It is a dozen years since I acquired my property in Ickenham. Conveyancing solicitors have now been retained on the sale but I can't find my title deeds. Is this a major issue?
Don’t worry too much. Firstly the deeds may be kept by the lender or they may be in the possession of the solicitor who acted in the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers procuring up to date copy of the land registers. Most conveyancing in Ickenham relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.
I used Wolstenholmes several years past for my conveyancing in Ickenham. Now, I need my documents however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ickenham of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am purchasing a new build house in Ickenham with a loan from Clydesdale. The sellers would not reduce the price so I negotiated £7000 of additionals instead. The sale representative told me not to tell my solicitor about this side-deal as it would impact my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How easy is it to use the search tool to select a conveyancing practitioner in Ickenham on the panel for my lender?
First choose a mortgage company such as Birmingham Midshires, The Mortgage Works or Platform Home Loans Ltd then specify your preferred area e.g. Ickenham. Conveyancing organisations in Ickenham and beyond will then be identified.
I am thinking of appointing a conveyancing practitioner in Ickenham for my home move. Is there any facility to review a solicitor's record with the profession’s regulator?
You may search for published Solicitor Regulator Association (SRA) determinations resulting from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find records about the period before 1 January 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.
Please specify the differing property related services that Ickenham conveyancing firms offer?
In the main Ickenham conveyancing firms manage to offer a broad range of legal advice to home and land proprietors, vendors, buyers, landlords and leaseholders which may include:
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Residential sale conveyancing in Ickenham or wider afield
Home purchase conveyancing in Ickenham and throughout England and Wales
Help to Buy Conveyancing in Ickenham or nationwide Helping leaseholder clients buy the freehold interests (enfranchisement) or extend their leases and landlord clients to assist with enfranchisement claims Acquisition of council property under the Right to Buy Scheme Islamic mortgage transactions