My partner and I are hoping to buy a flat in Coney Hall and are in fact using a Coney Hall conveyancing firm. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. TSB have this evening contacted us to inform me that they have now hit a problem as our Coney Hall lawyer is not on their conveyancing panel. Is this a problem?
When purchasing a property with mortgage finance it is conventional for the purchasers' lawyers to also represent the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel and you may continue to use your own Coney Hall solicitors, in which case it will likely add costs, and it may delay matters as you have another set of people involved.
Last September we completed a house move in Coney Hall. We have noticed several problems with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? Can you clarify the nature of searches that should have been conducted as part of conveyancing in Coney Hall?
The question is not clear as what problems have arisen and if they are relate to conveyancing in Coney Hall. Conveyancing searches and due diligence undertaken during the legal transfer of property are supposed to help avoid problems. As part of the process, a seller fills in a form known as a Seller’s Property Information Form. If the information ends up being incorrect, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Coney Hall.
It is is a decade since I acquired my house in Coney Hall. Conveyancing lawyers have now been appointed on the sale but I am unable to track down the deeds. Will this cause complications?
Don’t worry too much. Firstly there is a possibility that the deeds will be retained by your lender or they could be in the possession of the conveyancers who acted in your purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Almost all conveyancing in Coney Hall relates to registered property but in the rare situation where your home is unregistered it adds to the complexity but is resolvable.
Do I find a Licenced Conveyancer or Solicitor for conveyancing in Coney Hall?
There are many registered licenced Conveyancers in Coney Hall and Solicitor partnerships in Coney Hall who provide Conveyancing services It is important to make clear that the two are supervised by regulatory bodies with both specialising in the legal work in the home buying process. The two can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am planning to move home in March. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Coney Hall. Conveyancing firm was found prior to coming across this page.
On the day of completion you will need to collect the house keys from the selling agent however this can only occur once the previous owners conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be passed over. Subsequently you will need to tell the removal men that you are ready to move in. We do not suggest a particular removal company but can help you find a residential property solicitor in Coney Hall or a firm that specialises in conveyancing in Coney Hall.
After much negotiation I have agreed a price on an apartment in Coney Hall. My financial adviser recommended their conveyancers. I paid an advanced payment of £175. A couple of days later, the solicitor contacted me sheepishly admitting that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
How do I identify a Coney Hall solicitor on the Skipton Building Society conveyancing panel? I have wheels and am willing to travel upto 10miles to meet the solicitor.
Feel free to make use of the facility on this page. Please pick a mortgage company and your location and you will see a number of Coney Hall conveyancing lawyers located nearest you. We have detailed some Coney Hall conveyancing firms towards the end of this page and you can ring them to verify whether they are on the Skipton Building Society panel
I need to instruct a conveyancing solicitor in Coney Hall for my home move. Is it possible to check a solicitor's complaints history with the profession’s regulator?
You may review published Solicitor Regulator Association (SRA) determinations arising from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. For information Pre 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, call +44 (0)121 329 6800. The regulator sometimes recorded call for training purposes.