At long last a mortgage offer from Santander for the remortgage of my single bedroom flat is coming within the next few days. Are you able to recommend a low cost conveyancing lawyer in Washington?
You have come to the wrong place to search for the lowest fares for conveyancing solicitors in Washington. We can offer you cost effective conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers offering £100 conveyancing in Washington. In your best case scenario, in being led by cheap conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in extras and still not get the service expected.
We were just about to exchange contracts for a garden flat in Washington. We encountered a stumbling block. The loan offer with Santander runs out on 24/6/2025 but the owners are putting forward a completion date of 26/6/2025. Can one prolong the mortgage expiry date?
The best person to deal with your issue is your solicitors who will calculate if they should be discussing with the lender, seller’s conveyancers, property agents or indeed all parties given what has gone on in your transaction as of today.
Me and my partner are buying a property in Washington. It might be a silly question but how we can trust a solicitor? On completion day we will need to deposit funds into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Can you point me to a directory of Kent Reliance panel conveyancers in Washington on the UK Finance Lenders’ Handbook Website?
No. There is no such facility on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings viewable on the web. If you are seeking to appoint a Washington solicitor on the Kent Reliance please make the most of our tool.
Coventry BS have agreed my home loan in principle, my offer on a flat in Washington has been agreed to, what happens next?
Your estate agent will want to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Contact Coventry BS or your broker and finalise any outstanding forms. Coventry BS will sellect a valuer who will get in touch with the estate agent or vendor to arrange an appointment. Once carried out (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Coventry BS will send the offer to you and your solicitors. The legal work will then take it’s course according the nature and complexity of the conveyancing in Washington.
Various internet forums that I have come across warn that are the number one reason for delay in Washington conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in Washington.
I am purchasing my first flat in Washington with a mortgage from HSBC Bank. The developers refused to move on the amount so I negotiated 6k of extras instead. The house builders rep told me not inform my conveyancer about the extras as it may impact my mortgage with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am a couple of weeks into a freehold purchase having been directed to solicitors by the local agent to do our conveyancing in Washington. We are not happy. Could you help me find new lawyers?
A solicitor would have to be very poor in order to consider changing them. Has your mortgage offer been sent? If so you will need to make them aware of the new conveyancer and ensure the offer are re-sent. Your conveyancer needs to be on the lenders panel to avoid added expenses and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool will help you find a bank approved lawyer for your home move in Washington