I am not in a position to travel far from Houghton Le Spring. What is the rationale as to why all Houghton Le Spring lawyers aren't included on all mortgage company panels?
Banks normally restrict either the nature or the number of conveyancing solicitors on their approved list of lawyers. A common example of such restriction(s) being that a practice needs to have at least two partners. As well as restricting the nature of firm, some banks for example HSBC decided to limit the size of their panel they permit to act for them. It is worth noting that building societies have no responsibility for the accuracy of advice provided by any Houghton Le Spring property lawyer on their approved list. Mortgage fraud was a key driver in the culling of conveyancing panels in the last decade notwithstanding that there are differing thoughts concerning whether solicitors sat at the center of that fraud. Statistics published by the Land Registry reveal that thousands of conveyancing firms only conduct less than three conveyances a year. Those vindicating conveyancing panel culls ask why law firms deserve claim to be listed on a conveyancing panel when clearly conveyancing is not their speciality?
Despite weeks of looking the Title Certificate and documents to our home are lost. The solicitors who handled the conveyancing in Houghton Le Spring 4 years ago are no longer around. What are my options?
As long as you have a registered title the information relating to your proprietorship will be documented by the Land Registry under a Title Number. It is possible to carry out a search at the Land Registry, locate your house and obtain current copies of the property title for a small fee. Where the title is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
How does conveyancing in Houghton Le Spring differ for newly converted properties?
Most buyers of new build premises in Houghton Le Spring approach us having been asked by the housebuilder to sign contracts and commit to the purchase even before the property is finished. This is because new home sellers in Houghton Le Spring usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Houghton Le Spring or who has acted in the same development.
What makes your site different to other online quote calculators when it comes to conveyancing in Houghton Le Spring?
At this site get a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Houghton Le Spring. As opposed to estate agents and brokerage sites we do not charge firms a fee if you appoint them for your property ownership legalities in Houghton Le Spring
My father has recommend that I use his conveyancers in Houghton Le Spring. Do I take his guidance?
No doubt it’s preferable to select a conveyancing practitioner is to have feedback from friends or family who have actually previously instructed the firm that you are are thinking of instructing.
I recently found out that one of the directors of the solicitors handling the purchase conveyancing in Houghton Le Spring is related to the seller. Is this acceptable?
As long as there is no conflict of interest this should be fine. If you are obtaining a mortgage then the mortgage company may have a say as many banks have specific requirements on this. For example for Barclays plc as of 2/9/2025, the requirements read as follows :