My wife and I have recently appointed a conveyancing solicitor in Washington. I I am struggling to find out if they are on the Godiva Mortgages Ltd approved list of lawyers. Could you assist?
You should e-mail your solicitor and enquire if they can act for the lender. Otherwise please get in touch with Godiva Mortgages Ltd who may be able to help.
I am buying my first flat in Washington with a loan from Nottingham Building Society. The builders refused to move on the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not to tell my lawyer about this extras as it could adversely affect my mortgage with the bank. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Washington is where the house is located. Can you offer any guidance?
Flying freeholds in Washington are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Washington you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Washington may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
In what way does the Landlord & Tenant Act 1954 affect my business property in Washington and how can your lawyers assist?
The particular law that you refer to gives a safeguard to business lessees, giving them the dueness to apply to court for a continuation of occupancy when the lease comes to an end. There are limited grounds that a landlord can refrain from granting a lease renewal and the rules are involved. Fees are different for commercial conveyancing. Washington is one of our hundreds of locations in which our lawyers are based
We are 17 days into a residential purchase having been recommend to conveyancers by the local agent to carry out the conveyancing in Washington. I am am starting to be dissatisfied with the level of service. Can you you assist me in finding new solicitors?
A lawyer would have to be very poor in order to consider replacing them. Has the mortgage offer been generated? In the event that it has you must advise them of the new contact details and have the offer are re-issued. Your new solicitor ideally should be on the banks panel to avoid escalating expenses and frustration. That should be your first question of the new solicitors. The search tool should assist you in finding a lender approved conveyancer for your home move in Washington
A conveyancing firm acted on my conveyancing in Washington half a dozen years ago having retained my deeds but has since been shut down – What can I do to get hold of these?
Title deeds, as such, no longer exist as most properties in Washington are archived digitally at Land Registry. Should you need to show ownership or are selling or refinancing your conveyancing practitioner should obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.