Do the conveyancing lawyers Indexed on your site carry out auction conveyancing in Longford?
There are a number of niche practitioners we can connect you with those who can conduct auction conveyancing. Longford is just one of our areas of in which our lawyers are based.
My grandfather passed away last year and as sole heir and executor I was left the house in Longford. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Co-operative, pay off the mortgage. Is this allowed?
Given you intend to re-mortgage then Co-operative will insist on your using a conveyancer on the Co-operative conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Co-operative conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Co-operative mortgage is registered as a charge at the Land Registry.
What can a local search inform me regarding the house I am buying in Longford?
Longford conveyancing often commences with the applying for local authority searches directly from your local Authority or via a personal search company for instance Searches UK The local search is essential in every Longford conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search should provide data on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.
I've recently found out that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Longford is the location of the property. Is there any guidance you can give?
Flying freeholds in Longford are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Longford you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longford may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am 17 days into a leasehold purchase having been directed to solicitors by the estate agent to perform conveyancing in Longford. We are not happy. Can you help me find new solicitors?
They would have to be very bad in order to consider diss instructing them. Has your mortgage been sent? If so you will need to inform them of the replacement lawyer and have the offer are re-sent. Your new solicitor ideally needs to be on the mortgage company panel to avoid added costs and complications. So that should be your first question of the new solicitors. The search tool will assist you in finding a bank approved solicitor for your home move in Longford
I have miscalculated my finances and am a couple of thousand pounds short a 10% deposit on my house purchase in Longford , but I am anxious proceed. What can I do?
One option is to try and agree a lesser deposit. Many vendors will agree to a lower deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.
You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second