In the event thatI was to acquire a straightforward propertyin Harmondsworth for cash and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Harmondsworth?
The sole reduction in fees you would make on is the disbursement for searches. Your conveyancer is required to do the vast majority of work - money laundering, communicating with your vendors conveyancer, stamp duty submission, register the property etc. A marginal saving might be made by not needing to register a mortgage but it won't be a lot.
We are getting a further advance on our mortgage from HSBC as we intend to carry out renovations to our property in Harmondsworth. Do we need to choose a local Harmondsworth solicitor on the HSBC conveyancing panel to deal with the legals?
HSBC don't usually require a member of their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC panel.
I can not work out if my bank requires a lease extension. I have telephoned my Harmondsworth building society branch on various occasions and was advised it wasn't an issue and they will lend. My Harmondsworth conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend in accordance with their published requirements. I have no idea who is right.
Your solicitor must comply with the CML Handbook section two requirements for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
My offer was accepted on a property in Harmondsworth on 8/5/2025, valuation was booked 4 days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Can the lender hold off the offer?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just had an offer accepted on a new build flat in Harmondsworth. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Harmondsworth
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Please confirm the Lease plans are architect prepared. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Please supply evidence that the form of Lease proposed has been approved by the Land Registry.
I opted to have a survey done on a property in Harmondsworth before appointing solicitors. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some lenders tend refuse to grant a mortgage on such a premises.
It depends who your proposed lender is. HSBC has different requirements for example to Birmingham Midshires. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Harmondsworth. Conveyancing may be slightly more expensive based on your lender's requirements.
Expecting to exchange soon on a studio apartment in Harmondsworth. Conveyancing lawyers have said that they will have a report out to me within the next couple of days. What should I be looking out for?
The report on title for your leasehold conveyancing in Harmondsworth should include some of the following:
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Are pets allowed in the flat? Advice as to the provision as set out in the lease to to contribute towards maintenance costs - in relation to the building, and the more general rights a lessee enjoys What the implications are if you have breached the provisions of the lease? Who has the liability for maintaining the window frames Who has the liability to repair and maintain the building. It is important that you know who is liable for the repair and maintenance of every part of the building
Having spent months of correspondence we are unable to agree with our landlord on how much the lease extension should cost for our flat in Harmondsworth. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?
You certainly can. We can put you in touch with a Harmondsworth conveyancing firm who can help.
An example of a Freehold Enfranchisement matter before the tribunal for a Harmondsworth premises is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case was in relation to 2 flats. The unexpired residue of the current lease was 69 years.
My partner and I have just discovered that one of the partners of the solicitors acting on the purchase conveyancing in Harmondsworth is related to the seller. Is this allowed?
As long as there is no conflict of interest this is permitted. Where you are requiring mortgage finance then the lender may have a say as many mortgage companies have specific requirements concerning this. For example for HSBC as of 21/6/2025, the requirements read as follows :