After what seems like an age a loan offer from HSBC for the refinancing of my 3 room maisonette is due by the end of next week. Are you able to propose a low cost conveyancing solicitor in Harmondsworth?
You have come to the wrong site to search for the lowest fares for conveyancing solicitors in Harmondsworth. Our intention is to offer value for money conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with ninety nine pound conveyancing in Harmondsworth. Optimistically, in being led by low cost conveyancing, you will get your money’s worth and at worst it will result in you being stung for additional fees and still not end up with the service you were hoping for.
What does my ID and proof of funds have anything to do with my conveyancing in Harmondsworth? Why is this being asked of me?
Harmondsworth conveyancing solicitors and indeed property lawyers throughout the UK have a duty under Anti-terror and anti-money-laundering rules to check the identity of any client in order to ensure that clients are who they say they are.
Conveyancing clients will need to provide two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and proof of address (usually a Bank Statement no more than three months).
Confirmation of the origin of monies is also necessary under the money laundering regulations as lawyers are duty bound to investigate that the money you are using to acquire a property (be it the exchange deposit or the full purchase price if you are a cash purchaser) has originated from a reputable source (such as an inheritance) rather than the fruits of criminal activity.
I am considering applying for a Barclays mortgage for purchase of a new build (under development) in Harmondsworth with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Barclays ?
In theory, you could use a solicitor that is not on the Barclays conveyancing panel, but Barclays would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.
I used Stirling Law a few years past for my conveyancing in Harmondsworth. Now, I need the files however the law firm has closed. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Harmondsworth of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I am looking for a conveyancing lawyer in Harmondsworth for my home move. Is it possible to review a firm’s complaints history with the profession’s regulator?
Members of the public may find published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Go to Check a solicitor's record. For information Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, dial +44 (0)121 329 6800. The SRA sometimes recorded telephone calls for training purposes.
Do you have any top tips for leasehold conveyancing in Harmondsworth with the aim of expediting the sale process?
- Much of the frustration in leasehold conveyancing in Harmondsworth can be bypassed if you appoint lawyers the minute your agents start advertising the property and request that they start to put together the leasehold documentation which will be required by the purchasers’ lawyers. In the event that you altered the property did you need the Landlord’s consent? In particular have you laid down wooden flooring? Most leases in Harmondsworth state that internal structural changes or laying down wooden flooring require a licence from the Landlord acquiescing to such changes. Where you fail to have the approvals to hand you should not communicate with the landlord without contacting your conveyancer first. If you are supposed to have a share in the Management Company, you should ensure that you are holding the original share document. Organising a new share certificate can be a time consuming formality and slows down many a Harmondsworth home move. Where a new share certificate is necessary, you should approach the company officers or managing agents (if relevant) for this as soon as possible. If there is a history of any disputes with your freeholder or managing agents it is very important that these are resolved before the property is put on the market. The purchasers and their solicitors will be reluctant to purchase a flat where there is a current dispute. You will have to accept that you will have to discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the buyers, but it is clearly preferable to present the dispute as historic rather than ongoing. You may think that you are aware of the number of years left on your lease but it would be wise to double-check via your conveyancers. A buyer’s lawyer will be unlikely to recommend their client to proceed with the purchase of a leasehold property the remaining number of years is under 80 years. It is therefore important at an early stage that you consider whether the lease requires a lease extension. If it does, contact your solicitors before you put your premises on the market for sale.
I have attempted and failed to negotiate with my landlord to extend my lease without any joy. Can the Leasehold Valuation Tribunal adjudicate on such issues? Can you recommend a Harmondsworth conveyancing firm to assist?
in cases where there is a missing landlord or if there is dispute about what the lease extension should cost, under the relevant legislation it is possible to make an application to the Leasehold Valuation Tribunal to calculate the premium.
An example of a Freehold Enfranchisement decision for a Harmondsworth flat is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case related to 2 flats. The number of years remaining on the existing lease(s) was 69 years.