We are buying a 2 bedroom flat in Washington with a mortgage. We like our Washington lawyer, but the bank says he's not on their "panel". We have to appoint one of the lender panel firms or keep our Washington lawyer and pay for one of their panel ones to represent them. We consider that this is unjust; can we not demand that the bank use our Washington conveyancing practitioner ?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Washington conveyancing solicitor to apply to be on the conveyancing panel.
I need some quick conveyancing in Washington as I am faced with an ultimatum to sign on the dotted line inside one month. Thankfully I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save money and time?
As you are are a mortgage free purchaser you have the choice not to do searches although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Washington the following are examples of issues that can appear and therefore affect market value: Enforcement Notices, Outstanding Fees, Overdue Grants, Railway Schemes,...
The estate agent has sent us the confirmation of our purchase of a new build apartment in Washington. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Washington
-
Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are surveyor prepared. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
I opted to have a survey done on a property in Washington in advance of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies may refuse to give a mortgage on this type of property.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you call us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Washington. Conveyancing will be smoother if you use a solicitor in Washington especially if they are accustomed to such properties in Washington.
I am downsizing from my home. My former conveyancers closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in Washington if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Washington. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes smoothly.
Is it true that a Washington conveyancing solicitor has court proceedings brought against them by a client for failing to conduct comprehensive conveyancing investigations?
Our attention has not be brought to such a Washington conveyancing claim but according to a recent report, clients purchasing a house in Cumbria successfully sued their conveyancing practitioner as a consequence of development permission to construct a wind farm not being picked up in conveyancing searches.
If you are buying in Washington It is important that your conveyancer carry out all Washington conveyancing searches needed to ensure you have relevant and current information ahead of purchasing a home in Washington.