We were just about to exchange contracts for a freehold house in Kingsland. We have hit a stumbling block. Our mortgage offer with Barclays expires on 9/3/2026 but the sellers are suggesting a completion date of 11/3/2026. Can one prolong the loan expiry date?
The person best placed to deal with your question is your lawyer who is in a position to determine if they corresponding with the lender, vendor’s representatives, selling agents or possibly all three taking into account the history of your transaction to date.
I am helping my step-mother sell her property in Kingsland. Does the conveyancing solicitor order the EPC or do I organise this?
After the abolition of HIPs, energy assessments became a required element of moving property. An energy assessment should be commissioned before the property is placed on the market. This is not a task that solicitors normally organise. If you are instructing a Kingsland conveyancing lawyer they might help arrange energy performance certificates due to their relationships with long established local assessors
Does a directory service exist listing Aldermore panel conveyancers in Kingsland on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association websites. Very few mortgage companies make their panel listings available online. If you are in need of a Kingsland conveyancer on the Aldermore please use our facility.
The formalities of my remortgage has taken place for my property in Kingsland. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
All lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
We are buying a property and the solicitor has referenced Chancel Repair to which the house may be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this strictly appropriate for conveyancing in Kingsland
Unless a previous acquisition of the property took place after 12 October 2013 you could expect lawyers handling conveyancing in Kingsland to continue to recommend a chancel search and or insurance against a claim.
Me and my brother own a renovated Georgian property in Kingsland. Conveyancing lawyer acted for me and Santander. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold under the exact same property. Is it worth asking Santander to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kingsland and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the situation with the conveyancing solicitor who conducted the conveyancing.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in a fortnight ago in what should have been a quick, no chain conveyancing. Kingsland is the location of the property. Can you shed any light on this issue?
Flying freeholds in Kingsland are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kingsland you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kingsland may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Hoping to buy a property located in Kingsland and I am already nervous. I couldn't find anything specific about Kingsland. Conveyancing will be needed in due course but do you know about the Kingsland area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Kingsland. In the meantime here are some basic statistics that we found