We are buying a victorian detached house in Coney Hall. The intention is to carry out an extension to the side at the house.Will the conveyancing process include investigations to see if these alterations are permitted?
Your property lawyer will check the deeds as conveyancing in Coney Hall will on occasion identify restrictions in the title deeds which restrict certain alterations or require the consent of another owner. Certain extensions need local authority planning consent and approval under the building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these things with a surveyor ahead of any purchase.
I am due to exchange contracts on my flat. I had a double glazing fitted in February 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Leeds Building Society are being problematic. The Coney Hall solicitor who is on the Leeds Building Society conveyancing panel is saying indemnity insurance will be fine but Leeds Building Society are insisting on a building regulation certificate. Why do Leeds Building Society have a conveyancing panel if they don't accept advice from them?
It is probably the case that Leeds Building Society have referred the matter to their valuer. The reason why Leeds Building Society may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Barclays have agreed my mortgage in principle, my offer on a apartment in Coney Hall has been accepted, what happens next?
Your estate agent will wish to be advised as to your solicitor's details (make sure the lawyers are on the lender’s panel). Telephone Barclays or your financial adviser and complete any outstanding forms. Barclays will sellect a valuer who will get in touch with the selling agent or seller to arrange a slot for the valuation to occur. Once carried out (assuming no problems) it takes about ten days for the mortgage offer to be issued. Barclays will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Coney Hall.
It has been 4 months following my purchase conveyancing in Coney Hall took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £160,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Due to the encouragement of my in-laws I had a survey completed on a house in Coney Hall in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the house. Our surveyor has said that some lenders tend not give a mortgage on a flying freehold property.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Halifax. If you call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Coney Hall. Conveyancing may be slightly more expensive based on your lender's requirements.
How do I identify a Coney Hall solicitor on the Santander conveyancing panel? I am a keen cyclist and am happy to travel upto 25miles to meet the conveyancer.
You can use the facility on this page. Please choose the bank and your location and you will see a number of Coney Hall conveyancing lawyers located nearest you. We have listed some Coney Hall conveyancing firms at the bottom of this page and you can ring them to verify if they are on the Santander member panel
I have been sourcing a conveyancing solicitor in Coney Hall for my house move. Is it possible to check a solicitor's record with the profession’s regulator?
You can find presented Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after 1 January 2008. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a firm's history, ring 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The regulator may monitor call for training requirements.
What advice do you have for searching for reasonably priced conveyancing in Coney Hall?
First ask your friends and family who they would recommend. Second, search the web for conveyancing in Coney Hall. Phone two or three from the list and request that they email you their conveyancing quote and discuss your needs with the solicitor who will conduct your conveyancing before you make your decision. Option 3 is to make use of this site to help you find the right solicitors for you based on your unique factors including location,speed, complexity and who the proposed lender is.Avoid the trap of appointing £99 conveyancing solicitors in Coney Hall