I was referred a conveyancer who has quoted £995 for no completion no fee conveyancing in Westhoughton. I am looking to sell a Edwardian detached home for £250,000. This seems too much. Is it above the norm for conveyancing in Westhoughton?
The costs illustration is slightly on the expensive side. If you shop around you may be able to decrease the fees marginally by say £100 plus VAT. That being said, you mightlive to regret opting for an an untested conveyancer. Remember to be sure the solicitor can represent your lender. You can employ our search tool to select a Westhoughton conveyancing practice on the banks conveyancing panel which can often include conveyancing solicitors in Westhoughton.
My partner and I are refinancing our maisonette in Westhoughton with Nottingham. We have a son approaching twenty who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is forfeited by the lender. I have two concerns (1) Is this document specific to the Nottingham conveyancing panel as he never had to sign this form when we bought 3 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
First, rest assured that your Nottingham conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Do the Building Society Association intend to launch a searchable register to to identify law firms on the Earl Shilton BS conveyancing panel for example in Westhoughton?
We have not been informed any plans on the part of the BSA to develop such a tool.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Westhoughton?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Westhoughton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I need to appoint a conveyancing solicitor for purchase conveyancing in Westhoughton. I happened to chance upon a site which seems to have the ideal offering If it is possible to get all formalities completed via web that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My father-in-law mentioned that before choosing a conveyancing lawyer they need approved by your mortgage company. I am novice purchaser but I have an AIP from HSBC and I already have a family conveyancing lawyer in Westhoughton at the ready. Will Santander require an approved conveyancer to be used? If so, where do I find that list for my conveyancing in Westhoughton?
You should use a solicitor that is on the Santander panel. Just telephone your chosen Westhoughton conveyancing lawyer and ask if they are on the Santander panel. If they are not on the panel you have numerous alternatives open to you here:
- Proceed with your preferred Westhoughton solicitor but Santander will undoubtedly appoint a lawyer from their conveyancing panel. This will result in additional fees and potential delay.
- Appoint a fresh property lawyer to conduct the conveyancing, ensuring that they are on the Santander conveyancing panel.
- Appeal to your lawyer to attempt to join the mortgage company panel.