I am the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Longford. The Longford property was put into my name in August. I now wish to sell up. I do know about the Mortgage Lenders six month 'rule', which means that my property ownership may be considered the same way as though I had purchased the house in August. Is the property unsalable for six months?
The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. many mortgage companies would take a pragmatic view as this requirement is chiefly there to pick up on the purchase and immediately sell or the quick reselling of properties.
We are getting a further advance on our mortgage from Bank of Ireland as we wish to conduct a loft conversion to our home in Longford. Are we obliged to select a nearby Longford solicitor on the Bank of Ireland conveyancing panel to deal with the legals?
Bank of Ireland don't usually appoint a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Bank of Ireland conveyancing panel.
We have a mortgage agreed in principle with RBS. Longford conveyancing practitioners were instructed. What is the average time that one could expect to receive a mortgage offer from RBS?
Some lenders take longer than others. Have RBS conducted the survey? Have you advised RBS as to your lawyers' details and checked that your lawyers are on the RBS conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I need some fast conveyancing in Longford as I am under a deadline to exchange contracts in less than 4 weeks. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are are a mortgage free purchaser you are at free not to have searches carried out although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Longford the following are instances of issues that can crop up and adversely impact future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
Have purchased a a semi-detached house in Longford , how long will it take for the Land Registry to register my ownership? My Longford conveyancing solicitor has been very slow, so I want to be sure that my ownership is recorded.
As far as conveyancing in Longford registration is no quicker or slower than anywhere else in the country. Rather than based on location, timescales can differ subject to who lodges the application, whether there are errors and whether the Land registry need to notify any other persons or bodies. As of today roughly three quarters of such applications are completed in less than three weeks but occasionally there can be protracted hold-ups. Registration is effected once the purchaser has moved in to the premises so post completion formalities is not always an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor should communicate with the Registry to express the reasoning for an expedited registration.
Hoping to buy a property located in Longford and I am already nervous. I couldn't find anything specific about Longford. Conveyancing will be needed in due course but do you know about the Longford area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Longford. In the meantime here are some basic statistics that we found
I am using a search engine for the phrase cheap conveyancing in Longford it reveals numerous solicitorsin the vicinity. How do I determine which is the suitable conveyancing solicitor for the sale of my house?
The best way of finding a suitable conveyancer is via trusted testimonial, so seek the guidance of colleagues and relatives who have bought a property in Longford or a respected estate agent or financial adviser. Fees for conveyancing in Longford vary, so it's a good idea to obtain at least three quotes from varying types of companies. Dont forget to clarify that the costs are assured not to increase.
What can I expect to pay for conveyancing in Longford?
Almost all Longford conveyancing practices will charge a set fee. In the event that further work become due during the conveyancing your lawyer is obliged advise you in writing of any additional charges for such work immediately it becomes obvious. Some firms may agree not to charge a fee if the deal aborts, others will levy an bill for a proportion of the agreed fee, calculated based on the stage at which the deal falls through.
It may be helpful for you to seek various firms to provide you a quotation.