I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Silsworth. My lender is Platform
Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/5/2025, the requirements read as follows :
What will a local search tell me about the property I am buying in Silsworth?
Silsworth conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searches UK The local search is essential in every Silsworth conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
How does conveyancing in Silsworth differ for new build properties?
Most buyers of new build premises in Silsworth come to us having been asked by the seller to sign contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Silsworth typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Silsworth or who has acted in the same development.
Taking into account that I am about to spend £400,000 on a terraced house in Silsworth I wish to have a conversation with the conveyancer concerning thehome move ahead of appointing the firm. Is this something that you can arrange?
We could not agree more - we would be pleased to talk to you we do not take any clients on without you speaking to the conveyancer who will be conducting your conveyancing in Silsworth.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for residential conveyancing in Silsworth should be the amount on the final invoice that you are charged.
Am I best advised to choose a Silsworth conveyancing solicitor in close proximity to the house I am buying? An old friend can conduct the conveyancing but his firm is located approximately 350miles drive away.
The benefit of a high street Silsworth conveyancing practice is that you can pop in to execute documents, present your identification documents and pester them if necessary. They will also have local knowledge which is a bonus. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and in the main were impressed that should surpass using an unfamiliar Silsworth conveyancing solicitor just because they are Silsworth based.
I am purchasing a ground floor maisonette in Silsworth. Conveyancing solicitor is awaiting, from the owner, building insurance paperwork. Earlier today I was informed that the owner must forward the insurance paperwork for the flat above as well. Why would my lawyer want to see the insurance for the other flat? Is it really necessary? We have been stalled for the last three weeks…
It is not impossible in leasehold conveyancing in Silsworth to find Conveyancing in Silsworth in a minority of cases reveals that the lease obliges the leasehold owners to insure their individual flats as opposed to the landlord insuring the complete property - which is definitely preferable. Do check with your lawyer but it would seem that your property lawyer is attempting to establish that the entire building is insured. Insuring a ground floor residence is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt for lack of insurance cover.