The loan offer from Nationwide for the refinancing of my 2 bedroom apartment is due within the next few days. Could you put forward a low cost conveyancing practitioner in Westhoughton?
This site is not designed to assist those in their quest for cut-price fees for conveyancing solicitors in Westhoughton. We can offer you excellent value conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers seducing you with low cost conveyancing in Westhoughton. At best, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not end up with the service expected.
In what way does my ID and proof of funds have anything to do with my conveyancing in Westhoughton? Why is this being asked of me?
Westhoughton conveyancing solicitors as well as nationwide property lawyers accross the UK have a duty under Anti-terror and anti-money-laundering rules to verify the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients are required to provide two forms of certified identification; proof of ID (usually a Passport or Driving Licence) and evidence of address (usually a Utility Bill less than 3 months old).
Confirmation of the origin of funds is also required under the money laundering laws as lawyers are required to check that the funds you are utilising to purchase a property (whether it be the deposit for exchange or the full purchase price if you are a cash purchaser) has originated from an acceptable source (such as employment savings) rather than the product of illegitimate activity.
Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Westhoughton. My lender is The Mortgage Works
The Mortgage Works have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 5/3/2025, the requirements read as follows :
How does conveyancing in Westhoughton differ for newly converted properties?
Most buyers of new build premises in Westhoughton contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is ready to move into. This is because new home sellers in Westhoughton usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Westhoughton or who has acted in the same development.
My husband and I are first time buyers - had an offer accepted, yet the agent told us that the seller will only move forward if we instruct the agent's recommended conveyancers as they want a ‘quick sale’. Our preferred option is to instruct a local solicitor used to conveyancing in Westhoughton
It is highly unlikely the vendors are driving this. If they desire ‘a quick sale', alienating a motivated buyer is likely to cause more damage than good. Speak to the vendors direct and explain that (a)you are motivated buyers (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you will continue to use your preferred Westhoughton conveyancing solicitors - rather thanthose that will provide their estate agent a commission or achieve conveyancing thresholds set by senior management.
My fiance and I may need to sub-let our Westhoughton 1st floor flat temporarily due to a new job. We instructed a Westhoughton conveyancing practice in 2001 but they have since shut and we did not have the foresight to seek any guidance as to whether the lease prohibits the subletting of the flat. How do we find out?
Notwithstanding that your last Westhoughton conveyancing lawyer is no longer available you can check your lease to see if you are permitted to let out the property. The rule is that if the lease is non-specific, subletting is permitted. Quite often there is a prerequisite that you need to seek permission via your landlord or some other party in advance of subletting. This means that you cannot sublet in the absence of first obtaining permission. Such consent is not allowed to be unreasonably turned down. If your lease prohibits you from letting out the property you will need to ask your landlord if they are willing to waive this restriction.
Westhoughton Leasehold Conveyancing - A selection of Queries before Purchasing
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Best to be warned if window replacement or some other major work is due in the foreseeable future to be shared between the leasehold owners and may well dramatically increase the the service fees or require a specific payment. How many years remain on the lease? The answer will be important as a) areas may cause problems in the building as the communal areas may begin to deteriorate if repairs are not paid for b) if the tenants have a dispute with the running of the building you will want to have all the details