My partner and I have just purchased a house in Pentonville. We have since encountered a number of problems with the property which we suspect were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been conducted for conveyancing in Pentonville?
It is not clear from the question as what problems have arisen and if they are relate to conveyancing in Pentonville. Conveyancing searches and investigations undertaken as part of the buying process are supposed to help avoid problems. As part of the process, a property owner completes a questionnaire known as a SPIF. If the information turns out to be misleading, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Pentonville.
I'm the sole recipient of my late grandmother’s estate with all property in now in my sole name, including the house in Pentonville. Conveyancing formalities meant that the Land Registry date was in February. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship may be treated the same way as though I had purchased the house in February. Do I have to wait half a year to sell?
The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. How sensible a view lenders take of it, depend on the bank as this obligation is primarily there to identify the purchase and immediately sell or the flipping of property.
The formalities of my purchase has taken place for my property in Pentonville. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
My offer was accepted on an apartment in Pentonville on 9/1/2026, valuation was booked five days after, received a clean bill of health. Solicitor retained, so all that was missing was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
How does conveyancing in Pentonville differ for new build properties?
Most buyers of new build property in Pentonville approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because builders in Pentonville usually buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Pentonville or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Pentonville ahead of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend not grant a mortgage on this type of home.
It varies from the lender to lender. Santander has different requirements for example to Halifax. Should you wish to telephone us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Pentonville. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Pentonville to see if the conveyancing costs will increase in light of this.
I need to appoint a conveyancing solicitor for my conveyancing in Pentonville. I've discover a site which appears to be the ideal offering If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
What advice can you give us when it comes to appointing a Pentonville conveyancing firm to deal with our lease extension?
When appointing a solicitor for your lease extension (regardless if they are a Pentonville conveyancing practice) it is most important that they be familiar with the legislation and specialises in this area of work. We suggest that you talk with several firms including non Pentonville conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be of use:
-
What volume of lease extensions have they conducted in Pentonville in the last 12 months?
I have attempted and failed to negotiate with my landlord for a lease extension without success. Can a leaseholder apply to the Leasehold Valuation Tribunal? Can you recommend a Pentonville conveyancing firm to represent me?
Where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to make a decision on the price.
An example of a Lease Extension decision for a Pentonville flat is Flat 89 Trinity Court Grays Inn Road in February 2013. the Tribunal found that the premium to be paid by the tenant on the grant of a new lease, in accordance with section 56 and Schedule 13 to the Leasehold Reform, Housing and Urban Development Act 1993 should be £36,229. This case affected 1 flat. The unexpired residue of the current lease was 66.8 years.