It is a dozen years since I acquired my house in Yiewsley. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the title documents. Is this a problem?
You need not be too concerned. First the deeds may be with the lender or they may still be with the conveyancers who oversaw your purchase. Secondly the likelihood is that the title will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Yiewsley involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is not insurmountable.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Yiewsley?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Yiewsley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Yiewsley prior to appointing solicitors. I have been advised that there is a flying freehold element to the house. My surveyor has said that some banks may refuse to issue a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements for example to Nationwide. If you contact us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Yiewsley. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing lawyer in Yiewsley for my purchase. Is there any facility to review a firm’s record with the legal regulator?
Anyone may read documented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after 1 January 2008. Go to Check a solicitor's record. To find records Pre 2008, or to check a solicitors record, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA could recorded call for training requirements.
I've found a house that seems to meet my requirements, at a reasonable figure which is making it all the more appealing. I have subsequently discovered that it's a leasehold rather than freehold. I would have thought that there are issues buying a house with a leasehold title in Yiewsley. Conveyancing lawyers have are about to be instructed. Will my lawyers set out the implications of buying a leasehold house in Yiewsley ?
The majority of houses in Yiewsley are freehold and not leasehold. In this scenario it’s worth having a local conveyancer used to dealing with such properties who can help the conveyancing process. We note that you are purchasing in Yiewsley so you should seriously consider shopping around for a Yiewsley conveyancing solicitor and check that they have experience in transacting on leasehold houses. First you will need to check the unexpired lease term. As a tenant you will not be at liberty to do whatever you want to the property. The lease comes with conditions such as obtaining the landlord’spermission to carry out alterations. You may also be required to pay a contribution towards the upkeep of the estate where the house is part of an estate. Your conveyancer will appraise you on the various issues.
I am the registered owner of a ground-floor 1960’s flat in Yiewsley. In the absence of agreement between myself and the landlord, can the Leasehold valuation Tribunal make a decision on the sum payable for a lease extension?
You certainly can. We are happy to put you in touch with a Yiewsley conveyancing firm who can help.
An example of a Freehold Enfranchisement case for a Yiewsley flat is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case was in relation to 2 flats. The unexpired lease term was 69 years.
Why can I not complete our conveyancing in Yiewsley on May bank holiday?
Because on completion the funds needs to pass between the banks of the purchaser and owner’s property lawyer and currently this can only occur on a business day. It is not possible to complete on a weekend either.