We are planning to buy with Earl Shilton BS. I dropped in 3 or 4 local companies yet am struggling to find a Southend On Sea conveyancing firm on the Earl Shilton BS approved list. Can you assist?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Pick the building society and type Southend On Sea or your preferred area and you will be presented with numerous solicitors located in Southend On Sea or by proximity to you.
I happen to be the single recipient of my late father’s estate and I have everything in my name now, including the house in Southend On Sea. Conveyancing formalities meant that the Land Registry date was in November. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership will be regarded the same way as though I had purchased the property in November. Will no one buy the property for half a year?
The CML handbook mandates conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you could be affected by that. How sensible a view mortgage companies take of it, depend on the lender as this provision chiefly exists to pick up on subsales or the quick reselling of properties.
We previously appointed conveyancers located in Southend On Sea on the Skipton solicitor approved list. They have just invoiced me an additional charge for handling the Skipton mortgage. Is this a supplemental conveyancing fee specified by Skipton?
As unfair as it may appear, as long as it’s in their Terms and Conditions or estimate then yes your solicitor can levy a fee for this. The charge is not set by Skipton but by your Southend On Sea conveyancer. Some firms on the Skipton panel will charge an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
My offer was accepted on a property in Southend On Sea on 12/11/2024, valuation was booked 2 days after, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Are there restrictive covenants that are commonly identified as part of conveyancing in Southend On Sea?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Southend On Sea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
How does conveyancing in Southend On Sea differ for new build properties?
Most buyers of new build premises in Southend On Sea come to us having been asked by the builder to sign contracts and commit to the purchase even before the property is completed. This is because developers in Southend On Sea tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Southend On Sea or who has acted in the same development.
What does commercial conveyancing in Southend On Sea cover?
Southend On Sea conveyancing for business premises incorporates a broad range of services, offered by regulated solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more usually, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.
My husband and I are first time buyers - agreed a price, but the agent has warned us that the owners will only move forward if we appoint the agent's recommended solicitors as they are insisting on a ‘quick sale’. We would rather use a high street conveyancer accustomed to conveyancing in Southend On Sea
We suspect that the seller is unaware of this requirement. Should the seller want ‘a quick sale', taking such a hostile approach to a serious purchaser is not the way to achieve this. Contact the sellers directly and make the point that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you intend to proceed fast (e)but you will continue to use your own,trusted Southend On Sea conveyancing solicitors - not the ones that will provide the negotiator at the agency a referral fee or achieve conveyancing thresholds demanded by corporate headquarters.