It is 10 years ago since I purchased my home in Hayes. Conveyancing solicitors have recently been retained on the sale but I can't track down the title deeds. Is this a problem?
Don’t worry too much. Firstly there is a possibility that the deeds will be with the lender or they may be in the possession of the lawyers who oversaw the purchase. Secondly the chances are that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing lawyers acquiring current official copies of the land registers. Nearly all conveyancing in Hayes involves registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.
My lawyer in Hayes is not listed on the Halifax Conveyancing Panel. Can I still retain my prefered solicitor even though they are excluded from the Halifax panel of approved conveyancing solicitors?
Your options are as follows:
- Complete the purchase with your preferred Hayes lawyers but Halifax will need to use a lawyer on their panel. This will inevitably rack up the total legal fees as well as cause delays.
- Choose a new practitioner to to deal with the purchase, obviously checking they are on the Halifax panel
What can a local search tell me about the property I am purchasing in Hayes?
Hayes conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example Searches UK The local search plays a central part in many a Hayes conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your property. The search will provide data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject headings.
How difficult is it to swap solicitor as I have to select a firm on the Godiva Mortgages Ltd conveyancing list. I hired a family conveyancing solicitor in Hayes round the corner but he is not accepted by Godiva Mortgages Ltd
It would be our pleasure to help you select a conveyancing solicitor in Hayes on the Godiva Mortgages Ltd panel. Please note that the property lawyers that we on the directory do not pay us fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Hayes. In making use of search facility on this page, you can contrast costs for conveyancing solicitors in Hayes and throughout England and Wales.
We are a fortnight into a residential purchase having been directed to a firm by the high street agent to handle our conveyancing in Hayes. I am am starting to be dissatisfied with the quality of service. Could you you assist me in finding new conveyancers?
They would need to be very poor to suggest diss instructing them. Has the loan offer been sent? In the event that it has you will need to inform them of the new contact details and get the loan are re-issued. The solicitor ideally needs to be on the lenders approved list to avoid supplemental fees and frustration. So that should be your first question of the new solicitors. Our search tool should help you find a lender approved solicitor for your home move in Hayes
We have an offer in principle from The Royal Bank of Scotland who said we could borrow up to £300k. At what point do I need to instruct a lawyer for conveyancing? Hayes is where we plan to move to.
You can instruct a conveyancer now and ask them to create a file on your behalf. This will facilitate: 1) the estate agent to issue a Sales Memorandum to all parties 2) the seller’s property lawyer to submit the draft contract. That being said, do not instruct your conveyancer to order searches until you receive your valuation report via The Royal Bank of Scotland and you are content to proceed.