We just had an offer accepted to purchase with Loughborough BS. I dropped in 3 or 4 local solicitors but am struggling to find a Kilburn conveyancing firm on the Loughborough BS panel. Could you assist?
Feel free to take advantage of the find a lender approved solicitor tool on this page. Please choose the mortgage company and type Kilburn or your preferred area and you will see a number of lawyer located in Kilburn or nearest you.
This question may be naive but I am new to the home buying as a first time buyer of a two bedroom flat in Kilburn. Do I collect the keys to the premises on completion from my lawyer? If this is the case, I will appoint a High Street conveyancing solicitor in Kilburn?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you should be invited to collect the keys from the selling Agents and start moving into the property. Usually this happens early afternoon.
I am planning to move house in January. Should my conveyancing solicitor liaise with the removal company on the completion day. Incidentally, can you recommend a removal company in Kilburn. Conveyancing solicitor was chosen prior to coming across your site.
On the day of completion you will need to pick up the keys from the property agent but this can only be done once the previous owners lawyers inform the agent that they have the completion monies and the keys can be handed over. After that you should advise the removal company that they can start moving you in. We are not in a position to recommend a particular removal organisation but can assist you in finding a residential property solicitor in Kilburn or a solicitor with expertise in conveyancing in Kilburn.
UBS have agreed my home loan in principle, my offer on a apartment in Kilburn has been agreed to, now what?
The estate agent will wish to be advised as to your property lawyer's details (be sure the conveyancers are on the bank’s approved list). Contact UBS or the broker and finalise any outstanding forms. UBS will appoint a valuer who will get in contact with the selling agent or vendor to schedule a slot for the valuation to happen. Once carried out (assuming no problems) it takes about ten days to get a mortgage offer. UBS will issue the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Kilburn.
How does conveyancing in Kilburn differ for newly converted properties?
Most buyers of new build property in Kilburn come to us having been asked by the seller to sign contracts and commit to the purchase even before the property is constructed. This is because new home sellers in Kilburn tend to acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kilburn or who has acted in the same development.
Over the last few months I have been searching for a flat up to £305k and identified one near me in Kilburn I like with open areas and station nearby, however it's only got 52 years unexpired on the lease. I can't really find anything else in Kilburn in this price bracket, so just wondered if I would be making a grave error buying a short lease?
Should you need a mortgage the shortness of the lease will likely be an issue. Reduce the price by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer about this.
I was advised by two or three local property agents in Kilburn to get a quote from a solicitor using your seach tool. Is there a financial incentive for Estate Agents to offer your services rather than another?
We don’t make any commission for sending work in our direction. We found it would be just too difficult to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.
Can I find out who owns a house in Kilburn?
Provided the premises is registered with the Land Registry, and you have the information of the address of the property, you should be able to obtain details from the HMLR of the registered proprietor for a a minimal charge.