completing on 22/01/2025 at a price of £130,000. The conveyancing process included amongst the various tasks: sending the transfer to the vendor for execution in preparation for completion, taking formal instructions from and updating the seller client, obtaining official copies of the title

street view

Disposal

of apartment Glenbeck Close BL6 6SG, at purchase amount of £228,500. Leasehold conveyancing included: sending the transfer to the seller for signature in readiness for completion, agreeing completion date with parties, setting up the completion formalities

Recently asked questions about conveyancing in Horwich

I am considering applying for a Nationwide mortgage for purchase of a newly converted (under development) in Horwich with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Nationwide ?

There is nothing to stop you using your solicitor, but Nationwide will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

I am buying a detached bungalow in Horwich. Our aim is to an extension at the rear at the property.Will the conveyancing process include enquiries to see if these alterations were previously refused?

Your conveyancer will review the deeds as conveyancing in Horwich will on occasion identify restrictions in the title deeds which restrict categories of works or require the permission of a 3rd party. Some works need local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor ahead of any purchase.

I had a mortgage agreed in principle with Kent Reliance. Horwich conveyancing lawyers are selected. How long does it take for Kent Reliance to send the offer to the conveyancer?

Some lenders take longer than others. Have Kent Reliance done the survey? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

I am due to exchange contracts on my house. I had a double glazing fitted in December 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Nationwide are being difficult. The Horwich solicitor who is on the Nationwide conveyancing panel is saying indemnity insurance will be fine but Nationwide are insisting on a building regulation certificate. Why do Nationwide have a conveyancing panel if they don't accept advice from them?

It is probably the case that Nationwide have referred the matter to their valuer. The reason why Nationwide may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Just had an offer accepted on a new build apartment in Horwich. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Horwich

    Please supply a car parking plan. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Due to the guidance of my in-laws I had a survey completed on a property in Horwich ahead of appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some banks tend refuse to grant a mortgage on a flying freehold house.

It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you call us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Horwich. Conveyancing may be slightly more expensive based on your lender's requirements.

I wish to let out my leasehold apartment in Horwich. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?

Some leases for properties in Horwich do contain a provision to say that subletting is only allowed with permission. The landlord is not entitled to unreasonably withhold but, in such cases, they would need to review references. Experience suggests that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting permission.

Leasehold Conveyancing in Horwich - Examples of Queries before Purchasing

    Many Horwich leasehold flats will be liable to pay a service charge for the upkeep of the block levied by the management company. If you buy the flat you will have to meet this liability, usually quarterly during the year. This can vary from several hundred pounds to thousands of pounds for bigger purpose-built blocks. In all likelihood there will be a rentcharge for you to pay yearly, ordinarily this is not a significant figure, say approximately £25-£75 but you need to check as sometimes it could be many hundreds of pounds. Best to be warned whether redecorating or some other significant cost is due shortly to be shared between the tenants and could well materially increase the the maintenance costs or result in a specific payment. The best form of lease structure is if the freehold interest is owned by the leaseholders. In this arrangement the tenants enjoy being in charge if their destiny and although a managing agent is often retained if it is bigger than a house conversion, the managing agent acts for the leaseholders themselves.

My wife and I have appointed a Horwich conveyancing solicitor for our house purchase (FTB’s) and have picked up in the engagement letter that they are not governed by the FCA. Am I right to be concerned or is that usually the case with property lawyer?

We can't see why they should be. Most conveyancing practitioner don't lend money. They should be regulated by the SRA, who dictate strict conditions in relation to amounts sitting in their bank.

Last updated

Sample of conveyancing solicitors in Horwich regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Horwich but also conveyancing throughout England and Wales.

  • Keoghs Llp, The Parklands, Lostock, Bolton, Lancashire, BL6 4SE
  • Winder Taylor Smith, Designa House,569 Chorley Old Road, Bolton, Lancashire, BL1 6BL
  • Adlington Law Limited, 80 Fairview Drive, Adlington, Chorley, Lancashire, PR6 9ST
  • Lansdale & Holdsworth, 1 The Studios, 316 Chorley Old Road, Bolton, Lancashire, BL1 4JU
  • Adamsons Law Limited, Landmark House, 12 Chorley New Road, Bolton, Lancashire, BL1 4AP

Residential Landlord and Tenant Conveyancing solicitors in Horwich

The list below is a non-comprehensive list of solicitors in Horwich practicing in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Service charge disputes

  • Keoghs Llp, The Parklands, Lostock, Bolton, Lancashire, BL6 4SE
  • Winder Taylor Smith, Designa House,569 Chorley Old Road, Bolton, Lancashire, BL1 6BL
  • Parkview Solicitors & Higher Court Advocates, Hamill House, 112-116 Chorley New Road, Bolton, Lancashire, BL1 4DH
  • Adamsons Law Limited, Landmark House, 12 Chorley New Road, Bolton, Lancashire, BL1 4AP
  • Ezra Elijah Law Ltd, 102 St. Helens Road, Bolton, Lancashire, BL3 3PJ

Planning law solicitors in Horwich regulated by the Solicitors Regulation Authority

The list below is a small selection of solicitors in Horwich with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including making sure people do what the planning regulations say
  • Winder Taylor Smith, Designa House,569 Chorley Old Road, Bolton, Lancashire, BL1 6BL
  • Afg Law Limited, 20 Mawdsley Street, Bolton, Lancashire, BL1 1LE
  • Russell & Russell, Churchill House, Wood Street, Bolton, Lancashire, BL1 1EE
  • Nabi Solicitors, Rose Hill Works, Nelson Street, Bolton, Lancashire, BL3 2RW

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.