My partner and I are intent on acquiring a flat in Iver. My Conveyancer has never been on on the lender approved list. Is it possible for me to use my Iver conveyancing solicitor notwithstanding that they are excluded from the lender list of approved lawyers?
Your options include
- Proceed with your chosen Iver conveyancer but your bank will need to use a property lawyer from their approved list. The net result is additional fees together with likely frustration.
- Get a fresh property lawyer to conduct the conveyancing, ensuring that they are on the lender conveyancing panel.
- Appeal to your property lawyer to attempt to join the mortgage company panel
Can the conveyancing lawyers via your comparison service conduct attended exchange conveyancing in Iver?
There are a few conveyancing experts carrying out attended exchanges. Please e-mail us to secure a costs illustration and details as to availability.
Having sold my house in Iver last April yet the purchaser is texting daily complaining that her conveyancer needs to hear from mine. What are the post completion sale legalities following completion?
After completion of your disposal your solicitor is duty bound to forward the transfer deeds and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor must also evidence that the home loan has been repaid to the buyers solicitors. There is unlikely to be post completion requirements specific conveyancing in Iver.
Should my lawyer be raising questions regarding flooding as part of the conveyancing in Iver.
Flooding is a growing risk for conveyancers dealing with homes in Iver. Some people will purchase a house in Iver, fully aware that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable insurance cover, or dispose of the property. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Solicitors are not best placed to impart advice on flood risk, but there are a various searches that can be carried out by the purchaser or by their solicitors which will give them a better appreciation of the risks in Iver. The standard information supplied to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) contains a standard question of the seller to determine whether the premises has historically flooded. If the premises has been flooded in past which is not disclosed by the owner, then a buyer may issue a claim for damages as a result of such an incorrect response. The purchaser’s solicitors will also carry out an environmental search. This should higlight if there is a recorded flood risk. If so, additional investigations will need to be made.
Despite weeks of looking the Title Certificate and documents to my property are lost. The solicitors who did the conveyancing in Iver 5 years ago are no longer around. What are my next steps?
In today’s world there are copies made of almost everything, and your solicitor should be aware precisely where to find all the appropriate documentation so you may purchase or dispose of your property without a hitch. If copies can’t be located, your solicitor may be able to put in place insurance or indemnities against future claims on the premises.
I have been on the look out for a leasehold apartment up to £195,000 and found one round the corner in Iver I like with amenity areas and station nearby, however it's only got 61 years on the lease. I can't really find anything else in Iver for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease may be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the existing owner has owned the premises for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.