I am buying a house without a mortgage in Murton. I have resided for the previous 20 years in Murton. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?
In the absence of a mortgage, then all but one or two of the Murton conveyancing searches are at your discretion. Your solicitor will 'advise', no-doubt strongly, that you should have searches done, but he has a professional duty to do this. One thing to take into account; if you are intend to dispose of the house in the future, it may be of interest to your future buyer what the searches disclose. On occasion premises with functional issues can still show up unexpected search results. A competent conveyancing solicitor in Murton will be able to give you some practical advice in this regard.
When it comes to mortgage companies such as Clydesdale, do Murton property lawyers incur a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to be on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
About to purchase flat in Murton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Murton solicitor is on the Aldermore conveyancing panel.
My offer was accepted on a house in Murton on 12/1/2026, valuation was booked 3 days after, all came back fine. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will commercial conveyancing searches reveal proposed roadworks that could impact a commercial property in Murton?
Many commercial conveyancing solicitors in Murton will order a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Murton. The report sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Murton.
For every commercial conveyancing transaction in Murton it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been addressed adequately could cause delays to Murton commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for domestic conveyancing in Murton.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Murton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Murton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build house in Murton with the aid of help to buy. The sellers would not budge the amount so I negotiated £7000 of extras instead. The sale representative suggested that I not reveal to my solicitor about this deal as it could jeopardize my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I have been advised by numerous property agents in Murton to get a quote from a conveyancer on your site. What’s the financial inducement for Estate Agents to promote your services over and above a competitor’s?
We refuse to offer any referral fee for sending work to this site. We found it would be just too difficult a fee as members of the public would think, ‘Why is the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.