I am getting a mortgage offer from Halifax. I would like to retain the legal services of a Licensed Conveyancer in Coney Hall. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
The Coney Hall conveyancing solicitors that I appointed last week on my purchase in Coney Hall have suddenly closed. They were on acting for me because I needed a solicitor on the Kent Reliance conveyancing panel and my preferred Coney Hall lawyer was not. I gave my credit card details for them to take £195 for searches. What do I do now?
If you have an estate agent involved then let them know straight away so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Kent Reliance conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors should be in a position to assist.
Me and my brother own a terraced Georgian property in Coney Hall. Conveyancing practitioner represented me and Accord Mortgages Ltd. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Coney Hall and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the position with the conveyancing solicitor who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on two weeks back in what should have been a straight forward, chain free conveyancing. Coney Hall is the location of the property. Can you shed any light on this issue?
Flying freeholds in Coney Hall are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Coney Hall you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Coney Hall may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
My husband and I are 18 days into a freehold purchase having been directed to conveyancers by the high street agent to perform conveyancing in Coney Hall. I am am very disappointed with the level of service. Could you help me find new lawyers?
They would need to be really poor to suggest changing them. Has your mortgage been generated? In the event that it has you must make them aware of the new contact details and ensure the mortgage documents are re-sent. Your new solicitor ideally needs to be on the mortgage company panel to avoid supplemental expenses and frustration. That should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved lawyer for your conveyancing in Coney Hall
We are hoping to purchase a repression house in Coney Hall and the vendor demand completion within 28 days. Do solicitors meet that timeframe? Am I best advised to select a local Coney Hall firm or an online organisation that advertises to complete quickly?
Visit your Coney Hall high street. Pop in to 3 companies and ask to see a conveyancing solicitor for an estimate. Discuss your requirements and try and obtain assurances on deadlines. Select the one that appears most genuine. Make sure to use a property lawyer on the list of solicitors acceptable to your mortgage company.