I have just started taking steps with the aim of porting my domestic loan to a BTL Birmingham Midshires mortgage. The bank has said that I must appoint a conveyancer as part of the process. I got in contact with my past Ickenham conveyancing firm who dealt with the legals when I first purchased the property. The fee calculation supplied of £575 plus disbursements has taken me by surprise as its a refinance than a sale or purchase.
The estimate fees are a tad high. If you shop around you could reduce the fees marginally by perhaps £125. That being said, providing that you were happy with the assistance the firm offered you mightcome to rue opting for an an untested solicitor. Don't forget to enquire the firm can also act for Birmingham Midshires. You can use our search tool to locate a Ickenham conveyancing firm on the Birmingham Midshires member panel, which can often include conveyancing solicitors in Ickenham.
Will my lawyer be asking questions about flooding as part of the conveyancing in Ickenham.
Flooding is a growing risk for conveyancers dealing with homes in Ickenham. There are those who acquire a property in Ickenham, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out during the course of a house purchase to forewarn the buyer.
Solicitors are not qualified to give advice on flood risk, however there are a various searches that may be initiated by the purchaser or by their lawyers which can give them a better understanding of the risks in Ickenham. The standard information supplied to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the vendor to find out if the property has ever been flooded. If flooding has previously occurred which is not disclosed by the vendor, then a purchaser may issue a compensation claim stemming from an incorrect answer. The buyer’s lawyers may also carry out an enviro report. This should disclose if there is a recorded flood risk. If so, more detailed investigations will need to be initiated.
I've recently found out that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Ickenham is where the house is located. Is there any advice you can give?
Flying freeholds in Ickenham are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Ickenham you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ickenham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
I have been advised by a few estate agents in Ickenham to get a quote from a solicitor using your seach tool. What’s the financial advantage for Estate Agents to market your site over and above alternative conveyancing organisations?
We don’t make any financial incentive for pointing buyers and sellers to this site. We thought it would be too underhand a fee because members of the public would think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
I need to appoint a conveyancing solicitor for my conveyancing in Ickenham. I've discover a site which seems to have the ideal answer If there is a chance to get all this stuff done via web that would be preferable. Should I be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My wife and I purchased a leasehold house in Ickenham. Conveyancing and Godiva Mortgages Ltd mortgage organised. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1991. The conveyancing practitioner in Ickenham who acted for me is not around. Do I pay?
The first thing you should do is make enquiries of the Land Registry to be sure that this person is indeed the registered owner of the freehold reversion. It is not necessary to incur the fees of a Ickenham conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Having spent months of negotiations we simply can't agree with our landlord on how much the lease extension should cost for our flat in Ickenham. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
Most definitely. We are happy to put you in touch with a Ickenham conveyancing firm who can help.
An example of a Lease Extension case for a Ickenham flat is Flat 72 Queens Walk in January 2013. The Tribunals calculated the premium payable to be £22,090. This case affected 1 flat. The number of years remaining on the existing lease(s) was 53.26 years.