Can your site be used to find a Conveyancing solicitor in Sunderland even if I’m not buying or disposing of a house, for instance if I intend to buy an office in Sunderland with a mortgage from Alliance & Leicester ?
Our comparison service is mainly used to find domestic conveyancing solicitors in Sunderland but we have recorded at the bottom of this page a few Sunderland commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they can also act for Alliance & Leicester
My apartment in Sunderland is up for sale and I have a purchaser. Will my conveyancing practitioner have to be on the HSBC conveyancing panel in order to deal with paying off my mortgage?
Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently at the moment.
There are a variety of conveyancing solicitors in Sunderland but how do I know who I should use?
It would be unwise to be tempted by the cheapest Sunderland conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Sunderland solicitor on the Kent Reliance panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
I have instructed a Sunderland solicitor having made sure that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?
Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Sunderland surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
We are buying a house and the solicitor has identified Chancel Repair to which the property could be obligated to contribute to as it falls into the area of such a church. She has recommended insurance. Is this strictly warranted for conveyancing in Sunderland
Unless a previous purchase of the house took place post 12 October 2013 you could assume that lawyers handling conveyancing in Sunderland to continue to advocate a chancel search and or insurance against a claim.
Despite weeks of looking the Title Certificate and documents to my home can not be found. The conveyancers who conducted the conveyancing in Sunderland 4 years ago have long since closed. What do I do?
Assuming you have a registered title the information relating to your proprietorship will be evidenced by the Land Registry with a Title Number. It is possible to execute a search at the Land Registry, locate your property and order current copies of the property title for less than a fiver. If the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be obtained for £20 inclusive of VAT.
Due to the input of my in-laws I had a survey completed on a property in Sunderland ahead of retaining conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend refuse to give a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different requirements for example to Birmingham Midshires. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Sunderland. Conveyancing will be smoother if you use a solicitor in Sunderland especially if they are accustomed to such properties in Sunderland.