We are planning to purchase with Darlington Building Society. I dropped in a few local companies yet am unable to find a Ickenham conveyancing firm on the Darlington Building Society approved list. Could you assist?
Please do take advantage of the search tool on this page. Please choose the lender and type Ickenham or your location and you will discover a number of lawyer located in Ickenham or by proximity to you.
What is your number one tip for choosing a conveyancing solicitor in Ickenham
It would be unwise to be swayed by the cheapest Ickenham conveyancing quote. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of time.
Two weeks ago we had a mortgage agreed in principle with Clydesdale. Ickenham conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from Clydesdale?
Some lenders take longer than others. Have Clydesdale conducted the valuation? Have you informed Clydesdale as to your lawyers' details and checked that your lawyers are on the Clydesdale conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
After months of negotiation I have agreed a price on a house in Ickenham. My financial adviser pressured me to appoint their lawyer. I paid an upfront payment of £150. A couple of days later, the conveyancer called me to say that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Will my lawyer be raising enquiries regarding flooding as part of the conveyancing in Ickenham.
The risk of flooding is if increasing concern for conveyancers dealing with homes in Ickenham. There are those who purchase a property in Ickenham, completely aware that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or dispose of the premises. Steps can be carried out during the course of a property purchase to forewarn the buyer.
Lawyers are not best placed to give advice on flood risk, however there are a various checks that may be initiated by the purchaser or by their lawyers which can give them a better appreciation of the risks in Ickenham. The standard completed inquiry forms given to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the owner to determine if the property has ever been flooded. If the property has been flooded in past and is not disclosed by the seller, then a purchaser may issue a claim for damages stemming from an inaccurate answer. A purchaser’s conveyancers should also carry out an enviro report. This should higlight if there is a recorded flood risk. If so, further investigations should be initiated.
Are there restrictive covenants that are commonly picked up during conveyancing in Ickenham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Ickenham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am buying a new build apartment in Ickenham. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Ickenham
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If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.
To what extent are Ickenham conveyancing solicitors duty bound by the Law Society to supply transparent conveyancing costs?
Inbuilt into the Solicitors Code of Conduct are set rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have a practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be regarded as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, constitute the Law Society’s perspective of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Ickenham or across England and Wales.